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JORIS & MASSOZ

Active Risk: not assessed
Private limited companyfounded 1986active for 40 yearsRue de Givet (Grandhan) 7, 6940 Durbuy, BelgiumKBO/BCE: BE 0428.531.647
Summary

JORIS & MASSOZ is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €135,736 and a net result of €69,941. Equity is shrinking by about 4.1% per year across the filed financial years. Its solvency ranks better than 53% of 1,828 sector peers (NACE 66, financial year 2025). The company has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Insurance agents and brokers
NACE 66220
#10 oldest company in the province of Luxembourg, Auxiliary financial services sector2 sites
Size
€327,567total assets 2025
Staff
2.5 FTE
Equity
€135,736
Profit
€69,941
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Parent
GES 2000 · 99.24%
Accounts 17 days early0 of 7 deeds read
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 days early
2024
22 days late
2023
2 days early
2022
5 days early
2021
26 days late
2020
30 days late
2019
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Positive: Oldest company in the province of Luxembourg, Auxiliary…in the Checked rankings #10 View
  • Caution: Result fell in 2025from €123,110 to €69,941 ▼ 43.2% View
  • Positive: 8 profitable years in a rowprofit 2025: €69,941 8 years View
  • Controlled by GES 2000 99.24% View

By topic

Financials

Financial year
2025
Total assets
€327,567
Profit
€69,941
Solvency
41.4%
Total assets▼ 20.0%
Net result
20182025
Go to Financials

Timeline

Events
44
Since
1987
Next accounts
by 31-07-2027
  1. 31-12-2023Equity above €150,000
  2. 26-07-2023Annual accounts filed
  3. 26-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Insurance agents and brokersNACE 66220
Founded
11-02-1986
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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