Checked.be
Active
BE 0688.989.020Private limited company
JOPEG
De Hulsten 50 ·2980 Zoersel, Belgium· 8 yrs active
Sector: Other business support services
(82990)
Conclusion
JOPEG has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-21k) and a net result of €-443. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 1089 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €-21k |
| Net result | €-443 |
| Better than sector | 5% |
| Active | 8 yrs |
Financial profile
46
/ 100
Mixed profile: strong on stability, weaker on health.
All 5 axes are computed from data Checked has read.
Health
10
Profitability
11
Solvency
33
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
10
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
No credit
negative equity or figures too weak
Score history
10
2022
16
2023
0
2024
10
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.04 (< 1.0)
-10
Quick ratio
Quick ratio 0.04 (< 0.6)
-5
Equity
Negative equity
-25
Profitability
ROE 2%
+3
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 28-07-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~14.5%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 82, Office administrative, office support and other business support activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -2361.4% | 51.4% | |
| Net result | €-443 | €24k | |
| Equity | €-21k | €51k | |
| Gross operating margin | €182 | €46k | |
| Total assets | €883 | €117k |
€9k
-
22-25
€-443
-
22-25
€9k
-
22-25
€883
+40.0%
22-25
€-21k
-2.2%
22-25
€-21k
-2.2%
22-25
€107
-64.3%
22-25
€22k
+3.3%
22-25
€22k
+3.3%
22-25
0.04
+35.6%
22-25
0.04
+35.6%
22-25
-2361.4%
+27.0%
22-25
-1.04
-1.1%
22-25
2.1%
-
22-25
-50.2%
-
22-25
51.06
-
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | - | - | €9k | €-8k |
| Net profit | €-443 | €3k | €9k | €-12k |
| Cash flow | - | - | €9k | €-8k |
| Staff costs | - | - | - | - |
| Income taxes | - | €107 | €300 | €146 |
| Dividends | - | - | - | - |
| Total assets | €883 | €630 | €2k | €990 |
| Equity | €-21k | €-20k | €-23k | €-32k |
| Debt | €22k | €21k | €25k | €33k |
| of which ≤ 1y | €22k | €21k | €25k | €33k |
| of which > 1y | - | - | - | - |
| Working capital | €-21k | €-20k | €-23k | €-32k |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 0.04 | 0.03 | 0.08 | 0.03 |
| Quick ratio | 0.04 | 0.03 | 0.08 | 0.03 |
| Working capital ratio | -2361.4% | -3236.8% | -1090.8% | -3231.5% |
| Solvency | -2361.4% | -3236.8% | -1090.8% | -3219.1% |
| Debt / equity | -1.04 | -1.03 | -1.09 | -1.03 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | - | - | 51.06 | -144.08 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | -50.2% | 431.0% | 412.5% | -1218.6% |
| ROE | 2.1% | -13.3% | -37.8% | 37.9% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €883 | €630 | €2k | €990 |
| Fixed assets | 21/28 | - | - | - | €123 |
| Tangible fixed assets | 22/27 | - | - | - | €123 |
| Current assets | 29/58 | €883 | €630 | €2k | €866 |
| Amounts receivable within one year | 40/41 | - | - | - | €200 |
| Cash & bank | 54/58 | €449 | €630 | €2k | €32 |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €883 | €630 | €2k | €990 |
| Equity | 10/15 | €-21k | €-20k | €-23k | €-32k |
| Contributions / capital | 10/11 | €6k | €6k | €6k | €6k |
| Accumulated profits (losses) | 14 | €-27k | €-27k | €-29k | €-38k |
| Amounts payable | 17/49 | €22k | €21k | €25k | €33k |
| Amounts payable within one year | 42/48 | €22k | €21k | €25k | €33k |
| Trade debts payable within one year | 44 | €298 | €486 | €435 | €1k |
| Income statement | |||||
| Gross operating margin | 9900 | €182 | €3k | €10k | €-7k |
| Operating result | 9901 | €-337 | €3k | €9k | €-12k |
| Financial charges | 65 | €105 | €84 | €183 | €56 |
| Result before taxes | 9903 | €-443 | €3k | €9k | €-12k |
| Income taxes | 67/77 | - | €107 | €300 | €146 |
| Net result for the period | 9904 | €-443 | €3k | €9k | €-12k |
| Result to be appropriated | 9905 | €-443 | €3k | €9k | €-12k |
Legal Structure
| NACE primary | Other business support services(82990) |
| Legal form | Private limited company(610) |
| Incorporation | 29-01-2018 |
| Status | Active |
| Postal code | 2980 |
Establishment units
JOPEG
since 20182.273.828.468
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11055A0131/00F002 | Flanders | 1,238 m² | 1 · 154 m² | 9.5 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Other business support services82990Business and other management consultancy70200Business consulting70220
Names & trade names
| Legal nameNL | JOPEG |
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