JorisRelecom
ActiveJorisRelecom has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €37k. Equity is growing by ~39.2% per year across the filed fiscal years. Its solvency ranks better than 52% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+11
Solvency83▲+1
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 2.89 in 2024; short-term debt: 31.9% and cash: 12.3% of total assets), and 41.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.2%
Return on assets
18.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
4 d early
2024
on the day
2023
6 d early
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▲ 45.9%
2024 · €80k
2022: €26k
2023: €67k
2024: €80k
2022 → 2025
Total assets
€201k▲ 41.8%
2024 · €142k
2022: €60k
2023: €139k
2024: €142k
2022 → 2025
Net result
€37k▲ 171%
2024 · €14k
2022: €23k
2023: €41k
2024: €14k
2022 → 2025
Working capital
€104k▲ 48.4%
2024 · €70k
2022: €24k
2023: €54k
2024: €70k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€26k-€67k▲ 157%€80k▲ 20.4%€117k▲ 45.9%
Operating result€33k-€59k▲ 78.8%€20k▼ 66.3%€53k▲ 164%
Net result€23k-€41k▲ 77.5%€14k▼ 66.6%€37k▲ 171%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 164% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €201k
Fixed assets
€32k▼ 5.1%
Current assets
€168k▲ 56.6%
Equity and liabilities €201k
Equity
€117k▲ 45.9%
Debt
€84k▲ 36.3%
The debt ratio falls from 43.4% to 41.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k▲
2024 · €23k
Cash flow
€40k▲
2024 · €17k
Solvency
58.2%▲
2024 · 56.6%
Current ratio
2.63▼
2024 · 2.89
Quick ratio
2.63▼
2024 · 2.89
Debt / equity
0.72▼
2024 · 0.77
ROE
31.5%▲
2024 · 17.0%
ROA
18.3%▲
2024 · 9.6%
Interest coverage
33.17▲
2024 · 11.90
Debt
€84k▲
2024 · €61k
Debt ≤ 1 year
€64k▲
2024 · €37k
Debt > 1 year
€19k▼
2024 · €22k
Income taxes
€16k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€142k€201k▲
Fixed assets21/28€34k€32k▼
Tangible fixed assets22/27€34k€32k▼
Land and buildings22€27k€26k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€7k€5k▼
Current assets29/58€107k€168k▲
Amounts receivable after more than one year29€69k€69k=
Other amounts receivable291€69k€69k=
Amounts receivable within one year40/41€19k€70k▲
Trade receivables40€19k€66k▲
Other amounts receivable41-€4k
Cash at bank and in hand54/58€14k€25k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€142k€201k▲
Equity10/15€80k€117k▲
Contributions10/11€3k€3k=
Reserves13€77k€114k▲
Distributable reserves133€77k€114k▲
Amounts payable17/49€61k€84k▲
Amounts payable after more than one year17€22k€19k▼
Financial debts170/4€22k€19k▼
Amounts payable within one year42/48€37k€64k▲
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€17k€38k▲
Suppliers440/4€17k€38k▲
Taxes, remuneration and social security45€8k€23k▲
Taxes450/3€8k€21k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€9k€330▼
Accrued charges and deferred income492/3€2k€448▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€386€503▲
Gross operating margin9900€23k€56k▲
Operating profit (loss)9901€20k€53k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€20k€53k▲
Income taxes67/77€6k€16k▲
Profit (loss) for the period9904€14k€37k▲
Profit (loss) for the period to be appropriated9905€14k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€37k▲
Transfer to equity691/2€14k€37k▲
To other reserves6921€14k€37k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €100kEq €117k ▲45.9%
4 profitable years in a row build equity to €117k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €14k ▼66.6%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2022net €41k ▲77.5%
Operating result €59k, net result €41k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Missionarislei 62970 SchildeGround area
1,875 m²
Building footprint
160 m²
Volume, LiDAR
855 m³
Parcel 11039D0123/00H000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JorisRelecom
since 20212.316.667.232
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039D0123/00H000 | Flanders | 1,875 m² | 1 · 160 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NICOLAERS INVEST
BE 0810.081.741
Diepenbeek · Eq €117k
BeSMC
BE 0731.637.643
Sint-Agatha-Berchem · Eq €117k
DELGRACO
BE 0736.397.373
Kruisem · Eq €117k
Fim TexC
BE 0678.768.485
Antwerpen · Eq €117k
INARO
BE 1021.457.609
Montigny-le-Tilleul · Eq €117k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 40,829 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2021
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.