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JORIS CLAEYS

Active
Private limited companyfounded 20224 yrs activeDichter Basiel De Craenelaan 25, 9850 Deinze, BelgiumKBO/BCE: BE 0787.709.482
Summary

The computed 12-month bankruptcy probability of JORIS CLAEYS is 1.9% (moderate). The 2025 annual accounts show equity of €240,864 and a net result of €52,612. Equity is growing by ~38.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 7625 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability94▼-6
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 13.2 against 6.87 in 2024; short-term debt: 7.3% and cash: 8.7% of total assets), and 7.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
92.7%
Return on assets
20.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
40 d early
2024
43 d early
2023
8 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 30 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 22 December (3 of the last 3 filed years within 32 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 June 2022, JORIS CLAEYS was incorporated as a Private limited company.1 Total assets went from EUR 125,898 in 2023 to EUR 259,888 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€240,864▲ 27.9%
2024 · €188,252
Total assets
€259,888▲ 19.7%
2024 · €217,174
Net result
€52,612▼ 42.6%
2024 · €91,686
Working capital
€232,021▲ 36.7%
2024 · €169,691
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€119,397-€116,230▼ 2.7%€63,676▼ 45.2%
Net result€93,566above the sector's middle half-€91,686above the sector's middle half▼ 2.0%€52,612above the sector's middle half▼ 42.6%
Equity€96,566within the sector's middle half-€188,252above the sector's middle half▲ 94.9%€240,864above the sector's middle half▲ 27.9%
Total assets€125,898within the sector's middle half-€217,174within the sector's middle half▲ 72.5%€259,888within the sector's middle half▲ 19.7%
Debt€29,332-€28,922▼ 1.4%€19,024▼ 34.2%
Working capital€68,209within the sector's middle half-€169,691above the sector's middle half▲ 149%€232,021above the sector's middle half▲ 36.7%
Solvency76.7%above the sector's middle half-86.7%above the sector's middle half▲ 10.0pp92.7%above the sector's middle half▲ 6.0pp
Current ratio3.33above the sector's middle half-6.87above the sector's middle half▲ 3.5413.20above the sector's middle half▲ 6.33
Return on assets (ROA)74.3%above the sector's middle half-42.2%above the sector's middle half▼ 32.1pp20.2%above the sector's middle half▼ 22.0pp
above within below the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2023: €119,397€119,397Net result 2023: €93,566€93,566Operating result 2024: €116,230€116,230Net result 2024: €91,686€91,686Operating result 2025: €63,676€63,676Net result 2025: €52,612€52,612202320242025€0€50,000€100,000Operating result 2023: €119,397€119,000Net result 2023: €93,566€93,600Operating result 2024: €116,230€116,000Net result 2024: €91,686€91,700Operating result 2025: €63,676€63,700Net result 2025: €52,612€52,600202320242025
The operating result has fallen two years in a row; 2025 is 45% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €259,888
Fixed assets €8,843 ▼ 52.4%
Current assets €251,045 ▲ 26.4%
Equity and liabilities €259,888
Equity €240,864 ▲ 27.9%
Debt €19,024 ▼ 34.2%
Debt's share of the balance-sheet total falls from 13.3% to 7.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€75,061▼
2024 · €126,941
Cash flow
€63,998▼
2024 · €102,397
Debt to equity
0.08▼
2024 · 0.15
ROE
21.8%▼
2024 · 48.7%
Interest coverage
489.73▼
2024 · 2065.76
Debt ≤ 1 year
€19,024▼
2024 · €28,922
Income taxes
€19,916▼
2024 · €25,795
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€217,174€259,888▲
Fixed assets21/28€18,561€8,843▼
Tangible fixed assets22/27€18,561€8,843▼
Plant, machinery and equipment23-€1,112
Furniture and vehicles24€18,561€7,732▼
Current assets29/58€198,613€251,045▲
Amounts receivable within one year40/41€7,986€12,052▲
Trade receivables40€7,986€12,052▲
Current investments50/53€125,000€215,000▲
Cash at bank and in hand54/58€64,547€22,719▼
Deferred charges and accrued income490/1€1,080€1,274▲
Equity and liabilities
Total equity and liabilities10/49€217,174€259,888▲
Equity10/15€188,252€240,864▲
Contributions10/11€3,000€3,000=
Reserves13€185,252€237,864▲
Distributable reserves133€185,252€237,864▲
Amounts payable17/49€28,922€19,024▼
Amounts payable within one year42/48€28,922€19,024▼
Trade debts44€170€145▼
Suppliers440/4€170€145▼
Taxes, remuneration and social security45€27,953€17,957▼
Taxes450/3€27,953€17,957▼
Other amounts payable47/48€799€922▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,711€11,386▲
Other operating charges640/8-€141
Gross operating margin9900€126,941€75,202▼
Operating profit (loss)9901€116,230€63,676▼
Financial income75/76B€1,312€9,006▲
Recurring financial income75€1,312€9,006▲
Financial charges65/66B€61€153▲
Recurring financial charges65€61€153▲
Profit (loss) for the period before taxes9903€117,481€72,528▼
Income taxes67/77€25,795€19,916▼
Profit (loss) for the period9904€91,686€52,612▼
Profit (loss) for the period to be appropriated9905€91,686€52,612▼
Appropriation of the result
Profit (loss) to be appropriated9906€91,686€52,612▼
Transfer to equity691/2€91,686€52,612▼
To other reserves6921€91,686€52,612▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62€390---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,486€10,711€11,386▲ 6.3%
Other operating charges640/8€50-€141-
Gross operating margin9900€130,323€126,941€75,202▼ 40.8%
Operating profit (loss)9901€119,397€116,230€63,676▼ 45.2%
Financial income75/76B€4€1,312€9,006▲ 586%
Recurring financial income75€4€1,312€9,006▲ 586%
Financial charges65/66B€14€61€153▲ 149%
Recurring financial charges65€14€61€153▲ 149%
Profit (loss) for the period before taxes9903€119,387€117,481€72,528▼ 38.3%
Income taxes67/77€25,821€25,795€19,916▼ 22.8%
Profit (loss) for the period9904€93,566€91,686€52,612▼ 42.6%
Profit (loss) for the period to be appropriated9905€93,566€91,686€52,612▼ 42.6%
Line202320242025Change
Assets
Total assets20/58€125,898€217,174€259,888▲ 19.7%
Fixed assets21/28€28,356€18,561€8,843▼ 52.4%
Tangible fixed assets22/27€28,356€18,561€8,843▼ 52.4%
Plant, machinery and equipment23--€1,112-
Furniture and vehicles24€28,356€18,561€7,732▼ 58.3%
Current assets29/58€97,542€198,613€251,045▲ 26.4%
Amounts receivable within one year40/41€8,930€7,986€12,052▲ 50.9%
Trade receivables40€8,930€7,986€12,052▲ 50.9%
Current investments50/53-€125,000€215,000▲ 72.0%
Cash at bank and in hand54/58€87,574€64,547€22,719▼ 64.8%
Deferred charges and accrued income490/1€1,038€1,080€1,274▲ 18.0%
Equity and liabilities
Total equity and liabilities10/49€125,898€217,174€259,888▲ 19.7%
Equity10/15€96,566€188,252€240,864▲ 27.9%
Contributions10/11€3,000€3,000€3,000=
Reserves13€93,566€185,252€237,864▲ 28.4%
Distributable reserves133€93,566€185,252€237,864▲ 28.4%
Amounts payable17/49€29,332€28,922€19,024▼ 34.2%
Amounts payable within one year42/48€29,332€28,922€19,024▼ 34.2%
Trade debts44€260€170€145▼ 14.7%
Suppliers440/4€260€170€145▼ 14.7%
Taxes, remuneration and social security45€28,264€27,953€17,957▼ 35.8%
Taxes450/3€28,264€27,953€17,957▼ 35.8%
Other amounts payable47/48€809€799€922▲ 15.4%
Line202320242025Change
Profit (loss) for the period9904€93,566€91,686€52,612▼ 42.6%
+ Depreciation and write-downs630€10,486€10,711€11,386▲ 6.3%
Operating cash flow (approximation)€104,051€102,397€63,998▼ 37.5%
Investment in fixed assets (approximation)--€916-€1,668▼ 82.1%
Change in cash--€23,027-€41,828▼ 81.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
22-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Weakest financial yearnet €52,612 ▼42.6%
Net result drops to €52,612, the lowest in the series.
30-06
Financial Equity above €200,000Eq €240,864 ▲27.9%
3 profitable years in a row build equity to €240,864.
2024
19-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Liquidity doublescurrent ratio 6.87
Current ratio from 3.33 to 6.87; short-term debt falls from €29,332 to €28,922.
30-06
Financial Equity above €150,000Eq €188,252 ▲94.9%
2 profitable years in a row build equity to €188,252.
23-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,250 m²
Building footprint
170 m²
Volume, LiDAR
925 m³
Parcel 44044A0905/00A000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JORIS CLAEYS
Dichter Basiel De Craenelaan 25, 9850 DeinzeGeneral construction of buildings
since 20222.334.028.945
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44044A0905/00A000 Flanders 1,250 m² 1 · 170 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,786 companies in sector 41001 we hold annual accounts for 16,061. 11,634 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-06-2022
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
E-invoicing
Reachable via Peppol
Peppol ID 0208:0787709482
Also 9925:BE0787709482
Registered 22-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.