e-TREBLA
Activee-TREBLA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €980k and a net result of €-2k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 91% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37=
Solvency100=
Growth22=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 2.71 against 2.76 in 2024; short-term debt: 4.8% and cash: 12.8% of total assets), and 4.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-02-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
121 d early
2023
79 d early
2022
153 d early
2021
123 d early
2020
24 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€323▼ 91.5%
2022 · €4k
2019: €3k
2020: €4k
2021: €6k
2022: €4k
2019 → 2023
EBIT margin
-639.0%▼ 640.7pp
2022 · 1.7%
2019: 5.0%
2020: 1.1%
2021: 25.7%
2022: 1.7%
2019 → 2023
Net result
€-2k▼ 6.8%
2024 · €-2k
2019: €277
2020: €196
2021: €2k
2022: €-652
2023: €-2k
2024: €-2k
2019 → 2025
Working capital
€84k▼ 2.8%
2024 · €87k
2019: €90k
2020: €90k
2021: €92k
2022: €91k
2023: €89k
2024: €87k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€6k-€4k▼ 32.5%€323▼ 91.5%
Equity€988k-€987k▼ 0.1%€985k▼ 0.2%€983k▼ 0.2%€980k▼ 0.2%
Operating result€1k-€65▼ 95.5%€-2k€-2k▼ 14.9%€-3k▼ 9.7%
Net result€2k-€-652€-2k▼ 255%€-2k▲ 0.8%€-2k▼ 6.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.03M
Fixed assets
€896k=
Current assets
€134k▼ 1.7%
Equity and liabilities €1.03M
Equity
€980k▼ 0.2%
Debt
€49k▲ 0.2%
The debt ratio stays at 4.8%.
Key figures and ratios
Solvency
95.2%=
2024 · 95.2%
Current ratio
2.71▼
2024 · 2.76
Quick ratio
2.71▼
2024 · 2.76
Debt / equity
0.05▲
2024 · 0.05
ROE
-0.2%▼
2024 · -0.2%
ROA
-0.2%▼
2024 · -0.2%
Debt
€49k▲
2024 · €49k
Debt ≤ 1 year
€49k▲
2024 · €49k
Income taxes
€88
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€1.03M▼
Fixed assets21/28€896k€896k=
Financial fixed assets28€896k€896k=
Current assets29/58€136k€134k▼
Amounts receivable within one year40/41€1k€1k▲
Trade receivables40€1k€1k▲
Other amounts receivable41€150€304▲
Current investments50/53€83k-
Cash at bank and in hand54/58€51k€132k▲
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.03M▼
Equity10/15€983k€980k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€9k€9k=
Non-distributable reserves130/1€9k€9k=
Legal reserve130€9k€9k=
Profit (loss) carried forward14€912k€910k▼
Amounts payable17/49€49k€49k▲
Amounts payable within one year42/48€49k€49k▲
Trade debts44€695€921▲
Suppliers440/4€695€921▲
Taxes, remuneration and social security45€150-
Taxes450/3€150-
Other amounts payable47/48€48k€48k=
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€2k-
Gross operating margin9900€-2k€-3k▼
Operating profit (loss)9901€-2k€-3k▼
Financial income75/76B€328€400▲
Recurring financial income75€328€400▲
Financial charges65/66B€251€159▼
Recurring financial charges65€251€159▼
Profit (loss) for the period before taxes9903€-2k€-2k▼
Income taxes67/77-€88
Profit (loss) for the period9904€-2k€-2k▼
Profit (loss) for the period to be appropriated9905€-2k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€912k€910k▼
Profit (loss) brought forward from the previous period14P€914k€912k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 21 days late
2025
30-06
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series.
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
13-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €2k ▲720%
Operating result €1k, net result €2k, both a record.
24-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Pastur 1126001 CharleroiGround area
667 m²
Building footprint
92 m²
Volume, LiDAR
1,228 m³
Parcel 52045A0093/00P004, Wallonia · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Pastur 112, 6001 Charleroi
since 20022.098.750.101
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52045A0093/00P004 | Wallonia | 667 m² | 1 · 92 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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OPTIMA HOLDING
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INTRAPLUSWONINGEN
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NEXUS REALTY VENTURES
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,254 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-12-2001
Fiscal year end30-06
Activities, NACEBEL
68110Buying and selling of own real estate
70120
62900Other information technology and computer services
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.