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JOPO

Active
Private limited companyfounded 20214 yrs activeLangvennestraat 186, 3511 Hasselt, BelgiumKBO/BCE: BE 0778.497.155
Summary

JOPO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€17,583) and a net result of -€25,026. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 32629 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability6▼-94
Solvency3▼-97
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.49 against 4.54 in 2024; short-term debt: 120.9% and cash: 39.2% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-22%
Return on assets
-31.3%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€17,583
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-04-2026, 121 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
121 d early
2024
34 d early
2023
7 d early
2022
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JOPO was incorporated on 10 December 2021 as a Private limited company.1 Total assets rose from EUR 60,223 in 2022 to EUR 79,880 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€17,583
2024 · €167,443
Total assets
€79,880▼ 60.7%
2024 · €203,271
Net result
-€25,026
2024 · €55,715
Working capital
-€48,789
2024 · €123,724
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€37,028-€98,257▲ 165%€70,389▼ 28.4%€15,617▼ 77.8%
Net result€29,338within the sector's middle half-€78,389above the sector's middle half▲ 167%€55,715within the sector's middle half▼ 28.9%-€25,026below the sector's middle half
Equity€33,338within the sector's middle half-€111,727within the sector's middle half▲ 235%€167,443within the sector's middle half▲ 49.9%-€17,583below the sector's middle half
Total assets€60,223below the sector's middle half-€161,339within the sector's middle half▲ 168%€203,271within the sector's middle half▲ 26.0%€79,880within the sector's middle half▼ 60.7%
Debt€26,885-€49,612▲ 84.5%€35,829▼ 27.8%€97,463▲ 172%
Working capital€34,998within the sector's middle half-€56,460within the sector's middle half▲ 61.3%€123,724within the sector's middle half▲ 119%-€48,789below the sector's middle half
Solvency55.4%within the sector's middle half-69.3%within the sector's middle half▲ 13.9pp82.4%above the sector's middle half▲ 13.1pp-22.0%below the sector's middle half▼ 104.4pp
Current ratio2.43within the sector's middle half-2.18within the sector's middle half▼ 0.254.54within the sector's middle half▲ 2.360.49below the sector's middle half▼ 4.05
Return on assets (ROA)48.7%above the sector's middle half-48.6%above the sector's middle half▼ 0.1pp27.4%within the sector's middle half▼ 21.2pp-31.3%below the sector's middle half▼ 58.7pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2022: €37,028€37,028Net result 2022: €29,338€29,338Operating result 2023: €98,257€98,257Net result 2023: €78,389€78,389Operating result 2024: €70,389€70,389Net result 2024: €55,715€55,715Operating result 2025: €15,617€15,617Net result 2025: -€25,026-€25,0262022202320242025-€50,000€0€50,000€100,000Operating result 2023: €98,257€98,300Net result 2023: €78,389€78,400Operating result 2024: €70,389€70,400Net result 2024: €55,715€55,700Operating result 2025: €15,617€15,600Net result 2025: -€25,026-€25,000202320242025
The operating result has fallen two years in a row; 2025 is 78% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79,880
Fixed assets €32,131 ▼ 28.0%
Current assets €47,750 ▼ 69.9%
Equity and liabilities
Equity-€17,583
Debt€97,463
Equity is negative: debt (€97,463) exceeds the balance-sheet total (€79,880).
Key figures and ratios
2025 value · change against 2024
EBITDA
€28,130▼
2024 · €82,902
Cash flow
-€12,512▼
2024 · €68,229
Interest coverage
0.69▼
2024 · 270.08
Debt ≤ 1 year
€96,538▲
2024 · €34,904
Income taxes
€181▼
2024 · €14,628
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€203,271€79,880▼
Fixed assets21/28€44,644€32,131▼
Tangible fixed assets22/27€44,644€32,131▼
Furniture and vehicles24€44,644€32,131▼
Current assets29/58€158,627€47,750▼
Amounts receivable within one year40/41€19,711€14,470▼
Trade receivables40€13,914€14,438▲
Other amounts receivable41€5,797€32▼
Cash at bank and in hand54/58€137,439€31,322▼
Deferred charges and accrued income490/1€1,478€1,957▲
Equity and liabilities
Total equity and liabilities10/49€203,271€79,880▼
Equity10/15€167,443-€17,583▼
Contributions10/11€4,000€4,000=
Reserves13€163,443€3,443▼
Distributable reserves133€163,443€3,443▼
Profit (loss) carried forward14--€25,026
Amounts payable17/49€35,829€97,463▲
Amounts payable within one year42/48€34,904€96,538▲
Trade debts44€2,123€1,872▼
Suppliers440/4€2,123€1,872▼
Taxes, remuneration and social security45€32,461€37,173▲
Taxes450/3€28,261€32,973▲
Remuneration and social security454/9€4,200€4,200=
Other amounts payable47/48€319€57,493▲
Accrued charges and deferred income492/3€925€925=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,513€12,513=
Other operating charges640/8€1,005€1,106▲
Non-recurring operating charges66A€1,261€0▼
Gross operating margin9900€85,168€29,236▼
Operating profit (loss)9901€70,389€15,617▼
Financial income75/76B€261€82▼
Recurring financial income75€261€82▼
Financial charges65/66B€307€40,544▲
Recurring financial charges65€307€40,544▲
Profit (loss) for the period before taxes9903€70,343-€24,845▼
Income taxes67/77€14,628€181▼
Profit (loss) for the period9904€55,715-€25,026▼
Profit (loss) for the period to be appropriated9905€55,715-€25,026▼
Appropriation of the result
Profit (loss) to be appropriated9906€55,715-€25,026▼
Transfer from equity791/2-€160,000
Transfer to equity691/2€55,715€0▼
To other reserves6921€55,715€0▼
Profit to be distributed694/7-€160,000
Return on contributions (dividend)694-€160,000

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Remuneration, social security and pensions62€1,967€0---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€155€5,255€12,513€12,513=
Other operating charges640/8€62€401€1,005€1,106▲ 10.0%
Non-recurring operating charges66A--€1,261€0▼ 100%
Gross operating margin9900€39,212€103,913€85,168€29,236▼ 65.7%
Operating profit (loss)9901€37,028€98,257€70,389€15,617▼ 77.8%
Financial income75/76B-€23€261€82▼ 68.6%
Recurring financial income75-€23€261€82▼ 68.6%
Financial charges65/66B€92€118€307€40,544▲ 13,108%
Recurring financial charges65€92€118€307€40,544▲ 13,108%
Profit (loss) for the period before taxes9903€36,937€98,162€70,343-€24,845▼ 135%
Income taxes67/77€7,598€19,773€14,628€181▼ 98.8%
Profit (loss) for the period9904€29,338€78,389€55,715-€25,026▼ 145%
Profit (loss) for the period to be appropriated9905€29,338€78,389€55,715-€25,026▼ 145%
Line2022202320242025Change
Assets
Total assets20/58€60,223€161,339€203,271€79,880▼ 60.7%
Fixed assets21/28€720€57,157€44,644€32,131▼ 28.0%
Tangible fixed assets22/27€720€57,157€44,644€32,131▼ 28.0%
Furniture and vehicles24€720€57,157€44,644€32,131▼ 28.0%
Current assets29/58€59,503€104,182€158,627€47,750▼ 69.9%
Amounts receivable within one year40/41€27,428€65,260€19,711€14,470▼ 26.6%
Trade receivables40€27,428€65,253€13,914€14,438▲ 3.8%
Other amounts receivable41-€7€5,797€32▼ 99.4%
Cash at bank and in hand54/58€32,075€37,462€137,439€31,322▼ 77.2%
Deferred charges and accrued income490/1-€1,460€1,478€1,957▲ 32.4%
Equity and liabilities
Total equity and liabilities10/49€60,223€161,339€203,271€79,880▼ 60.7%
Equity10/15€33,338€111,727€167,443-€17,583▼ 111%
Contributions10/11€4,000€4,000€4,000€4,000=
Reserves13€29,338€107,727€163,443€3,443▼ 97.9%
Distributable reserves133€29,338€107,727€163,443€3,443▼ 97.9%
Profit (loss) carried forward14----€25,026-
Amounts payable17/49€26,885€49,612€35,829€97,463▲ 172%
Amounts payable within one year42/48€24,505€47,722€34,904€96,538▲ 177%
Trade debts44€406€5,237€2,123€1,872▼ 11.8%
Suppliers440/4€406€5,237€2,123€1,872▼ 11.8%
Taxes, remuneration and social security45€23,955€41,209€32,461€37,173▲ 14.5%
Taxes450/3€18,155€38,609€28,261€32,973▲ 16.7%
Remuneration and social security454/9€5,800€2,600€4,200€4,200=
Other amounts payable47/48€144€1,275€319€57,493▲ 17,915%
Accrued charges and deferred income492/3€2,380€1,890€925€925=
Line2022202320242025Change
Profit (loss) for the period9904€29,338€78,389€55,715-€25,026▼ 145%
+ Depreciation and write-downs630€155€5,255€12,513€12,513=
Operating cash flow (approximation)€29,493€83,644€68,229-€12,512▼ 118%
Investment in fixed assets (approximation)--€61,692€0€0-
Change in cash-€5,387€99,978-€106,117▼ 206%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet -€25,026
Net result drops to -€25,026, the lowest in the series.
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity doublescurrent ratio 4.54
Current ratio from 2.18 to 4.54; short-term debt falls from €47,722 to €34,904.
31-12
Financial Equity above €150,000Eq €167,443 ▲49.9%
3 profitable years in a row build equity to €167,443.
24-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2022net €78,389 ▲167%
Operating result €98,257, net result €78,389, both a record.
31-12
Financial Equity above €100,000Eq €111,727 ▲235%
2 profitable years in a row build equity to €111,727.
27-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
1,990 m²
Building footprint
210 m²
Volume, LiDAR
491 m³
Parcel 71032B0649/00P000, Flanders · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JOPO
Langvennestraat 186, 3511 HasseltFinancial service activities, except insurance and pension funding
since 20212.326.236.677
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71032B0649/00P000 Flanders 1,990 m² 1 · 210 m² 7.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Subsidies and aid

Flemish government

2022 to 2025 · 4 entries · 2,280 EUR awarded · 2,280 EUR paid
Year Entries awardedpaid
2025 1 1,017 EUR1,017 EUR
2024 1 523 EUR523 EUR
2023 1 599 EUR599 EUR
2022 1 141 EUR141 EUR
Schemes
4 entries · 2,280 EUR · 2,280 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

254900A77OHH4W5Y9R96
no longer live in the LEI register

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,601 companies in this sector we hold annual accounts for 52,629. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded10-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
71209Other technical testing and analysis
74112Other professional, scientific and technical activities
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0778497155
Registered 03-05-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.