Joris Hendrickx
ActiveThe computed 12-month bankruptcy probability of Joris Hendrickx is 1.9% (moderate). The 2025 annual accounts show equity of €91k and a net result of €57k. Its solvency ranks better than 65% of 7431 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency83▲+10
Growth78
Track record82
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 2.34 against 1.57 in 2024; short-term debt: 29.1% and cash: 6.8% of total assets), and 42% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58%
Return on assets
36.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 162%
2024 · €35k
2024: €35k
2024 → 2025
Total assets
€158k▲ 118%
2024 · €72k
2024: €72k
2024 → 2025
Net result
€57k▲ 123%
2024 · €26k
2024: €26k
2024 → 2025
Working capital
€61k▲ 210%
2024 · €20k
2024: €20k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€35k-€91k▲ 162%
Operating result€34k-€74k▲ 118%
Net result€26k-€57k▲ 123%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 118% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158k
Fixed assets
€51k▲ 188%
Current assets
€107k▲ 96.2%
Equity and liabilities €158k
Equity
€91k▲ 162%
Debt
€66k▲ 77.5%
The debt ratio falls from 51.7% to 42.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€88k▲
2024 · €43k
Cash flow
€71k▲
2024 · €35k
Solvency
58.0%▲
2024 · 48.3%
Current ratio
2.34▲
2024 · 1.57
Quick ratio
2.34▲
2024 · 1.57
Debt / equity
0.72▼
2024 · 1.07
ROE
62.8%▼
2024 · 73.8%
ROA
36.4%▲
2024 · 35.7%
Interest coverage
61.15▲
2024 · 33.83
Debt
€66k▲
2024 · €37k
Debt ≤ 1 year
€46k▲
2024 · €35k
Debt > 1 year
€20k▲
2024 · €2k
Income taxes
€15k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€158k▲
Fixed assets21/28€18k€51k▲
Tangible fixed assets22/27€18k€51k▲
Plant, machinery and equipment23-€914
Furniture and vehicles24€15k€47k▲
Other tangible fixed assets26€2k€2k▲
Current assets29/58€55k€107k▲
Amounts receivable within one year40/41€11k€20k▲
Trade receivables40€11k€13k▲
Other amounts receivable41-€8k
Current investments50/53-€75k
Cash at bank and in hand54/58€44k€11k▼
Deferred charges and accrued income490/1€82€1k▲
Equity and liabilities
Total equity and liabilities10/49€72k€158k▲
Equity10/15€35k€91k▲
Contributions10/11€10k€10k=
Reserves13€25k€81k▲
Distributable reserves133€25k€81k▲
Amounts payable17/49€37k€66k▲
Amounts payable after more than one year17€2k€20k▲
Financial debts170/4€2k€20k▲
Amounts payable within one year42/48€35k€46k▲
Current portion of amounts payable after more than one year42€10k€7k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€11k€22k▲
Taxes450/3€11k€22k▲
Other amounts payable47/48€12k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€13k▲
Other operating charges640/8€533€400▼
Gross operating margin9900€44k€88k▲
Operating profit (loss)9901€34k€74k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€33k€73k▲
Income taxes67/77€7k€15k▲
Profit (loss) for the period9904€26k€57k▲
Profit (loss) for the period to be appropriated9905€26k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€57k▲
Transfer to equity691/2€25k€57k▲
To other reserves6921€25k€57k▲
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoterheide 323980 Tessenderlo-HamGround area
246 m²
Building footprint
114 m²
Volume, LiDAR
611 m³
Parcel 71364E0028/00G000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Joris Hendrickx
since 20242.357.917.174
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71364E0028/00G000 | Flanders | 246 m² | 1 · 114 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Heyendael
BE 0653.990.331
Antwerpen · Eq €91k
BT-CONCEPT
BE 0694.621.552
Herentals · Eq €91k
VERIBOUW
BE 0443.998.791
Pajottegem · Eq €92k
CONSTRUCTIONS-RENOVATIONS-GESTION-ENTRETIENS
BE 0455.809.829
Koekelberg · Eq €92k
CIBATI
BE 0897.334.429
Frameries · Eq €92k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 13,169 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2024
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.