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DE PUTTER - DE BACKER

Active
Private limited companyfounded 1981active for 44 yearsSchoolstraat(DE) 7a, 9450 Haaltert, BelgiumKBO/BCE: BE 0422.171.714
Summary

DE PUTTER - DE BACKER has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €480,159 and a net result of €654,819. Equity is growing by about 3.8% per year across the filed financial years. Its solvency ranks better than 38% of 543 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).

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DE PUTTER - DE BACKERActiveChecked score 88/100
Risk analysis ReportCompare

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
2nd largest employer in Haaltert, Wholesale and retail trade sector1 site
Size
≈ €12.0mturnover 2026, estimated
Staff
37.4 FTE
Equity
€480,159
Profit
€654,819
Turnover estimated from the gross margin
Financial health
88 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Parent
FMI DENDERHOUTEM · 100%
Board
4 members
2026 accounts filed 28 days late
Why 88raises riskEquity €480,159 (20.4% of total assets)Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 1.64, cash €751,984Founded in 1981Show the evidence

Checked score

Score 2026
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 66% of its sector peers (NACE 47, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2025
Strong
Solvency 45-1
equity 20.4% of total assets
Liquidity 68+36
short-term debt 45.2% · cash 32.0%
Profitability 100=
return on assets 27.9%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,693 companies, NACE 47, small)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.5%▼ -0.1 percentage points vs 07-2025 09-2025: 0.6%▲ +0.1 percentage points vs 08-2025 10-2025: 0.9%▲ +0.3 percentage points vs 09-2025highest value 11-2025: 0.6%▼ -0.3 percentage points vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.5%▼ -0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.7%▲ +0.2 percentage points vs 08-2026 10-2026: 0.3%▼ -0.4 percentage points vs 09-2026lowest value
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.64, compared with 1.27 in 2025, above the usual 1.5; short-term debt: 45.2% and cash: 32% of total assets), but 79.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 36% on solvency, 87% on liquidity, 98% on profitability and 41% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.64, cash €751,984
NBB · annual accounts
raises risk · Equity €480,159 (20.4% of total assets)
NBB · annual accounts
lowers risk · Founded in 1981
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 2026 accounts filed 28 days late
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 28-10-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2026
28 days late
2025
15 days late
2024
312 days late
2023
128 days early
2022
128 days early
2021
125 days early
2020
110 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today. The company usually files around 15 October (4 of the last 5 filed years within 143 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today28-02-2027 year end30-09-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · abbreviated…
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Staff rose in 2026from 12.9 FTE to 37.4 FTE ▲ 190% View
  • Positive: Among the best 5% on net resultsector median €23,839 · 543 companies €654,819 View
  • Positive: 8 profitable years in a rowprofit 2026: €654,819 8 years View
  • Controlled by FMI DENDERHOUTEM 100% View

By topic

Financials

Financial year
2026
Total assets
€2.4m
Profit
€654,819
Solvency
20.4%
Total assets▲ 2.4%
Net result
20192026
Go to Financials

Board & ownership

Board
4 members
Parent
FMI DENDERHOUTEM · 100%
  • FMI DENDERHOUTEMDirector
  • MDppDirector
  • Rita De BackerDirector
  • Peter De PutterDirector
Go to Board & ownership

Timeline

Events
49
Since
1983
Next accounts
by 30-09-2027
  1. 28-02-2025Highest result from 2019 to 2026
  2. 22-04-2024Resignations: Peter De Putter (director) and Rita…
  3. 12-03-2024Appointment: Rita DE BACKER (statutory director)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
04-12-1981
Year ends
28-02
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
18
Who signs
Each director alone
Annual meeting
Third Friday of August
Purpose
“De kleinhandel in algemene voedingswaren en huishoudelijke artikelen,kleinhandel in…” (deed in Dutch)
Go to Articles of association

Key facts about DE PUTTER - DE BACKER

What is the company number of DE PUTTER - DE BACKER?
0422.171.714. In Belgium the VAT number is the company number with BE in front: BE 0422.171.714.
Where is DE PUTTER - DE BACKER based?
The registered office is at Schoolstraat(DE) 7a, 9450 Haaltert.Company details
What does DE PUTTER - DE BACKER do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of DE PUTTER - DE BACKER?
Private limited company (BV).
When was DE PUTTER - DE BACKER founded?
On 04-12-1981.
Is DE PUTTER - DE BACKER still active?
Yes, DE PUTTER - DE BACKER is an active enterprise in the KBO register.
How many employees does DE PUTTER - DE BACKER have?
On average 37.4 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of DE PUTTER - DE BACKER?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is DE PUTTER - DE BACKER profitable?
In financial year 2026, DE PUTTER - DE BACKER made a profit of €654,819.
Where can I find the annual accounts of DE PUTTER - DE BACKER?
DE PUTTER - DE BACKER filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of DE PUTTER - DE BACKER due?
By 30-09-2027, for financial year 2027.Timeline

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