Financials
- Fiscal year
- 2025
- Total assets
- €5.3m
- Profit
- €300,056
- Solvency
- 9.7%
Turnover▲ 15.8%
Net result
20202024
JORI
ActiveSummary
JORI has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €512,275 and a net result of €300,056. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 20% of 12396 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110Supermarkets NACE 47114NACE 52114
#3 employer in Lebbeke, Wholesale and retail trade sector1 site
Size
€5.3mtotal assets 2025
- Staff
- 32.7 FTE
- Equity
- €512,275
- Profit
- €300,056
Net result -83%: other schema
Structure
- Parent
- DILI · 99.91%
Accounts 36 d overdue0 of 3 deeds read
Why 81- Figures for FY 2025 (filed 02-10-2025)- Equity €512,275 (9.7% of total assets)+ Liquidity: current ratio 0.93, cash €1.9m+ Size: 32.7 FTE, total assets €5.3mShow the evidence
Checked score
Score 2025
81
/ 100
Excellent
Probability in this band: under 0.55%
Better than 40% of its sector peers (NACE 47, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
35-63
equity 9.7% of total assets
Liquidity
51-6
short-term debt 81.7% · cash 36.7%
Profitability
76-24
return on assets 5.7%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%
12-2024: < 0.1%● 0.0% vs 11-2024
01-2025: < 0.1%● 0.0% vs 12-2024
02-2025: < 0.1%● 0.0% vs 01-2025
03-2025: < 0.1%▼ -2.0% vs 02-2025lowest value
04-2025: < 0.1%● 0.0% vs 03-2025lowest value
05-2025: < 0.1%● 0.0% vs 04-2025lowest value
06-2025: < 0.1%▲ +2.0% vs 05-2025
07-2025: < 0.1%● 0.0% vs 06-2025
08-2025: 0.1%▲ +36.0% vs 07-2025
09-2025: 0.1%▲ +88.2% vs 08-2025
10-2025: 0.2%▲ +21.9% vs 09-2025
11-2025: 0.2%▲ +9.0% vs 10-2025
12-2025: 0.2%● 0.0% vs 11-2025
01-2026: 0.2%● 0.0% vs 12-2025
02-2026: 0.2%● 0.0% vs 01-2026
03-2026: 0.2%● 0.0% vs 02-2026
04-2026: 0.2%▲ +1.8% vs 03-2026
05-2026: 0.2%▲ +4.0% vs 04-2026
06-2026: 0.2%▼ -1.1% vs 05-2026
07-2026: 0.2%▲ +6.7% vs 06-2026
08-2026: 0.2%▲ +2.6% vs 07-2026
09-2026: 0.4%▲ +106% vs 08-2026
10-2026: 0.5%▲ +22.9% vs 09-2026highest value
- Figures for FY 2025 (filed 02-10-2025) raises the probability
- Equity €512,275 (9.7% of total assets) raises the probability
- Liquidity: current ratio 0.93, cash €1.9m lowers the probability
- Size: 32.7 FTE, total assets €5.3m lowers the probability for this profile
Credit up to €40,000 at 30 days acceptable
Liquidity short (current ratio 0.93 against 4.65 in 2024; short-term debt: 81.7% and cash: 36.7% of total assets), and 90.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 22%, liquidity 66%, profitability 69%, growth against the median 4%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 12396 sector peers (2025).
NBB · sector comparisonPosition among 12396 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 30-09-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2026
not confirmed
2025
30 d late
2024
18 d late
2023
21 d late
2022
20 d late
2021
3 d late
2020
58 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 25 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · full…
- Back to profitnet €1.8m
Key points
- Caution: Result fell in 2025different schema filed ▼ 83.3% View
- Positive: Among the best 7% on net resultsector median €28,387 · 12,384 companies €300,056 View
- Caution: Accounts not fileddeadline was 31-08-2026 36 d late View
- Controlled by DILIknown shareholders 99.91% 99.91% View
- Active since 1976founded 28-12-1976 49 years View
By topic
Board & ownership
- Parent
- DILI · 99.91%
- Known shareholders
- 99.91%
Timeline
- Events
- 14
- Since
- 2016
- 30-09-2025Annual accounts filed
- 18-09-2024Annual accounts filed
- 31-01-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 28-12-1976
- Year ends
- 31-01
- Peppol
- Reachable for e-invoices
Go further with this company
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