Checked.be
Active
BE 1012.891.717Private limited company
Joppe Construct
Bergenstraat 7 ·2480 Dessel, Belgium· 2 yrs active
Sector: General construction of residential buildings
(41001)
Conclusion
The computed 12-month bankruptcy probability of Joppe Construct is 3.4% (moderate). The 2025 annual accounts show equity of €299 and a net result of €-3k. Its solvency ranks better than 13% of 7039 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €299 |
| Net result | €-3k |
| Better than sector | 13% |
| Active | 2 yrs |
Financial profile
21
/ 100
Fragile profile, watch profitability in particular.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
10
Profitability
0
Solvency
8
Growth
-
Stability
67
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
10
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
No credit
negative equity or figures too weak
Score components
Liquidity
Current ratio 0.79 (< 1.0)
-10
Leverage
Debt/equity 34.26 (> 3.0)
-10
Profitability
Negatieve ROE -903%
-10
Interest coverage
Interest coverage -30.9× (< 1.5×)
-10
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 02-09-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 41, Construction of residential and non-residential buildings · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 2.8% | 43.8% | |
| Net result | €-3k | €8k | |
| Equity | €299 | €49k | |
| Gross operating margin | €-325 | €32k | |
| Total assets | €11k | €130k |
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €-2k |
| Net profit | €-3k |
| Cash flow | €-2k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €11k |
| Equity | €299 |
| Debt | €10k |
| of which ≤ 1y | €10k |
| of which > 1y | - |
| Working capital | €-2k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.79 |
| Quick ratio | 0.79 |
| Working capital ratio | -20.8% |
| Solvency | 2.8% |
| Debt / equity | 34.26 |
| Long-term debt ratio | - |
| Interest coverage | -30.95 |
| Gross margin | - |
| Net margin | - |
| ROA | -25.6% |
| ROE | -903.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €11k |
| Fixed assets | 21/28 | €2k |
| Tangible fixed assets | 22/27 | €2k |
| Current assets | 29/58 | €8k |
| Amounts receivable within one year | 40/41 | €948 |
| Cash & bank | 54/58 | €7k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €11k |
| Equity | 10/15 | €299 |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-3k |
| Amounts payable | 17/49 | €10k |
| Amounts payable within one year | 42/48 | €10k |
| Trade debts payable within one year | 44 | €7k |
| Income statement | ||
| Gross operating margin | 9900 | €-325 |
| Operating result | 9901 | €-3k |
| Financial charges | 65 | €61 |
| Result before taxes | 9903 | €-3k |
| Net result for the period | 9904 | €-3k |
| Result to be appropriated | 9905 | €-3k |
Legal Structure
| NACE primary | General construction of residential buildings(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 28-08-2024 |
| Status | Active |
| Postal code | 2480 |
Establishment units
Joppe Construct
since 20242.363.621.566
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13006A0420/00Z000 | Flanders | 447 m² | 1 · 106 m² | 7.7 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2026
02-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 33 days late
NBB filing
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
General construction of residential buildings41001Site preparation43120General electrical installation work43211Plumbing work43221Joinery installation43320Other building finishing work43350
Names & trade names
| Legal nameNL | Joppe Construct |
Similar companies
STEL SOLUTION & SERVICES
BE 0798.491.825 · Koksijde
Mix-Magic
BE 0754.715.428 · Antwerpen
HAUBO
BE 0445.440.925 · Zemst
BRC RENOVE
BE 0899.180.892 · Sint-Jans-Molenbeek
AA Focus
BE 0741.409.503 · Halle