IMMO MAREMMA

Active

Private limited companyfounded 20197 yrs activeBeverhoekstraat(KRU) 18, 9770 Kruisem, BelgiumKBO/BCE: BE 0729.780.290

Summary

IMMO MAREMMA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€28,851) and a net result of €44,550. Equity is shrinking by ~89.4% per year across the filed fiscal years. Its solvency ranks better than 10% of 16076 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisWatch Report Compare

IMMO MAREMMAActiveChecked score 55/100

Risk analysis Report Compare

Activity

Real estate activities

NACE 68204

1 site

Size

€151,659total assets 2025

Equity: -€28,851
Profit: €44,550

Turnover not published (abridged schema)

Financial health

55 Fair Checked score 2025

Bankruptcy chance 12 m: 1.3%

Structure

Accounts filed 52 d late0 of 1 deed read

Why 55Capped at 59: negative equity- Latest accounts 52 days late; 1 of the last 3 late- Negative equity -€28,851+ Size: total assets €151,659+ Sector Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 45% of its sector peers (NACE 68, micro)

Performance against the sector, not lower risk

Negative equity caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 6-8

equity -19.0% of total assets

Liquidity 8-42

short-term debt 79.5% · cash 0.8%

Profitability 77+52

return on assets 29.4%

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,362 companies)

Last 24 months 11-2024: 0.7% 12-2024: 0.7%● 0.0% vs 11-2024 01-2025: 0.7%▼ -0.3% vs 12-2024lowest value 02-2025: 0.7%▲ +2.6% vs 01-2025 03-2025: 0.7%▲ +4.2% vs 02-2025 04-2025: 0.7%● 0.0% vs 03-2025 05-2025: 0.7%▲ +0.9% vs 04-2025 06-2025: 0.7%▼ -3.0% vs 05-2025 07-2025: 0.7%▲ +5.4% vs 06-2025 08-2025: 1.3%▲ +78.2% vs 07-2025 09-2025: 1.3%▲ +1.4% vs 08-2025 10-2025: 1.4%▲ +6.4% vs 09-2025 11-2025: 1.4%▼ -0.3% vs 10-2025 12-2025: 1.4%● 0.0% vs 11-2025 01-2026: 1.4%● 0.0% vs 12-2025 02-2026: 1.4%● 0.0% vs 01-2026 03-2026: 1.4%● 0.0% vs 02-2026 04-2026: 1.4%● 0.0% vs 03-2026 05-2026: 1.3%▼ -3.0% vs 04-2026 06-2026: 1.3%▼ -4.6% vs 05-2026 07-2026: 1.3%▲ +2.6% vs 06-2026 08-2026: 1.8%▲ +38.2% vs 07-2026 09-2026: 2.1%▲ +14.9% vs 08-2026highest value 10-2026: 1.3%▼ -36.4% vs 09-2026

Latest accounts 52 days late; 1 of the last 3 late raises the probability
Size: total assets €151,659 lowers the probability for this profile
Sector Real estate activities (NACE 68) lowers the probability
Negative equity -€28,851 raises the probability

No credit on open account

Liquidity tight (current ratio 1.26 against 0.52 in 2024; short-term debt: 79.5% and cash: 0.8% of total assets), and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 10%, liquidity 9%, profitability 73%, growth against the median 87%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Latest accounts 52 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Size: total assets €151,659

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Sector Real estate activities (NACE 68)

In the bankruptcy model this factor lowers the probability.

KBO

Negative equity -€28,851

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 16076 sector peers (2025).

NBB · sector comparison

Position among 16076 sector peers

Solvency

better than 10%

← weakest strongest →

A punctual record breaks

This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 6 filings

Deviation from the deadline

2025

52 d late

2024

22 d early

2023

14 d early

2022

14 d early

2021

34 d early

2020

31 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

21-09-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Back to profitnet €44,550
31-12-25 Liquidity doublescurrent ratio 1.26

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€28,851 View
Positive: Back in profit in 2025after -€32,118 in 2024 €44,550 View
Caution: Among the weakest 10% on solvencysector median 29.4% · 16,076 companies -19.0% View