JORIS ANNAERT
ActiveSummary
JORIS ANNAERT has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €287,933 and a net result of €15,941. Equity has been growing by about 22% per year since 2018. Its solvency ranks better than 47% of 9,394 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 28-10-2016 Normal situation
- Activity
- General construction of residential buildings NACE 41001and 2 others
- Joint committees
- 124 Paritair Comité voor het bouwbedrijf
- 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2023
- Establishment unit
- 2.258.528.303 1840 Londerzeel, since 28-10-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 02-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.6%
- Gross margin
- €135,434
- ▼ 22.5%
- Turnover
- ≈ €450,000
- estimated
- Profit
- €15,941
- ▼ 70.2%
- Equity
- €287,933
- ▲ 1.4%
- Total assets
- €712,402
- ▲ 1.5%
- Employees on 31-12-2025
- 1
- =
- 2025 accounts filed 12 days after the deadline
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)1 change of registered office in 24 monthsLast filed accounts filed 12 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 2.91, cash €354,447Show the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 48% of them on solvency, 94% on liquidity, 45% on profitability and 39% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 49 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 12 days after the deadline Filed on 12 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00394110.
Annual accounts 2025 filed on 12-08-2026 at the NBB all 9 filings
Every figure per financial year
The operating result for 2025 is 64% lower than in 2024. It is the second fall in a row.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | 1 | 1 | 1 |
| full-time | 1 | 1 | 1 | 1 | 1 |
| in full-time equivalents | 1 | 1 | 1 | 1 | 1 |
| Average over the year, in full-time equivalents | 1.2 | 1 | 1 | 1 | 1 |
| On a permanent contract | 1 | 1 | 1 | 1 | 1 |
| Joined | 5 | - | - | 1 | - |
| Left | 5 | - | - | 1 | - |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €233,566 | €170,864 | €43,922 | €1,651 | €330 |
| Depreciation and write-downs of the year | €15,949 | €45,453 | €27,880 | €31,633 | €31,102 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €53,367 | €54,932 | €56,918 | €61,822 | €73,651 | ▲ 19.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €38,548 | €23,454 | €23,340 | €15,949 | €45,453 | €27,880 | €31,633 | €31,102 | ▼ 1.7% |
| Other operating charges640/8 | - | - | - | €659 | €1,097 | €1,293 | €1,751 | €1,887 | ▲ 7.8% |
| Gross operating margin9900 | €114,672 | €91,209 | €192,440 | €85,898 | €145,182 | €203,559 | €174,863 | €135,434 | ▼ 22.5% |
| Operating profit (loss)9901 | €37,408 | €16,223 | €119,675 | €15,923 | €43,700 | €117,468 | €79,656 | €28,794 | ▼ 63.9% |
| Financial income75/76B | - | - | - | €1,840 | €13 | - | €157 | - | - |
| Recurring financial income75 | €1,821 | €1,771 | - | €1,840 | €13 | - | €157 | - | - |
| Financial charges65/66B | - | - | - | €2,995 | €5,433 | €5,511 | €4,415 | €5,323 | ▲ 20.6% |
| Recurring financial charges65 | €2,271 | €958 | €611 | €2,995 | €5,433 | €5,511 | €4,415 | €5,323 | ▲ 20.6% |
| Profit (loss) for the period before taxes9903 | €36,957 | €17,035 | €119,065 | €14,768 | €38,280 | €111,958 | €75,398 | €23,471 | ▼ 68.9% |
| Income taxes67/77 | €14,288 | €5,038 | €39,587 | €1,710 | €3,480 | €33,171 | €21,928 | €7,530 | ▼ 65.7% |
| Profit (loss) for the period9904 | €22,669 | €11,998 | €79,478 | €13,058 | €34,800 | €78,787 | €53,470 | €15,941 | ▼ 70.2% |
| Profit (loss) for the period to be appropriated9905 | €22,669 | €11,998 | €79,478 | €13,058 | €34,800 | €78,787 | €53,470 | €15,941 | ▼ 70.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €199,503 | €186,079 | €322,223 | €450,445 | €616,754 | €679,043 | €702,046 | €712,402 | ▲ 1.5% |
| Fixed assets21/28 | €57,822 | €34,368 | €19,107 | €236,724 | €362,136 | €378,178 | €348,196 | €317,423 | ▼ 8.8% |
| Tangible fixed assets22/27 | €57,822 | €34,368 | €19,107 | €236,724 | €362,136 | €378,178 | €348,196 | €317,423 | ▼ 8.8% |
| Land and buildings22 | - | - | - | €197,069 | €328,972 | €314,258 | €299,543 | €284,829 | ▼ 4.9% |
| Plant, machinery and equipment23 | - | - | - | €10,333 | €10,056 | €47,026 | €37,973 | €27,743 | ▼ 26.9% |
| Furniture and vehicles24 | - | - | - | €29,322 | €23,108 | €16,894 | €10,679 | €4,851 | ▼ 54.6% |
| Current assets29/58 | €141,681 | €151,711 | €303,117 | €213,721 | €254,619 | €300,865 | €353,850 | €394,979 | ▲ 11.6% |
| Stocks and contracts in progress3 | €24,932 | €23,654 | €46,373 | €28,398 | €32,168 | €40,261 | €25,816 | €20,413 | ▼ 20.9% |
| Stocks30/36 | - | - | - | €28,398 | €32,168 | €40,261 | €25,816 | €20,413 | ▼ 20.9% |
| Amounts receivable within one year40/41 | €6,210 | €77,349 | €40,901 | €39,572 | €138,538 | €80,440 | €1,333 | €18,460 | ▲ 14× |
| Trade receivables40 | - | - | - | €23,362 | €130,068 | €80,240 | €1,333 | €18,460 | ▲ 14× |
| Other amounts receivable41 | - | - | - | €16,210 | €8,471 | €200 | - | - | - |
| Cash at bank and in hand54/58 | €108,468 | €50,487 | €215,621 | €145,751 | €83,912 | €180,163 | €261,970 | €354,447 | ▲ 35.3% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | - | €64,732 | €1,660 | ▼ 97.4% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €199,503 | €186,079 | €322,223 | €450,445 | €616,754 | €679,043 | €702,046 | €712,402 | ▲ 1.5% |
| Equity10/15 | €48,090 | €60,088 | €139,565 | €152,623 | €187,422 | €253,840 | €283,990 | €287,933 | ▲ 1.4% |
| Contributions10/11 | €12,400 | €12,400 | - | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Contributions outside capital11 | - | - | - | €12,400 | €12,400 | - | - | - | - |
| Other1109/19 | - | - | - | €12,400 | €12,400 | - | - | - | - |
| Reserves13 | €35,690 | €47,688 | €127,165 | €140,223 | €175,022 | €241,440 | €271,590 | €275,533 | ▲ 1.5% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | - | €138,363 | €173,162 | €241,440 | €271,590 | €275,533 | ▲ 1.5% |
| Amounts payable17/49 | €151,413 | €125,991 | €182,658 | €297,822 | €429,332 | €425,203 | €418,056 | €424,469 | ▲ 1.5% |
| Amounts payable after more than one year17 | €57,052 | €31,050 | - | €190,805 | €311,488 | €290,374 | €273,409 | €258,894 | ▼ 5.3% |
| Financial debts170/4 | - | - | - | €190,805 | €311,488 | €290,374 | €273,409 | €258,894 | ▼ 5.3% |
| Amounts payable within one year42/48 | €91,861 | €88,879 | €167,658 | €104,517 | €109,343 | €125,892 | €127,647 | €135,574 | ▲ 6.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €19,201 | €22,726 | €19,819 | €14,944 | ▼ 24.6% |
| Trade debts44 | €24,480 | €25,849 | €69,927 | €38,381 | €81,907 | €58,589 | €32,569 | €69,823 | ▲ 114% |
| Suppliers440/4 | - | - | - | €38,381 | €81,907 | €58,589 | €32,569 | €69,823 | ▲ 114% |
| Advances received on contracts in progress46 | - | - | - | €21,600 | - | - | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | €44,454 | €6,534 | €36,696 | €72,697 | €43,599 | ▼ 40.0% |
| Taxes450/3 | - | - | - | €41,567 | €5,190 | €35,077 | €68,130 | €41,575 | ▼ 39.0% |
| Remuneration and social security454/9 | - | - | - | €2,887 | €1,344 | €1,618 | €4,567 | €2,024 | ▼ 55.7% |
| Other amounts payable47/48 | - | - | - | €83 | €1,702 | €7,882 | €2,562 | €7,208 | ▲ 181% |
| Accrued charges and deferred income492/3 | - | - | - | €2,500 | €8,500 | €8,937 | €17,000 | €30,000 | ▲ 76.5% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,669 | €11,998 | €79,478 | €13,058 | €34,800 | €78,787 | €53,470 | €15,941 | ▼ 70.2% |
| + Depreciation and write-downs630 | €38,548 | €23,454 | €23,340 | €15,949 | €45,453 | €27,880 | €31,633 | €31,102 | ▼ 1.7% |
| Operating cash flow (approximation) | €61,217 | €35,452 | €102,818 | €29,007 | €80,252 | €106,667 | €85,104 | €47,043 | ▼ 44.7% |
| Investment in fixed assets (approximation) | - | €0 | -€8,079 | -€233,566 | -€170,864 | -€43,922 | -€1,651 | -€330 | ▲ 80.0% |
| Change in cash | - | -€57,981 | €165,135 | -€69,870 | -€61,839 | €96,251 | €81,806 | €92,477 | ▲ 13.0% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 10,904 companies had the same profile as JORIS ANNAERT has now. Two years later, 95.1% were still going and 0.7% had gone bankrupt.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
That fits the bankruptcy probability of JORIS ANNAERT itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for JORIS ANNAERT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (9)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 12-08-2026 | 2026-00394110 | |
| 31-12-2024 | micro format | 31-08-2025 | 2025-00453466 | |
| 31-12-2023 | micro format | 31-07-2024 | 2024-00309577 | |
| 31-12-2022 | micro format | 28-10-2023 | 2023-00495567 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20399760 | |
| 31-12-2020 | micro format | 30-09-2021 | 2021-70300267 | |
| 31-12-2019 | micro format | 30-11-2020 | 2020-73600515 | |
| 31-12-2018 | micro format | 31-07-2019 | 2019-42400282 | |
| 31-12-2017 | micro format | 10-08-2018 | 2018-45100248 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 28-12-2023 Converted to unavailable equity · €14,260
- 28-12-2023 Converted to available equity · €14,260
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| ANNAERT Joris Kamiel Joanna |
|
Articles of association
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Ontbinding om welke reden en wanneer ook, recht algemene vergadering één of meerdere vereffenaars aan te duiden,bevoegdheden te…”
Articles of association, deed of 28-12-2023 (in Dutch)
Network & group
JORIS ANNAERT shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of JORIS ANNAERT. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
23-02
Gazette deed
Registered office moved within Londerzeel2 points ▸
- General meeting, 20-12-2025
- Registered-office move, 1840 LONDERZEEL, Heide 28
28-12
Gazette deed
Change of role: ANNAERT Joris Kamiel Joanna, from manager to directorCapital conversion · Amendment of the articles · Capital13 points ▸
- General meeting, “buitengewone algemene vergadering van de aandeelhouders, unanimiteit” (deed in Dutch)
- Other provision, “besloten vennootschap (BV)” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Other provision, “niet-opgevraagde inbrengen worden niet opgevraagd”, 14260 (deed in Dutch)
- Capital conversion, “beschikbaar voor uitkering” (deed in Dutch)
- Other provision, “zeteladres buiten statuten, verwijzing naar adres geschrapt uit statuten” (deed in Dutch)
- Director resignation, ANNAERT Joris Kamiel Joanna (manager)
- Director appointment, ANNAERT Joris Kamiel Joanna (director (not named in the articles))
- Amendment of the articles
- Capital
- Other provision, “coördinatie statuten, coördinatie opmaken en ondertekenen in overeenstemming met vorige besluiten” (deed in Dutch)
- Registered office clause, “1840 Londerzeel,Sint Jozefstraat 111, zevende beslissing-zetel” (deed in Dutch)
- The act holds 1 more point.
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
12 activities
- Algemene bouwonderneming; dit omvat naast het optrekken van gebouwen tevens alle bedrijvigheden die betrekking hebben op de gehele of gedeeltelijke uitvoering van voltooiingswerken of op de coördinatie van deze laatste wanneer zij door onderaannemers worden uitgevoerd. Zij kan alle gemelde bedrijvigheden doen zo voor eigen rekening als voor rekening van derden of als tussenpersoon
- De vennootschap kan tussenkomen in aan- en verkoop van alle bouwmaterialen en -materieel en het vervoer ervan
- De aankoop en het beheer van onroerende goederen
- De bouw van autowegen, straten en andere wegen en paden voor voertuigen en voetgangers (inclusief het plaatsen van vangrails)
- De bouw van speel- en sportterreinen, zwembaden, enzovoort
- Het slopen van gebouwen en andere bouwwerken en het bouwrijp maken van terreinen
- Ontwerpen en aanleggen van tuinen, parken enzovoort
- Landschapsverzorging
- De vennootschap mag via inbreng, fusie en inschrijving belangen nemen in of optreden als bestuurder van andere rechtspersonen
- De vennootschap mag optreden als vereffenaar van andere vennootschappen
- De vennootschap mag alle verrichtingen, met inbegrip van financiële, roerende en onroerende verrichtingen, doen die rechtstreeks of onrechtstreeks verband houden met het voorwerp van de vennootschap of dit bevorderen
- De vennootschap mag voornoemde activiteiten zowel in het binnenland als in het buitenland ontplooien
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0665.602.815
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Dual-learning approval
2 live approvalsEnvironmental permits
Source: Omgevingsloket Vlaanderen.
Sites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23080A0194/03R000 | Flanders | 2,044 m² | 1 · 306 m² | 6.4 m · 1 |
| 23045B0460/00C006 | Flanders | 261 m² | 1 · 111 m² | 11.5 m · 2 |