Equity
€61,010 ▲ 55.5%
Cocerpa has made a profit in every financial year since 2023.
Cocerpa
Lifetime
3 annual accounts with figures on one time axispeak €44,253 (2024)
€30,133▼ 31.9%
peak €32,572 (2024)
€21,779▼ 33.1%
peak €61,010 (2025)
€61,010▲ 55.5%
€24,393▼ 12.7%
Board1 name since 2022
1 directorDaniël Elly August Monard
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €44,253 to €30,133Result from €32,572 to €21,779Equity from €39,232 to €61,010Cash from €5,458 to €2,121
Key points
from the 2025 annual accountsChecked score
91
Excellent
Financially stronger than 64% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.1%▼ -0.1 percentage points vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.2%▲ +0.1 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2022
Liquidity: current ratio 3.50, cash €2,121, halved
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 31-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 67% of them on solvency, 21% on liquidity, 84% on profitability and 82% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Cocerpa has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Cocerpa itself is lower: 0.2% within 12 months. It rests on far more data about Cocerpa than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Cocerpa. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.5 (2.4 in 2024), above the usual 1.5. Short-term debt is 28.6% and cash 2.5% of total assets. 28.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
1 day early
2023
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average on the deadline day. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0782376264
Incorporation
Founding capital of €2,000, 200 shares · Founder: Daniël Elly August Monard · Appointment: Daniël Elly August Monard (director) · published on 22-02-2022 · Gazette deed
First establishment
Meldertstraat 10, Hasselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Cocerpa Hasselt | €85,404 | €30,133 | 71.4% | - |
| Montrachet Hasselt | €83,456 | €29,114 | 74.3% | - |
| Culimar-Consult Hasselt | €92,320 | €37,211 | 89.2% | - |
| JOPO Hasselt | €79,880 | €29,236 | -22.0% | - |
| Zero to One Lommel | €76,517 | €30,059 | 72.8% | - |
| Pivot Hasselt | €91,691 | €30,490 | 85.6% | - |
| Borenz Lanaken | €76,688 | €33,669 | 72.4% | - |
These companies have the same main activity as Cocerpa: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €76,500 and €92,300, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 18-02-2022Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.328.387.1093500 Hasselt, since 18-02-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 17-04-2025
Annual accounts 2025
- €85,404▲ 27.2%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on Cocerpa
Cocerpa files the micro format. That format states no turnover. The gross margin rose from €7,084 in 2023 to €30,133 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Cocerpa
- What is the company number of Cocerpa?
- The company number of Cocerpa is 0782.376.264. The VAT number is the same number with BE in front: BE 0782.376.264.
- Where is Cocerpa based?
- The registered office is at Meldertstraat 10, 3500 Hasselt.Company details
- What does Cocerpa do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Cocerpa?
- Cocerpa is a private limited company (BV).
- When was Cocerpa founded?
- Cocerpa was founded on 18-02-2022.
- Is Cocerpa still active?
- Yes, Cocerpa is an active enterprise in the KBO register.
- What is the turnover of Cocerpa?
- The turnover in financial year 2025 is ≈ €88,000. This figure is estimated from the gross margin of €30,133 and 144 comparable companies (NACE 70200). It probably lies between €52,000 and €120,000.Financials
- Is Cocerpa profitable?
- In financial year 2025, Cocerpa made a profit of €21,779.
- Where can I find the annual accounts of Cocerpa?
- Cocerpa filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Cocerpa due?
- Cocerpa must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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