JORIS
ActiveSummary
JORIS has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €220,749 and a net result of €1,525. Equity is growing by about 9.8% per year across the filed financial years. Its solvency ranks better than 54% of 13,642 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Equity
- €220,749
- Profit
- €1,525
Why 85raises riskLiquidity: current ratio 1.64Sector: Wholesale trade (NACE 46)lowers riskFounded in 1993Size: total assets €477,375Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 54% on solvency, 68% on liquidity, 25% on profitability and 43% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 2 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · abbreviated…
- Back to profitnet €6,828
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result falls in 2025; 2025 is 1% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 14,766 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96.1% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,766 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €0 | €250 | €9,358 | €0 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €8,931 | €15,404 | €43,472 | €30,796 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,319 | €17,135 | €19,657 | €24,181 | €24,773 | €14,819 | €14,872 | €10,155 | ▼ 31.7% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | €0 | - | - | - | - | - |
| Other operating charges640/8 | - | - | - | €2,128 | €1,876 | €2,257 | €2,588 | €2,643 | ▲ 2.1% |
| Non-recurring operating charges66A | - | - | - | - | €1,025 | €348 | €11,810 | €2,121 | ▼ 82.0% |
| Gross operating margin9900 | €57,506 | €76,012 | €115,407 | €126,714 | €155,121 | €74,821 | €112,736 | €67,000 | ▼ 40.6% |
| Operating profit (loss)9901 | €38,065 | €54,048 | €115,301 | €91,475 | €112,043 | €13,926 | €52,670 | €52,081 | ▼ 1.1% |
| Financial income75/76B | - | - | - | €2,136 | €2,169 | €2,343 | €2,348 | €1,904 | ▼ 18.9% |
| Recurring financial income75 | €7 | €1,400 | €3,550 | €2,136 | €2,169 | €2,343 | €2,348 | €1,904 | ▼ 18.9% |
| Financial charges65/66B | - | - | - | €49,872 | €43,458 | €37,933 | €46,676 | €51,294 | ▲ 9.9% |
| Recurring financial charges65 | €4,693 | €31,949 | €26,452 | €49,872 | €43,458 | €37,933 | €46,676 | €51,294 | ▲ 9.9% |
| Profit (loss) for the period before taxes9903 | €33,379 | €23,500 | €92,398 | €43,739 | €70,754 | -€21,664 | €8,341 | €2,691 | ▼ 67.7% |
| Income taxes67/77 | €11,114 | €7,993 | €31,796 | €20,189 | €21,130 | €1,822 | €1,514 | €1,166 | ▼ 23.0% |
| Profit (loss) for the period9904 | €22,265 | €15,507 | €60,603 | €23,549 | €49,624 | -€23,486 | €6,828 | €1,525 | ▼ 77.7% |
| Profit (loss) for the period to be appropriated9905 | €22,265 | €15,507 | €60,603 | €23,549 | €49,624 | -€23,486 | €6,828 | €1,525 | ▼ 77.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €386,305 | €361,869 | €434,962 | €490,947 | €539,322 | €493,366 | €468,559 | €477,375 | ▲ 1.9% |
| Fixed assets21/28 | €219,877 | €203,541 | €232,758 | €212,980 | €201,457 | €183,282 | €171,654 | €158,355 | ▼ 7.7% |
| Intangible fixed assets21 | - | - | €745 | €441 | €138 | €0 | - | - | - |
| Tangible fixed assets22/27 | €219,282 | €202,946 | €231,309 | €211,834 | €190,534 | €173,926 | €163,726 | €151,855 | ▼ 7.3% |
| Land and buildings22 | - | - | - | €171,555 | €164,590 | €157,624 | €150,659 | €143,694 | ▼ 4.6% |
| Plant, machinery and equipment23 | - | - | - | - | - | - | €570 | €1,087 | ▲ 90.6% |
| Furniture and vehicles24 | - | - | - | €38,911 | €24,805 | €15,390 | €11,296 | €6,155 | ▼ 45.5% |
| Other tangible fixed assets26 | - | - | - | €1,368 | €1,140 | €912 | €1,201 | €920 | ▼ 23.4% |
| Financial fixed assets28 | €595 | €595 | €705 | €705 | €10,785 | €9,356 | €7,928 | €6,499 | ▼ 18.0% |
| Current assets29/58 | €166,428 | €158,328 | €202,204 | €277,967 | €337,864 | €310,084 | €296,906 | €319,020 | ▲ 7.4% |
| Stocks and contracts in progress3 | €5,685 | €5,565 | €13,760 | €27,196 | €45,374 | €26,795 | €47,720 | €29,726 | ▼ 37.7% |
| Stocks30/36 | - | - | - | €27,196 | €45,374 | €26,795 | €47,720 | €29,726 | ▼ 37.7% |
| Amounts receivable within one year40/41 | €154,902 | €144,559 | €149,756 | €192,969 | €278,712 | €277,656 | €242,775 | €283,208 | ▲ 16.7% |
| Trade receivables40 | - | - | - | €169,100 | €239,134 | €235,767 | €206,919 | €249,104 | ▲ 20.4% |
| Other amounts receivable41 | - | - | - | €23,869 | €39,578 | €41,889 | €35,856 | €34,105 | ▼ 4.9% |
| Cash at bank and in hand54/58 | €3,881 | €5,363 | €31,919 | €52,613 | €8,453 | €0 | - | - | - |
| Deferred charges and accrued income490/1 | - | - | - | €5,189 | €5,326 | €5,633 | €6,411 | €6,086 | ▼ 5.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €386,305 | €361,869 | €434,962 | €490,947 | €539,322 | €493,366 | €468,559 | €477,375 | ▲ 1.9% |
| Equity10/15 | €86,599 | €102,106 | €162,708 | €186,258 | €235,881 | €212,396 | €219,224 | €220,749 | ▲ 0.7% |
| Contributions10/11 | €6,205 | €6,205 | - | €6,205 | €6,205 | €6,205 | €6,205 | €6,205 | = |
| Reserves13 | €80,394 | €95,901 | €156,503 | €180,053 | €229,676 | €206,190 | €213,018 | €215,245 | ▲ 1.0% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | - | - | €178,193 | €227,816 | €204,330 | €213,018 | €215,245 | ▲ 1.0% |
| Profit (loss) carried forward14 | - | - | - | - | - | - | - | -€701 | - |
| Provisions and deferred taxes16 | €21,781 | €21,781 | - | - | - | - | - | - | - |
| Amounts payable17/49 | €277,924 | €237,982 | €272,254 | €304,689 | €303,440 | €280,971 | €249,336 | €256,626 | ▲ 2.9% |
| Amounts payable after more than one year17 | €167,992 | €149,808 | €150,805 | €126,902 | €105,987 | €89,478 | €74,010 | €62,268 | ▼ 15.9% |
| Financial debts170/4 | - | - | - | €126,902 | €105,987 | €89,478 | €74,010 | €62,268 | ▼ 15.9% |
| Amounts payable within one year42/48 | €109,932 | €88,174 | €121,432 | €177,786 | €197,453 | €191,492 | €175,326 | €194,223 | ▲ 10.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | €23,903 | €20,915 | €16,509 | €15,468 | €11,742 | ▼ 24.1% |
| Financial debts43 | - | - | - | - | €48,655 | €56,308 | €61,381 | €63,204 | ▲ 3.0% |
| Credit institutions430/8 | - | - | - | - | €48,655 | €56,308 | €61,381 | €63,204 | ▲ 3.0% |
| Trade debts44 | €72,911 | €51,229 | €75,850 | €121,633 | €92,873 | €103,991 | €90,835 | €112,835 | ▲ 24.2% |
| Suppliers440/4 | - | - | - | €121,633 | €92,873 | €103,991 | €90,835 | €112,835 | ▲ 24.2% |
| Taxes, remuneration and social security45 | - | - | - | €32,250 | €35,010 | €14,685 | €7,642 | €6,441 | ▼ 15.7% |
| Taxes450/3 | - | - | - | €29,428 | €32,208 | €9,148 | €5,135 | €6,441 | ▲ 25.4% |
| Remuneration and social security454/9 | - | - | - | €2,822 | €2,803 | €5,537 | €2,507 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | - | - | €0 | - | - | - | €135 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,265 | €15,507 | €60,603 | €23,549 | €49,624 | -€23,486 | €6,828 | €1,525 | ▼ 77.7% |
| + Depreciation and write-downs630 | €13,319 | €17,135 | €19,657 | €24,181 | €24,773 | €14,819 | €14,872 | €10,155 | ▼ 31.7% |
| Operating cash flow (approximation) | €35,584 | €32,642 | €80,259 | €47,730 | €74,397 | -€8,667 | €21,700 | €11,680 | ▼ 46.2% |
| Investment in fixed assets (approximation) | - | -€800 | -€48,874 | -€4,403 | -€13,250 | €3,356 | -€3,243 | €3,144 | - |
| Change in cash | - | €1,482 | €26,557 | €20,694 | -€44,160 | -€8,453 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 32 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 27-07-2026 | 2026-00335542 |
| 31-12-2024 | abbreviated format | 17-07-2025 | 2025-00282173 |
| 31-12-2023 | abbreviated format | 22-07-2024 | 2024-00268659 |
| 31-12-2022 | micro format | 17-07-2023 | 2023-00256285 |
| 31-12-2021 | micro format | 14-07-2022 | 2022-20201435 |
| 31-12-2020 | micro format | 30-07-2021 | 2021-46000225 |
| 31-12-2019 | micro format | 14-09-2020 | 2020-53000483 |
| 31-12-2018 | micro format | 30-08-2019 | 2019-61700014 |
| 31-12-2017 | micro format | 24-07-2018 | 2018-36800380 |
| 31-12-2016 | micro format | 18-04-2018 | 2018-10100566 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| JORIS Stephan |
|
Owners and capital
Capital and shareholders
- 12-09-2024 Converted to unavailable equity · €6,205
- 12-09-2024 Converted to unavailable equity · €1,860
Group and network
Connections & network
No directors read yet: 1 of 2 Gazette acts processed.
History
Acts, filings and financial milestones
12-09
Gazette deed
Resignation: JORIS Stephan (manager)Appointment: JORIS Stephan (statutory director) · Name change · Capital conversion11 facts ▸
- General meeting, 22-08-2024
- Name change, JORIS
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch) (2 times)
- Reserve release, “opheffing, beschikbaar te maken voor uitkering” (deed in Dutch)
- Amendment of the articles
- Capital
- Director resignation, JORIS Stephan (manager)
- Director appointment, JORIS Stephan (statutory director)
- Power of attorney, KMO CONSULT
- Power of attorney, Liberoo Essen
- Other provision, “Coördinatie van de statuten, opdracht aan notaris” (deed in Dutch)
Show earlier events
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Legal Entity Identifier
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11819C0008/00N000 | Flanders | 611 m² | 1 · 179 m² | 7.8 m · 1 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De import, export, groot- en kleinhandel, de aan- en verkoop, huur en verhuur, onderhoud en herstelling, beheer, handelsbemiddeling en…” (deed in Dutch)
14 activities (deed in Dutch)
- De import, export, groot- en kleinhandel, de aan- en verkoop, huur en verhuur, onderhoud en herstelling, beheer, handelsbemiddeling en agentuur van alle mogelijke goederen voor industrieel en huishoudelijk gebruik, waaronder kantoormachines, kantoormeubelen en kantoorbenodigdheden en dit alles in de meest ruime zin van het woord.
- Informatica-adviesbureau, waaronder onder meer dient te worden begrepen:
- Het verlenen van advies voor elke vorm van communicatie die een organisatie, bedrijf of overheid gebruiken, zij het tekst, beeld, geluid of animatie. Het opsporen, creëren, bewerken, stockeren en publiceren van deze communicatie;
- Het voorbereiden en opstarten van informaticaprojecten, organisatiesystemen, het in toepassing brengen van systemen van gegevensverwerking, het analyseren van behoeften en problemen van gebruikers en het aanbieden van de beste oplossing, het verlenen van advies met betrekking tot informaticaprogramma’s, met inbegrip van begeleiding en bijstand;
- Het ontwikkelen, uitvoeren, begeleiden en promoten van studies, marketing, onderzoek, audits, producten en diensten;
- De activiteiten van systeemintegrators;
- Alle activiteiten in verband met internet, alle internettoepassingen, waaronder in het bijzonder het ontwerpen, opstellen, creëren en uitbaten van websites zowel voor eigen rekening als in opdracht van derden, het verlenen van internetaansluitingen zowel aan ondernemingen als aan particulieren, de e-commerce evenals alle dienstverlening aangaande het voorgaande;
- De im- en export, groot- en kleinhandel, fabricage en assemblage, de agentuur, leasing en verhuring van alle elektronische machines zoals computers, tekst - en gegevensverwerkers, card-games, “data systems”, hardware, randapparatuur, alsmede alle materieel, onderdelen, benodigdheden en toebehoren;
- De im- en export, groot- en kleinhandel en handelsbemiddeling, omvattende alle activiteiten uitgeoefend door groothandelaren, grossiers, dealers, exporteurs, importeurs, coöperatieve inkooporganisaties, inkopers, aankoopcentrales, makelaars, makelaars op goederenbeurzen, commissionairs en andere op commissiebasis werkzame tussenpersonen, handelsagenten, vertegenwoordigers die uitsluitend op commissiebasis werken en in het bijzonder de handelsbemiddeling bij de aankoop of de verkoop van goederen alsmede het begeleiden van en het adviseren van derden bij het uitoefenen van voormelde activiteiten.
- De ontwikkeling van hooggekwalificeerde softwareproducent en de commercialisering ervan;
- Het uitwerken en installeren van datanetten, allerhande programmering, systeemanalyse, installatie, bediening en opleiding van computers;
- Aan- en verkoop van IT apparatuur en dit in de meest ruime zin van het woord;
- Het afsluiten en uitvoeren van onderhoudscontracten voor materieel en programma’s en voor alle herstellingen van bedoelde machines en materieel;
- Het ontwerpen, beheren en/of exploiteren van een of meer websites gericht op en het online verkopen, in de meest ruimste zin, van onroerende en roerende goederen, evenals het verlenen van diensten met betrekking tot internettransacties, het registreren van domeinnamen, webhosting, webdesign evenals het afhandelen van betalingen via het internet, via telefoon of via andere middelen en platformen, het aanvragen en beheren van e-mailadressen en het ontwerpen van reclamebanners op internet.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- JORIS
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, Artikel 2” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “De algemene vergadering die de bestuurder(s) benoemt bepaalt hun aantal, de duur van hun opdracht en, indien er meerdere bestuurders zijn…” (deed in Dutch)“Hij kan bijzondere machten toekennen aan elke mandataris., Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de…” (deed in Dutch)“Deze wordt geboekt op de algemene kosten, los van eventuele representatie-, reis- en verplaatsingskosten., De algemene vergadering beslist…” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, De aandeelhouders mogen kennis nemen van dit register betreffende hun effecten.” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “In geval van een enige aandeelhouder-bestuurder, bepaalt deze laatste vrij, naargelang de behoeften van de vennootschap en op door hem…” (deed in Dutch)
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- “Bestemming van de winst, bestuursorgaan” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Monday of June at 20:00
- Voting ruleWhich majority the meeting decides by, for example a simple or a special majority.
- “Elke aandeelhouder kan aan ieder andere persoon, al dan niet aandeelhouder, door alle middelen van overdracht, een schriftelijke volmacht…” (deed in Dutch)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Ontbinding, statutenwijziging” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Vereffenaars, bestuurder(s) in functie” (deed in Dutch)