Fim TexC
ActiveFim TexC has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €117k and a net result of €45k. Its solvency ranks better than 32% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▲+4
Solvency61▲+6
Growth78
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.87 against 0.92 in 2023; short-term debt: 28.4% and cash: 13.6% of total assets), and 63.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
44 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€117k▲ 9.5%
2023 · €107k
2023: €107k
2023 → 2024
Total assets
€324k▼ 9.0%
2023 · €356k
2023: €356k
2023 → 2024
Net result
€45k▲ 17.5%
2023 · €38k
2023: €38k
2023 → 2024
Working capital
€-12k▼ 55.1%
2023 · €-8k
2023: €-8k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€107k-€117k▲ 9.5%
Operating result€64k-€70k▲ 10.2%
Net result€38k-€45k▲ 17.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 10% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €324k
Fixed assets
€244k▼ 8.6%
Current assets
€80k▼ 10.2%
Equity and liabilities €324k
Equity
€117k▲ 9.5%
Debt
€207k▼ 16.9%
The debt ratio falls from 70.0% to 63.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€96k▲
2023 · €88k
Cash flow
€71k▲
2023 · €63k
Solvency
36.1%▲
2023 · 30.0%
Current ratio
0.87▼
2023 · 0.92
Quick ratio
0.87▼
2023 · 0.92
Debt / equity
1.77▼
2023 · 2.34
ROE
38.6%▲
2023 · 36.0%
ROA
13.9%▲
2023 · 10.8%
Interest coverage
9.46▲
2023 · 7.47
Debt
€207k▼
2023 · €249k
Debt ≤ 1 year
€92k▼
2023 · €97k
Debt > 1 year
€115k▼
2023 · €153k
Income taxes
€15k▲
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€356k€324k▼
Fixed assets21/28€267k€244k▼
Tangible fixed assets22/27€266k€243k▼
Land and buildings22€195k€189k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€58k€44k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€2k€2k=
Current assets29/58€89k€80k▼
Amounts receivable within one year40/41€40k€32k▼
Trade receivables40€19k-
Other amounts receivable41€21k€32k▲
Cash at bank and in hand54/58€46k€44k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€356k€324k▼
Equity10/15€107k€117k▲
Contributions10/11€2k€2k=
Reserves13€81k€81k=
Distributable reserves133€81k€81k=
Profit (loss) carried forward14€24k€34k▲
Amounts payable17/49€249k€207k▼
Amounts payable after more than one year17€153k€115k▼
Financial debts170/4€153k€115k▼
Amounts payable within one year42/48€97k€92k▼
Current portion of amounts payable after more than one year42€33k€37k▲
Financial debts43€5k€6k▲
Credit institutions430/8€5k€6k▲
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€21k€6k▼
Taxes450/3€21k€6k▼
Other amounts payable47/48€33k€36k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€26k▲
Other operating charges640/8€965€1k▲
Gross operating margin9900€89k€97k▲
Operating profit (loss)9901€64k€70k▲
Financial charges65/66B€12k€10k▼
Recurring financial charges65€12k€10k▼
Profit (loss) for the period before taxes9903€52k€60k▲
Income taxes67/77€13k€15k▲
Profit (loss) for the period9904€38k€45k▲
Profit (loss) for the period to be appropriated9905€38k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€69k▲
Profit (loss) brought forward from the previous period14P€24k€24k=
Transfer to equity691/2€6k-
To other reserves6921€6k-
Profit to be distributed694/7€32k€35k▲
Return on contributions (dividend)694€32k€35k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudestraat 392610 AntwerpenGround area
253 m²
Building footprint
78 m²
Volume, LiDAR
756 m³
Parcel 11463D0350/00S000, Flanders · tallest building 13.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Fim TexC GCV
since 20172.266.199.815
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0350/00S000 | Flanders | 253 m² | 1 · 78 m² | 13.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,636 EUR awarded · 1,636 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 107 EUR | 107 EUR |
| 2024 | 1 | 210 EUR | 210 EUR |
| 2022 | 1 | 1,319 EUR | 1,319 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,828 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.