JORES
ActiveThe annual accounts of JORES for fiscal year 2025 show a net loss of 163% of total assets and of 82% of the equity at the start of that year. The 2025 annual accounts show equity of €34k and a net result of €-159k. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 54% of 13977 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-29
Solvency60▼-30
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.36 against 2.79 in 2024; short-term debt: 58.7% and cash: 27.3% of total assets), and 64.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.2%
Return on assets
-163%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18192122232425
2018 to 2025 · latest year €-159k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
40 d early
2024
31 d early
2023
on the day
2022
42 d early
2021
17 d early
2019
14 d early
2018
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▼ 82.2%
2024 · €193k
2018: €222k
2019: €223k
2021: €199k
2022: €213k
2023: €217k
2024: €193k
2018 → 2025
Total assets
€97k▼ 67.4%
2024 · €298k
2018: €2.08M
2019: €1.35M
2021: €735k
2022: €999k
2023: €354k
2024: €298k
2018 → 2025
Net result
€-159k▼ 566%
2024 · €-24k
2018: €6k
2019: €769
2021: €-25k
2022: €15k
2023: €3k
2024: €-24k
2018 → 2025
Working capital
€21k▼ 88.0%
2024 · €172k
2018: €337k
2019: €350k
2021: €156k
2022: €178k
2023: €183k
2024: €172k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€199k-€213k▲ 7.5%€217k▲ 1.5%€193k▼ 11.0%€34k▼ 82.2%
Operating result€46k-€31k▼ 33.6%€48k▲ 57.3%€-2k€-158k▼ 6,898%
Net result€-25k-€15k€3k▼ 78.4%€-24k€-159k▼ 566%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €158k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€19k▼ 35.7%
Current assets
€78k▼ 71.0%
Equity and liabilities €97k
Equity
€34k▼ 82.2%
Debt
€63k▼ 40.3%
The debt ratio rises from 35.4% to 64.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-149k▼
2024 · €7k
Cash flow
€-149k▼
2024 · €-14k
Solvency
35.2%▼
2024 · 64.6%
Current ratio
1.36▼
2024 · 2.79
Quick ratio
1.36▼
2024 · 2.79
Debt / equity
1.84▲
2024 · 0.55
ROE
-463.3%▼
2024 · -12.4%
ROA
-163.0%▼
2024 · -8.0%
Interest coverage
-313.03▼
2024 · 2.44
Debt
€63k▼
2024 · €106k
Debt ≤ 1 year
€57k▼
2024 · €96k
Debt > 1 year
€6k▼
2024 · €9k
Staff costs
€117k▲
2024 · €102k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€298k€97k▼
Fixed assets21/28€30k€19k▼
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€23k€16k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€21k€14k▼
Financial fixed assets28€3k-
Current assets29/58€268k€78k▼
Amounts receivable within one year40/41€235k€44k▼
Trade receivables40€124k€44k▼
Other amounts receivable41€111k€236▼
Cash at bank and in hand54/58€13k€27k▲
Deferred charges and accrued income490/1€20k€7k▼
Equity and liabilities
Total equity and liabilities10/49€298k€97k▼
Equity10/15€193k€34k▼
Contributions10/11€201k€201k=
Reserves13€16k€16k=
Distributable reserves133€16k€16k=
Profit (loss) carried forward14€-24k€-182k▼
Amounts payable17/49€106k€63k▼
Amounts payable after more than one year17€9k€6k▼
Financial debts170/4€9k€6k▼
Amounts payable within one year42/48€96k€57k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€26k€43k▲
Suppliers440/4€26k€43k▲
Taxes, remuneration and social security45€15k€7k▼
Taxes450/3€8k€3k▼
Remuneration and social security454/9€7k€5k▼
Other amounts payable47/48€51k€3k▼
Accrued charges and deferred income492/3€33€200▲
Income statement
Code20242025
Non-recurring operating income76A€43k-
Remuneration, social security and pensions62€102k€117k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8€23k€183▼
Non-recurring operating charges66A-€147k
Gross operating margin9900€132k€115k▼
Operating profit (loss)9901€-2k€-158k▼
Financial income75/76B€176€76▼
Recurring financial income75€176€76▼
Financial charges65/66B€3k€475▼
Recurring financial charges65€3k€475▼
Profit (loss) for the period before taxes9903€-5k€-159k▼
Income taxes67/77€19k-
Profit (loss) for the period9904€-24k€-159k▼
Profit (loss) for the period to be appropriated9905€-24k€-159k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-182k▼
Profit (loss) brought forward from the previous period14P-€-24k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
State Gazette act
MiscellaneousBoard meeting · Accounting effect · Merger signing date5 facts ▸
State Gazette act
Miscellaneous
Board meeting · Accounting effect · Merger signing date5 facts ▸
- Board meeting, 2026-09-01
- Accounting effect, 2026-08-02
- Merger signing date, 2026-08-31
- Filing location, Ondernemingsrechtbank Antwerpen, afdeling Turnhout
- Publication reference, 26358359
03-09
State Gazette act
Restructuring · MiscellaneousGeneral meeting · Merger · Corporate purpose8 facts ▸
State Gazette act
Restructuring · Miscellaneous
General meeting · Merger · Corporate purpose8 facts ▸
- General meeting, 2026-01-01
- Merger, fusie door overneming
- Corporate purpose, De vennootschap heeft tot voorwerp , zowel in België als in het buitenland , voor eigen rekening of voor rekening van derden, alleen of in samenwerking met derd…
- Corporate purpose, De vennootschap heeft tot doel in België en het buitenland, voor eigen rekening of voor rekening van derden: Het verwerven, beheren, vervreemden, uitbaten, valo…
- Accounting effect, 2026-01-01
- Power of attorney, Groep Fibover BV
- Shareholding, enige aandeelhouder
- Merger terms, geen aandeel uitgeven, geen verandering aandeelhouderstructuur, geen ruilverhouding, geen opleg, geen wijze van uitreiking, geen datum winstdeling
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-159k
Net result drops to €-159k, the lowest in the series.
2024
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity doublescurrent ratio 2.47
Current ratio from 1.23 to 2.47; short-term debt falls from €785k to €125k.
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
30-06
Financial
Equity above €200kEq €213k ▲7.5%
Equity rises from €199k to €213k.
14-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 2. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Warande 92400 MolGround area
1,620 m²
Building footprint
325 m²
Volume, LiDAR
1,837 m³
Parcel 13432B0073/00E000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JORES
since 20112.197.507.977
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13432B0073/00E000 | Flanders | 1,620 m² | 1 · 325 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
3 connected companiesNetwork connections
Shared director
→
Shared director
→
Shared director
→
Acquisitions and mergers
1 transactionTook over:JM-Projects VOF
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 56 EUR awarded · 56 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 56 EUR | 56 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 587 companies in sector 68204 we hold annual accounts for 317. 138 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2011
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.