JORIS DE RYCK
ActiveJORIS DE RYCK has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €4k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 37% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+2
Solvency61▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.62 in 2024; short-term debt: 42.2% and cash: 17.4% of total assets), and 64.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.7%
Return on assets
2.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-03-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
35 d early
2023
21 d early
2022
30 d early
2021
310 d late
2020
23 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k▲ 6.2%
2024 · €72k
2018: €56k
2019: €61k
2020: €64k
2021: €69k
2022: €71k
2023: €72k
2024: €72k
2018 → 2025
Total assets
€214k▲ 12.5%
2024 · €190k
2018: €177k
2019: €170k
2020: €163k
2021: €179k
2022: €173k
2023: €207k
2024: €190k
2018 → 2025
Net result
€4k▲ 3,072%
2024 · €141
2018: €6k
2019: €5k
2020: €3k
2021: €4k
2022: €2k
2023: €890
2024: €141
2018 → 2025
Working capital
€-26k▲ 27.0%
2024 · €-36k
2018: €-48k
2019: €-33k
2020: €-24k
2021: €-18k
2022: €-10k
2023: €-52k
2024: €-36k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€71k▲ 2.9%€72k▲ 1.3%€72k▲ 0.2%€76k▲ 6.2%
Operating result€9k-€4k▼ 59.0%€2k▼ 38.5%€3k▲ 17.6%€7k▲ 168%
Net result€4k-€2k▼ 54.6%€890▼ 54.7%€141▼ 84.1%€4k▲ 3,072%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 168% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214k
Fixed assets
€150k▲ 14.1%
Current assets
€64k▲ 8.9%
Equity and liabilities €214k
Equity
€76k▲ 6.2%
Debt
€138k▲ 16.3%
The debt ratio rises from 62.3% to 64.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€31k▲
2024 · €26k
Cash flow
€28k▲
2024 · €23k
Solvency
35.7%▼
2024 · 37.7%
Current ratio
0.71▲
2024 · 0.62
Quick ratio
0.63▲
2024 · 0.52
Debt / equity
1.80▲
2024 · 1.65
ROE
5.9%▲
2024 · 0.2%
ROA
2.1%▲
2024 · 0.1%
Interest coverage
18.39▲
2024 · 13.64
Debt
€138k▲
2024 · €118k
Debt ≤ 1 year
€90k▼
2024 · €95k
Debt > 1 year
€47k▲
2024 · €23k
Income taxes
€1k▲
2024 · €753
Staff costs
€637
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€190k€214k▲
Fixed assets21/28€132k€150k▲
Tangible fixed assets22/27€131k€150k▲
Land and buildings22€44k€37k▼
Plant, machinery and equipment23€17k€13k▼
Furniture and vehicles24€71k€100k▲
Financial fixed assets28€248€248=
Current assets29/58€58k€64k▲
Stocks and contracts in progress3€9k€7k▼
Stocks30/36€9k€7k▼
Amounts receivable within one year40/41€13k€15k▲
Trade receivables40€12k€5k▼
Other amounts receivable41€895€10k▲
Cash at bank and in hand54/58€33k€37k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€190k€214k▲
Equity10/15€72k€76k▲
Contributions10/11€12k€12k=
Reserves13€32k€36k▲
Distributable reserves133€32k€36k▲
Profit (loss) carried forward14€28k€28k=
Amounts payable17/49€118k€138k▲
Amounts payable after more than one year17€23k€47k▲
Financial debts170/4€23k€47k▲
Amounts payable within one year42/48€95k€90k▼
Current portion of amounts payable after more than one year42€8k€16k▲
Trade debts44€18k€9k▼
Suppliers440/4€18k€9k▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€67k€63k▼
Accrued charges and deferred income492/3€434€400▼
Income statement
Code20242025
Remuneration, social security and pensions62-€637
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€24k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€27k€33k▲
Operating profit (loss)9901€3k€7k▲
Financial income75/76B€45€55▲
Recurring financial income75€45€55▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€894€6k▲
Income taxes67/77€753€1k▲
Profit (loss) for the period9904€141€4k▲
Profit (loss) for the period to be appropriated9905€141€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€32k▲
Profit (loss) brought forward from the previous period14P€27k€28k▲
Transfer to equity691/2-€4k
To other reserves6921-€4k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €141 ▼84.1%
Net result drops to €141, the lowest in the series; recovery starts the following year.
09-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
06-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 310 days late
2021
07-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisheide 241840 LonderzeelGround area
4,412 m²
Building footprint
279 m²
Volume, LiDAR
1,450 m³
Parcel 23048B0059/00X000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kruisheide 24, 1840 Londerzeel
since 20112.198.431.952
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23048B0059/00X000 | Flanders | 4,412 m² | 1 · 279 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Nick Van Vooren
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ERIC KERSTENS
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BATI & GARDEN
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Of 9,528 companies in sector 43222 we hold annual accounts for 5,659. 4,826 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2011
Fiscal year end30-09
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43211General electrical installation work
43240Other construction installation
43299Specialised construction activities
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.