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JOREMO

Active
Private limited companyfounded 200224 yrs activeIndustrieterrein Kanaal-Noord 1106, 3960 Bree, BelgiumKBO/BCE: BE 0477.081.236
Summary

JOREMO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84,158 and a net result of -€5,477. Equity is shrinking by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 32% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability36▲+3
Solvency34▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity short (current ratio 0.98 against 1.03 in 2024; short-term debt: 90.5% and cash: 0% of total assets), and 90.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5,477
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 d early
2024
21 d late
2023
28 d early
2022
18 d late
2021
25 d late
2020
26 d early
2019
11 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 March 2002, JOREMO was incorporated.1 Total assets went from EUR 2.2 million in 2018 to EUR 890,073 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€84,158▼ 6.1%
2024 · €89,635
Total assets
€890,073▼ 0.4%
2024 · €893,497
Net result
-€5,477▲ 68.6%
2024 · -€17,448
Working capital
-€19,225
2024 · €25,037
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€71,053▲ 541%-€16,588€10,218-€14,302-€755▲ 94.7%
Net result€9,878▲ 222%-€19,957€583-€17,448-€5,477▲ 68.6%
Equity€126,458▲ 8.5%€106,500▼ 15.8%€107,083▲ 0.5%€89,635▼ 16.3%€84,158▼ 6.1%
Total assets€1.8m▼ 21.7%€1.5m▼ 19.5%€926,994▼ 36.3%€893,497▼ 3.6%€890,073▼ 0.4%
Debt€1.7m▼ 23.3%€1.3m▼ 19.8%€819,910▼ 39.2%€803,862▼ 2.0%€805,914▲ 0.3%
Working capital€1.1m▼ 19.8%€832,973▼ 20.9%€259,723▼ 68.8%€25,037▼ 90.4%-€19,225
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€25,000€0€25,000€50,000€75,000Operating result 2021: €71,053€71,053Net result 2021: €9,878€9,878Operating result 2022: -€16,588-€16,588Net result 2022: -€19,957-€19,957Operating result 2023: €10,218€10,218Net result 2023: €583€583Operating result 2024: -€14,302-€14,302Net result 2024: -€17,448-€17,448Operating result 2025: -€755-€755Net result 2025: -€5,477-€5,47720212022202320242025-€20,000-€10,000€0€10,000Operating result 2023: €10,218€10,200Net result 2023: €583€583Operating result 2024: -€14,302-€14,300Net result 2024: -€17,448-€17,400Operating result 2025: -€755-€755Net result 2025: -€5,477-€5,480202320242025
The operating result stays negative: a loss of €755 in 2025 against €14,302 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €890,073
Fixed assets €103,383 =
Current assets €786,690 ▼ 0.4%
Equity and liabilities €890,073
Equity €84,158 ▼ 6.1%
Debt €805,914 ▲ 0.3%
Debt's share of the balance-sheet total rises from 90.0% to 90.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
0.98▼
2024 · 1.03
Quick ratio
0.00▼
2024 · 0.01
Debt to equity
9.58▲
2024 · 8.97
ROE
-6.5%▲
2024 · -19.5%
ROA
-0.6%▲
2024 · -2.0%
Debt ≤ 1 year
€805,914▲
2024 · €765,077
Debt > 1 year
€0▼
2024 · €38,785
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,102 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 94% are still going.

  • Small
  • 20 years or older
  • solvency under 10%
  • a small loss
1.5% went bankrupt
3.5% stopped otherwise
94% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,102 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€893,497€890,073▼
Fixed assets21/28€103,383€103,383=
Financial fixed assets28€103,383€103,383=
Current assets29/58€790,114€786,690▼
Stocks and contracts in progress3€785,060€785,645▲
Stocks30/36€785,060€785,645▲
Amounts receivable within one year40/41€5,054€1,045▼
Trade receivables40€4,235€0▼
Other amounts receivable41€819€1,045▲
Cash at bank and in hand54/58€1€0▼
Equity and liabilities
Total equity and liabilities10/49€893,497€890,073▼
Equity10/15€89,635€84,158▼
Contributions10/11€120,000€120,000=
Reserves13€3,067€3,067=
Distributable reserves133€3,067€3,067=
Profit (loss) carried forward14-€33,432-€38,909▼
Amounts payable17/49€803,862€805,914▲
Amounts payable after more than one year17€38,785€0▼
Financial debts170/4€38,785€0▼
Amounts payable within one year42/48€765,077€805,914▲
Financial debts43€226,546€268,845▲
Credit institutions430/8€226,546€268,845▲
Trade debts44€0€14,520▲
Suppliers440/4€0€14,520▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€538,532€522,549▼
Income statement Code20242025
Other operating charges640/8€9,267€1,131▼
Gross operating margin9900-€5,035€375▲
Operating profit (loss)9901-€14,302-€755▲
Financial income75/76B€48€0▼
Recurring financial income75€48€0▼
Financial charges65/66B€3,194€4,722▲
Recurring financial charges65€3,194€4,722▲
Profit (loss) for the period before taxes9903-€17,448-€5,477▲
Income taxes67/77€0-
Profit (loss) for the period9904-€17,448-€5,477▲
Profit (loss) for the period to be appropriated9905-€17,448-€5,477▲
Appropriation of the result
Profit (loss) to be appropriated9906-€33,432-€38,909▼
Profit (loss) brought forward from the previous period14P-€15,984-€33,432▼
Transfer to equity691/2€0-
To other reserves6921€0-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€29,473€225€7,757€9,267€1,131▼ 87.8%
Gross operating margin9900€100,526-€16,363€17,974-€5,035€375▲ 107%
Operating profit (loss)9901€71,053-€16,588€10,218-€14,302-€755▲ 94.7%
Financial income75/76B-€0€0€48€0▼ 100%
Recurring financial income75-€0€0€48€0▼ 100%
Financial charges65/66B€57,579€3,370€9,461€3,194€4,722▲ 47.8%
Recurring financial charges65€57,579€3,370€9,461€3,194€4,722▲ 47.8%
Profit (loss) for the period before taxes9903€13,474-€19,957€757-€17,448-€5,477▲ 68.6%
Income taxes67/77€3,596-€174€0--
Profit (loss) for the period9904€9,878-€19,957€583-€17,448-€5,477▲ 68.6%
Profit (loss) for the period to be appropriated9905€9,878-€19,957€583-€17,448-€5,477▲ 68.6%
Line20212022202320242025Change
Assets
Total assets20/58€1.8m€1.5m€926,994€893,497€890,073▼ 0.4%
Fixed assets21/28€103,383€103,383€103,383€103,383€103,383=
Financial fixed assets28€103,383€103,383€103,383€103,383€103,383=
Current assets29/58€1.7m€1.4m€823,611€790,114€786,690▼ 0.4%
Stocks and contracts in progress3€1.7m€1.4m€809,408€785,060€785,645▲ 0.1%
Stocks30/36€1.7m€1.4m€809,408€785,060€785,645▲ 0.1%
Amounts receivable within one year40/41€34,485€376€4,647€5,054€1,045▼ 79.3%
Trade receivables40€34,485-€4,235€4,235€0▼ 100%
Other amounts receivable41-€376€412€819€1,045▲ 27.6%
Cash at bank and in hand54/58€9,577€872€9,556€1€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€1.8m€1.5m€926,994€893,497€890,073▼ 0.4%
Equity10/15€126,458€106,500€107,083€89,635€84,158▼ 6.1%
Contributions10/11€120,000€120,000€120,000€120,000€120,000=
Reserves13€2,484€2,484€3,067€3,067€3,067=
Non-distributable reserves130/1€2,484€2,484€0---
Reserves not available under the articles1311€2,484€2,484€0---
Distributable reserves133--€3,067€3,067€3,067=
Profit (loss) carried forward14€3,974-€15,984-€15,984-€33,432-€38,909▼ 16.4%
Amounts payable17/49€1.7m€1.3m€819,910€803,862€805,914▲ 0.3%
Amounts payable after more than one year17€1.0m€829,856€256,022€38,785€0▼ 100%
Financial debts170/4€1.0m€829,856€256,022€38,785€0▼ 100%
Amounts payable within one year42/48€652,207€519,075€563,888€765,077€805,914▲ 5.3%
Financial debts43€128,316--€226,546€268,845▲ 18.7%
Credit institutions430/8€128,316--€226,546€268,845▲ 18.7%
Trade debts44€31,724€12,100€1,269€0€14,520-
Suppliers440/4€31,724€12,100€1,269€0€14,520-
Taxes, remuneration and social security45€7,944€3,596€162€0--
Taxes450/3€7,944€3,596€162€0--
Other amounts payable47/48€484,223€503,379€562,457€538,532€522,549▼ 3.0%
Line20212022202320242025Change
Profit (loss) for the period9904€9,878-€19,957€583-€17,448-€5,477▲ 68.6%
Operating cash flow (approximation)€9,878-€19,957€583-€17,448-€5,477▲ 68.6%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€8,705€8,684-€9,555-€1▲ 100.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
21-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
03-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €583
Net result €583 after one loss-making year.
18-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial Weakest financial yearnet -€19,957
Net result drops to -€19,957, the lowest in the series; recovery starts the following year.
25-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
05-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
11-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 11 days late
2019
31-12
Financial Equity above €100,000Eq €113,512 ▲13.8%
2 profitable years in a row build equity to €113,512.
22-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
21-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
22-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2002
seat establishment The establishment unit on the map
Ground area
1.2 ha
Building footprint
3,691 m²
Volume, LiDAR
21,531 m³
2 parcels, Flanders · tallest building 38.7 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Kanaallaan 26, 3960 Bree
Activities of head offices; management consultancy activities
since 20022.098.950.435
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72004A1431/00A000 Flanders 1.1 ha 1 · 3,329 m² 38.7 m · 2 fl.
72004B0123/00T000 Flanders 1,791 m² 1 · 362 m² 6.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of JOREMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 7,326 companies in sector 68110 we hold annual accounts for 5,384. 3,612 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-03-2002
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
41001General construction of residential buildings
Contact
Phone 0498/311747
E-invoicing
Reachable via Peppol
Peppol ID 0208:0477081236
Also 9925:BE0477081236
Registered 20-02-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.