JORTECH
ActiveSummary
JORTECH has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,876 and a net result of €39,577. Its solvency ranks better than 60% of 21,070 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €45,876
- Profit
- €39,577
Why 97raises riskFounded in 2024lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 3.18, cash €56,971Equity €45,876 (68.6% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 61% on solvency, 72% on liquidity, 82% on profitability and 99% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 23 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointment: LOOS Jordan (director) ·…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result rises in 2025; 2025 is 5 times 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | - | €15 | - |
| Gross operating margin9900 | €10,882 | €54,467 | ▲ 401% |
| Operating profit (loss)9901 | €10,882 | €54,452 | ▲ 400% |
| Financial income75/76B | - | €0 | - |
| Recurring financial income75 | - | €0 | - |
| Financial charges65/66B | €21 | €117 | ▲ 464% |
| Recurring financial charges65 | €21 | €117 | ▲ 464% |
| Profit (loss) for the period before taxes9903 | €10,862 | €54,336 | ▲ 400% |
| Income taxes67/77 | €2,971 | €14,758 | ▲ 397% |
| Profit (loss) for the period9904 | €7,891 | €39,577 | ▲ 402% |
| Profit (loss) for the period to be appropriated9905 | €7,891 | €39,577 | ▲ 402% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €14,061 | €66,911 | ▲ 376% |
| Current assets29/58 | €14,061 | €66,911 | ▲ 376% |
| Amounts receivable within one year40/41 | €116 | €9,515 | ▲ 82× |
| Trade receivables40 | €116 | €9,510 | ▲ 82× |
| Other amounts receivable41 | - | €5 | - |
| Cash at bank and in hand54/58 | €13,945 | €56,971 | ▲ 309% |
| Deferred charges and accrued income490/1 | - | €425 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €14,061 | €66,911 | ▲ 376% |
| Equity10/15 | €7,132 | €45,876 | ▲ 543% |
| Contributions10/11 | €100 | €100 | = |
| Reserves13 | €7,032 | €45,776 | ▲ 551% |
| Distributable reserves133 | €7,032 | €45,776 | ▲ 551% |
| Amounts payable17/49 | €6,929 | €21,034 | ▲ 204% |
| Amounts payable within one year42/48 | €6,929 | €21,034 | ▲ 204% |
| Trade debts44 | €148 | €506 | ▲ 241% |
| Suppliers440/4 | €148 | €506 | ▲ 241% |
| Taxes, remuneration and social security45 | €6,179 | €20,014 | ▲ 224% |
| Taxes450/3 | €6,179 | €20,014 | ▲ 224% |
| Other amounts payable47/48 | €601 | €514 | ▼ 14.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €7,891 | €39,577 | ▲ 402% |
| Operating cash flow (approximation) | €7,891 | €39,577 | ▲ 402% |
| Change in cash | - | €43,026 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 06-07-2026 | 2026-00264898 |
| 31-12-2024 | micro format | 10-07-2025 | 2025-00256591 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| LOOS Jordan |
|
Owners and capital
Capital and shareholders
- LOOS Jordan 99 shares (99%) · €99 in cash
- LERMA CONCHA Jessica 1 share (1%) · €1 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 02-10-2024 Incorporation · €100 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
02-10
Gazette deed
IncorporationAppointment: LOOS Jordan (director) · Founder · Founding capital8 facts ▸
- Incorporation, 10-09-2024
- Founder, LOOS Jordan (general partner)
- Founder, LERMA CONCHA Jessica (associée commanditaire)
- Founding capital, €100
- Bank account, “Banque CBC, société en formation” (deed in French)
- Capital
- Registered office clause, “4000 LIEGE Rue Basse Sauvenière 64, dépôt de l'extrait de l'acte constitutif au greffe” (deed in French)
- Director appointment, LOOS Jordan (director)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 62813F0075/00C000 | Wallonia | 319 m² | - | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Le développement de logiciels et de matériels informatiques, incluant la conception de l'électronique, des boîtiers et des composants…” (deed in French)
10 activities (deed in French)
- Le développement de logiciels et de matériels informatiques, incluant la conception de l'électronique, des boîtiers et des composants mécaniques en lien avec le développement logiciel. Cela comprend également la conception, le design et l'ergonomie des applications graphiques et des interfaces utilisateur, garantissant une intégration optimale entre les aspects matériels et logiciels.
- La production photographique et vidéo, ainsi que toutes les activités liées à l'audiovisuel, incluant la production, la réalisation, la diffusion et la retransmission de programmes.
- La fourniture de formations et de services de conseil dans le domaine de l'informatique, des technologies matérielles, de l'ingénierie et du management.
- La production et/ou l'organisation d'expositions, de salons, de foires et de réceptions liées aux technologies informatiques et aux innovations.
- La maintenance et le support technique, l'installation et l'intégration de systèmes informatiques, couvrant à la fois le matériel et les logiciels.
- Le support technique pour les fournisseurs et les clients finaux, couvrant à la fois le matériel et les logiciels.
- Le test et la validation de systèmes logiciels et matériels pour garantir leur performance, leur sécurité et leur conformité.
- La gestion de projets, incluant la coordination de toutes les phases du projet (planning, organisation, supervision, livraison, respect des délais, des budgets, de la gestion de ressource humaine et de la qualité).
- La réalisation d'audits techniques pour les clients et les fournisseurs.
- La commercialisation de produits, incluant des logiciels et/ou des matériels informatiques, électroniques, ainsi que des boîtiers et/ou éléments mécaniques associés. Cette commercialisation peut concerner des solutions complètes intégrant à la fois du matériel et des logiciels, ou bien des produits individuels.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- One provision in the deed
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région Wallonne, peut, par simple décision de l'organe d'administration, établir des sièges administratifs, agences, ateliers, dépôts ou…” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone“Chaque administrateur représente la société à l'égard des tiers et en justice, soit en demandant, soit en défendant. Tous les actes…”
Full text
Chaque administrateur représente la société à l'égard des tiers et en justice, soit en demandant, soit en défendant. Tous les actes engageant la société, même les actes auxquels un Fonctionnaire Public ou ministériel prête son concours, sont valablement signés par un administrateur sans devoir justifier, le cas échéant, de l'accord des autres membres de l'organe d'administration. Le mandat des administrateurs peut être rémunéré sauf décision contraire de l'Assemblée générale.
- Board ruleHow the board is made up, meets and takes decisions.
- “Durée déterminée ou sans limitation de la durée, Le ou les administrateur(s) constitue(ent) l'organe d'administration” (deed in French)“L'assemblée générale devra délibérer sur la question de la gratuité ou de la rémunération du mandat de gérant en fixant le montant des…” (deed in French)
- Power of attorneyA special mandate allowing someone to perform one or more acts on the company's behalf.
- One provision in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, indivisibles” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Respect des formes du droit civil, Le prix indiqué par l'associé-cédant dans la notification initiale ou, en cas de contestation du…” (deed in French)
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of June at 14:00
- Voting ruleWhich majority the meeting decides by, for example a simple or a special majority.
- “Sauf dans les cas prévus par les statuts, les décisions sont prises, quel que soit le nombre de parts représentées, à la majorité des voix…” (deed in French)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Décision de l'assemblée générale prise à l'unanimité des voix présentes et valablement représentées, en cas de dissolution de la société, il…” (deed in French)