Van Gele
ActiveVan Gele has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €253k and a net result of €50k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 49% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+13
Solvency72▲+14
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 4.59 against 0.15 in 2024; short-term debt: 2.7% and cash: 11% of total assets), but 53.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.7%
Return on assets
9.2%
Age of the figures
16 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 03-12-2025, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
18 d early
2023
25 d early
2022
9 d early
2021
7 d early
2020
7 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close19-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€253k▲ 24.7%
2024 · €203k
2019: €192k
2020: €170k
2021: €202k
2022: €208k
2023: €211k
2024: €203k
2019 → 2025
Total assets
€542k▼ 12.4%
2024 · €619k
2019: €1.01M
2020: €887k
2021: €696k
2022: €650k
2023: €635k
2024: €619k
2019 → 2025
Net result
€50k
2024 · €-8k
2019: €-4k
2020: €-22k
2021: €31k
2022: €6k
2023: €4k
2024: €-8k
2019 → 2025
Working capital
€53k
2024 · €-78k
2019: €122k
2020: €-133k
2021: €-96k
2022: €-82k
2023: €-64k
2024: €-78k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€202k-€208k▲ 3.0%€211k▲ 1.7%€203k▼ 3.8%€253k▲ 24.7%
Operating result€39k-€11k▼ 71.7%€9k▼ 17.2%€-4k€73k
Net result€31k-€6k▼ 80.9%€4k▼ 39.5%€-8k€50k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €73k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €542k
Fixed assets
€474k▼ 21.6%
Current assets
€68k▲ 397%
Equity and liabilities €542k
Equity
€253k▲ 24.7%
Debt
€289k▼ 30.6%
The debt ratio falls from 67.2% to 53.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€101k▲
2024 · €30k
Cash flow
€78k▲
2024 · €25k
Solvency
46.7%▲
2024 · 32.8%
Current ratio
4.59▲
2024 · 0.15
Quick ratio
4.59▲
2024 · 0.15
Debt / equity
1.14▼
2024 · 2.05
ROE
19.8%▲
2024 · -4.0%
ROA
9.2%▲
2024 · -1.3%
Interest coverage
15.57▲
2024 · 7.04
Debt
€289k▼
2024 · €416k
Debt ≤ 1 year
€15k▼
2024 · €92k
Debt > 1 year
€273k▼
2024 · €324k
Income taxes
€16k▲
2024 · €242
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€619k€542k▼
Fixed assets21/28€605k€474k▼
Tangible fixed assets22/27€605k€474k▼
Land and buildings22€594k€474k▼
Plant, machinery and equipment23€136-
Furniture and vehicles24€11k€750▼
Current assets29/58€14k€68k▲
Amounts receivable within one year40/41€8k€7k▼
Trade receivables40€8k€7k▼
Other amounts receivable41-€112
Cash at bank and in hand54/58€5k€60k▲
Deferred charges and accrued income490/1€730€643▼
Equity and liabilities
Total equity and liabilities10/49€619k€542k▼
Equity10/15€203k€253k▲
Contributions10/11€169k€169k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€33k€83k▲
Amounts payable17/49€416k€289k▼
Amounts payable after more than one year17€324k€273k▼
Financial debts170/4€324k€273k▼
Amounts payable within one year42/48€92k€15k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€1k€423▼
Suppliers440/4€1k€423▼
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€80k€4k▼
Accrued charges and deferred income492/3-€832
Income statement
Code20242025
Non-recurring operating income76A€3k€72k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€28k▼
Other operating charges640/8€5k€4k▼
Non-recurring operating charges66A€66-
Gross operating margin9900€35k€105k▲
Operating profit (loss)9901€-4k€73k▲
Financial income75/76B€5-
Recurring financial income75€5-
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€-8k€67k▲
Income taxes67/77€242€16k▲
Profit (loss) for the period9904€-8k€50k▲
Profit (loss) for the period to be appropriated9905€-8k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€83k▲
Profit (loss) brought forward from the previous period14P€41k€33k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
03-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-05
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
31-05
Financial
Liquidity times 31current ratio 4.59
Current ratio from 0.15 to 4.59; short-term debt falls from €92k to €15k.
2024
13-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
24-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-05
Financial
Back to profitnet €31k
Net result €31k after 2 loss-making years.
31-05
Financial
Equity above €200kEq €202k ▲18.4%
Equity rises from €170k to €202k.
2020
24-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-05
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
2019
09-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrouwenstraat 29800 DeinzeGround area
492 m²
Building footprint
143 m²
Volume, LiDAR
689 m³
Parcel 44004B0532/00T000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Van Gele
since 20042.136.390.851
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004B0532/00T000 | Flanders | 492 m² | 1 · 143 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BOUWWERKEN 3D
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Rinoo
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API CONSTRUCT
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,421. 5,606 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2003
Fiscal year end31-05
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
68201Renting and operating of own or leased residential real estate, excluding social housing
43240Other construction installation
43299Specialised construction activities
43320Joinery installation
45422
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@vangele.be
Phone:09.380.23.20