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DE PUTTER - DE BACKER

Active
Private limited companyfounded 1981active for 44 yearsSchoolstraat(DE) 7a, 9450 Haaltert, BelgiumKBO/BCE: BE 0422.171.714
Summary

DE PUTTER - DE BACKER has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €480,159 and a net result of €654,819. Equity has been growing by about 3.8% per year since 2019. Its solvency ranks better than 37% of 633 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 04-12-1981 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Joint committees
119 Paritair Comité voor de handel in voedingswaren
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 28-02-2026
Establishment unit
2.019.719.152 9450 Haaltert, since 09-12-1981
Financial year end
28 February
Peppol
Reachable since 29-09-2025

Board and ownership

Board
  • FMI DENDERHOUTEMDirector · since 01-03-2024 · permanent representative Frederik Vercruyssen
  • MDppDirector · since 01-03-2024 · permanent representative Mattias Dehaene
Shareholders

Financial position

88 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 28-02-2026
Gross margin
€1.7m
▼ 9.6%
Turnover
≈ €12.0m
estimated
Profit
€654,819
▼ 43.2%
Equity
€480,159
▲ 1.0%
Total assets
€2.4m
▲ 2.4%
Employees on 28-02-2026
20
  • 2026 accounts filed 28 days after the deadline
Score breakdownraises riskEquity €480,159 (20.4% of total assets)Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 1.64, cash €751,984Founded in 1981Show the evidence

Checked score

Score 2026
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of small companies in retail trade (NACE 47)
Financial strength · tick: 2025
Strong
Solvency 45-1
equity 20.4% of total assets
Liquidity 68+36
short-term debt 45.2% · cash 32.0%
Profitability 100=
return on assets 27.9%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,696 companies, NACE 47, small)
Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.5%▼ -0.1 percentage points vs 07-2025 09-2025: 0.6%▲ +0.1 percentage points vs 08-2025 10-2025: 0.9%▲ +0.3 percentage points vs 09-2025highest value 11-2025: 0.6%▼ -0.3 percentage points vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.5%▼ -0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.7%▲ +0.2 percentage points vs 08-2026 10-2026: 0.3%▼ -0.4 percentage points vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.64 (1.27 in 2025), above the usual 1.5. Short-term debt is 45.2% and cash 32% of total assets. However, 79.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 36% of them on solvency, 87% on liquidity, 98% on profitability and 41% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.64, cash €751,984
NBB · annual accounts
raises risk · Equity €480,159 (20.4% of total assets)
NBB · annual accounts
lowers risk · Founded in 1981
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 2026 accounts filed 28 days late
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 28-10-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2026
28 days late
2025
15 days late
2024
312 days late
2023
128 days early
2022
128 days early
2021
125 days early
2020
110 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today. The company usually files around 15 October (4 of the last 5 accounts filed within 143 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today28-02-2027 year end30-09-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More staff in 2026from 12.9 FTE to 37.4 FTE ▲ 190% View
  • Positive: Higher net result than 95% of companies in retail tradesector median €23,839 · 633 companies €654,819 View
  • Positive: 8 profitable years in a rowprofit 2026: €654,819 8 years View

Recent changes

  1. · Gazette deed Resignations: Peter De Putter (director) and Rita De Backer (director)Appointments: MDpp (director) and FMI DENDERHOUTEM (director) · Permanent representatives: Mattias Dehaene and Frederik Vercruyssen
  2. · Gazette deed Appointment: Rita DE BACKER (statutory director)Reappointments: Rita DE BACKER (statutory director) and De Putter Peter (director)
All 15 events

Comparable companies

These companies have the same main activity as DE PUTTER - DE BACKER: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €1.9m and €3.7m, founded between 1974 and 1990.

CompanyTotal assetsGross margin
DE PUTTER - DE BACKER Haaltert€2.4m€1.7m
V.V.L.-VAN VLASSELAER Begijnendijk€2.1m€1.9m
JANSSEN - CLAES Hasselt€2.4m€1.8m
PELTRI SHOPPING Pelt€1.9m€1.6m
Agenturen DE CLERCQ Oud-Heverlee€3.7m€1.9m
Unic - Mechelen Mechelen€2.5m€1.7m
Cannaerts Voeding Heist-op-den-Berg€2.9m€3.0m
Full comparison

Key facts about DE PUTTER - DE BACKER

What is the company number of DE PUTTER - DE BACKER?
The company number of DE PUTTER - DE BACKER is 0422.171.714. The VAT number is the same number with BE in front: BE 0422.171.714.
Where is DE PUTTER - DE BACKER based?
The registered office is at Schoolstraat(DE) 7a, 9450 Haaltert.Company details
What does DE PUTTER - DE BACKER do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of DE PUTTER - DE BACKER?
The legal form of DE PUTTER - DE BACKER is Private limited company (BV).
When was DE PUTTER - DE BACKER founded?
DE PUTTER - DE BACKER was founded on 04-12-1981.
Is DE PUTTER - DE BACKER still active?
Yes, DE PUTTER - DE BACKER is an active enterprise in the KBO register.
How many employees does DE PUTTER - DE BACKER have?
DE PUTTER - DE BACKER had an average of 37.4 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
Which joint committee does DE PUTTER - DE BACKER fall under?
In its 28-02-2026 annual accounts, DE PUTTER - DE BACKER states joint committees 119 (Paritair Comité voor de handel in voedingswaren) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of DE PUTTER - DE BACKER?
The turnover in financial year 2026 is ≈ €12.0m. This figure is estimated from the gross margin of €1.7m and 30 comparable companies (NACE 471). It probably lies between €7.2m and €14.0m.
Is DE PUTTER - DE BACKER profitable?
In financial year 2026, DE PUTTER - DE BACKER made a profit of €654,819.
Where can I find the annual accounts of DE PUTTER - DE BACKER?
DE PUTTER - DE BACKER filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of DE PUTTER - DE BACKER due?
DE PUTTER - DE BACKER must file the annual accounts for financial year 2027 by 30-09-2027.Timeline

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