Summary
JOSCAP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €224,184 and a net result of €221,184. Its solvency ranks better than 53% of 8061 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€224,184
Net result
€221,184
Total assets
€409,236
Solvency
54.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €409,236
Fixed assets
€52,680
Current assets
€356,556
Equity and liabilities €409,236
Equity
€224,184
Debt
€185,052
Debt finances 45.2% of the balance-sheet total.
Key figures and ratios
ROE
98.7%
ROA
54.0%
Debt ≤ 1 year
€185,052
Income taxes
€93,844
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,220 |
| Other operating charges640/8 | €386 |
| Gross operating margin9900 | €328,670 |
| Operating profit (loss)9901 | €313,064 |
| Financial income75/76B | €2,421 |
| Recurring financial income75 | €2,421 |
| Financial charges65/66B | €457 |
| Recurring financial charges65 | €457 |
| Profit (loss) for the period before taxes9903 | €315,028 |
| Income taxes67/77 | €93,844 |
| Profit (loss) for the period9904 | €221,184 |
| Profit (loss) for the period to be appropriated9905 | €221,184 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €409,236 | |
| Fixed assets21/28 | €52,680 | |
| Tangible fixed assets22/27 | €52,680 | |
| Furniture and vehicles24 | €52,680 | |
| Current assets29/58 | €356,556 | |
| Amounts receivable within one year40/41 | €1,457 | |
| Trade receivables40 | €399 | |
| Other amounts receivable41 | €1,058 | |
| Current investments50/53 | €322,694 | |
| Cash at bank and in hand54/58 | €32,405 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €409,236 | |
| Equity10/15 | €224,184 | |
| Contributions10/11 | €3,000 | |
| Reserves13 | €221,184 | |
| Distributable reserves133 | €221,184 | |
| Amounts payable17/49 | €185,052 | |
| Amounts payable within one year42/48 | €185,052 | |
| Trade debts44 | €322 | |
| Suppliers440/4 | €322 | |
| Taxes, remuneration and social security45 | €93,118 | |
| Taxes450/3 | €93,118 | |
| Other amounts payable47/48 | €91,612 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €221,184 |
| + Depreciation and write-downs630 | €15,220 |
| Operating cash flow (approximation) | €236,404 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2025
Ground area
1,279 m²
Building footprint
157 m²
Volume, LiDAR
950 m³
Parcel 23062M0070/00L004, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JOSCAP
since 20252.369.085.438
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062M0070/00L004 | Flanders | 1,279 m² | 1 · 157 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900BZWOELFTUIJD45
Similar companies · same sector, comparable size
Drima-Projects
BE 0708.907.969
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STERCI
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FIBIS
BE 0451.989.712
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D.L.M.Consult
BE 0787.245.862
Diksmuide · Eq €224,380
Suwie Group
BE 0765.915.166
Zedelgem · Eq €224,408
Of 24,730 companies in sector 64210 we hold annual accounts for 19,772. 13,558 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.