MARC JACOBS
ActiveMARC JACOBS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €87k and a net result of €13k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 40% of 36377 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
84
/ 100
Excellent▲ +40 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▲+48
Solvency60▲+9
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 0.52 in 2023), and 62.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
37.8%
Return on assets
5.7%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
243 d late
2019
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€87k▲ 17.8%
2023 · €74k
2018: €50k
2019: €57k
2020: €59k
2021: €61k
2022: €70k
2023: €74k
2018 → 2024
Total assets
€230k▲ 26.3%
2023 · €182k
2018: €262k
2019: €260k
2020: €220k
2021: €212k
2022: €195k
2023: €182k
2018 → 2024
Net result
€13k▲ 219%
2023 · €4k
2018: €723
2019: €7k
2020: €2k
2021: €2k
2022: €8k
2023: €4k
2018 → 2024
Working capital
€5k
2023 · €-25k
2018: €-14k
2019: €-18k
2020: €-16k
2021: €-16k
2022: €-21k
2023: €-25k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€59k-€61k▲ 3.5%€70k▲ 13.8%€74k▲ 5.9%€87k▲ 17.8%
Operating result€15k-€10k▼ 33.7%€20k▲ 106%€12k▼ 40.4%€26k▲ 119%
Net result€2k-€2k▲ 18.6%€8k▲ 305%€4k▼ 51.2%€13k▲ 219%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 119% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €230k
Fixed assets
€148k▼ 4.3%
Current assets
€82k▲ 199%
Equity and liabilities €230k
Equity
€87k▲ 17.8%
Debt
€143k▲ 32.0%
The debt ratio rises from 59.5% to 62.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€33k▲
2023 · €18k
Cash flow
€20k▲
2023 · €10k
Solvency
37.8%▼
2023 · 40.5%
Current ratio
1.06▲
2023 · 0.52
Quick ratio
0.99▲
2023 · 0.36
Debt / equity
1.65▲
2023 · 1.47
ROE
15.1%▲
2023 · 5.6%
ROA
5.7%▲
2023 · 2.3%
Interest coverage
3.46▲
2023 · 2.41
Debt
€143k▲
2023 · €108k
Debt ≤ 1 year
€77k▲
2023 · €53k
Debt > 1 year
€46k▼
2023 · €56k
Income taxes
€4k▲
2023 · €897
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€182k€230k▲
Fixed assets21/28€155k€148k▼
Tangible fixed assets22/27€155k€148k▼
Land and buildings22€145k€141k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€8k€6k▼
Current assets29/58€27k€82k▲
Stocks and contracts in progress3€8k€5k▼
Stocks30/36€8k€5k▼
Amounts receivable within one year40/41€16k€76k▲
Trade receivables40€5k€76k▲
Other amounts receivable41€11k-
Deferred charges and accrued income490/1€3k€684▼
Equity and liabilities
Total equity and liabilities10/49€182k€230k▲
Equity10/15€74k€87k▲
Contributions10/11€6k€6k=
Reserves13€92k€92k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€16k€16k=
Distributable reserves133€75k€75k=
Profit (loss) carried forward14€-25k€-12k▲
Amounts payable17/49€108k€143k▲
Amounts payable after more than one year17€56k€46k▼
Financial debts170/4€56k€46k▼
Amounts payable within one year42/48€53k€77k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Financial debts43€27k€22k▼
Credit institutions430/8€27k€22k▼
Trade debts44€10k€32k▲
Suppliers440/4€10k€32k▲
Taxes, remuneration and social security45€6k€10k▲
Taxes450/3€6k€10k▲
Other amounts payable47/48-€4k
Accrued charges and deferred income492/3-€20k
Income statement
Code20232024
Non-recurring operating income76A€17k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€796€1k▲
Gross operating margin9900€19k€34k▲
Operating profit (loss)9901€12k€26k▲
Financial income75/76B€584-
Recurring financial income75€584-
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€5k€17k▲
Income taxes67/77€897€4k▲
Profit (loss) for the period9904€4k€13k▲
Profit (loss) for the period to be appropriated9905€4k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-12k▲
Profit (loss) brought forward from the previous period14P€-25k€-25k=
Transfer to equity691/2€4k-
To other reserves6921€4k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €13k ▲219%
Operating result €26k, net result €13k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.06
Current ratio from 0.52 to 1.06.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 243 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
2016
11-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2009
Ground area
317 m²
Building footprint
84 m²
Volume, LiDAR
541 m³
Parcel 42017A0579/00T000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARC JACOBS
since 20092.183.502.167
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42017A0579/00T000 | Flanders | 317 m² | 1 · 84 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,478 companies in sector 43222 we hold annual accounts for 5,627. 4,842 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-12-2009
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.