JOPAS
JOPAS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €112k and a net result of €55k. Equity is growing by ~83.1% per year across the filed fiscal years. Its solvency ranks better than 65% of 3133 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €112k |
| Net result | €55k |
| Better than sector | 65% |
| Active | 5 yrs |
Strong profile, led by profitability.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 68.0% | 52.5% | |
| Net result | €55k | €32k | |
| Equity | €112k | €75k | |
| Gross operating margin | €96k | €52k | |
| Total assets | €164k | €192k |
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €55k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €23k |
| Dividends | - |
| Total assets | €164k |
| Equity | €112k |
| Debt | €53k |
| of which ≤ 1y | €45k |
| of which > 1y | €8k |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 68.0% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 33.3% |
| ROE | 49.0% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €164k |
| Fixed assets | 21/28 | €30k |
| Intangible fixed assets | 21 | €5k |
| Tangible fixed assets | 22/27 | €24k |
| Financial fixed assets | 28 | €100 |
| Current assets | 29/58 | €135k |
| Amounts receivable within one year | 40/41 | €107k |
| Investments | 50/53 | €19k |
| Cash & bank | 54/58 | €9k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €164k |
| Equity | 10/15 | €112k |
| Contributions / capital | 10/11 | €10k |
| Reserves | 13 | €102k |
| Amounts payable | 17/49 | €53k |
| Amounts payable after one year | 17 | €8k |
| Amounts payable within one year | 42/48 | €45k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €96k |
| Operating result | 9901 | €84k |
| Financial income | 75 | €309 |
| Financial charges | 65 | €7k |
| Result before taxes | 9903 | €77k |
| Income taxes | 67/77 | €23k |
| Net result for the period | 9904 | €55k |
| Result to be appropriated | 9905 | €55k |
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 18-11-2020 |
| Status | Active |
| Postal code | 9991 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43001A0844/00P000 | Flanders | 554 m² | 1 · 149 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
26-03-2024 Publication in the Belgian Official Gazette, Miscellaneous
Technical details
{
"stage": "completed",
"notary": {
"name": "Filip Maertens",
"firm_city": null,
"firm_name": null,
"office_city": "Brugge",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-03-26",
"filing_date": "2024-03-15",
"act_kind_objet": "BUITENGEWONE ALGEMENE VERGADERING - MET FUSIE DOOR OVERNEMING GELIJKGESTELDE VERRICHTING"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2024-02-15",
"unanimous": true
},
"conversion": null,
"detected_kind": "merger_absorption",
"report_waiver": null,
"restructuring": {
"parties": [
{
"kbo": "0758.526.241",
"name": "JOPAS",
"role": "acquiring",
"address": "9991 Maldegem (Adegem), Walland 7",
"is_foreign": false,
"legal_form": "Besloten Vennootschap",
"is_new_company": false,
"jurisdiction_country": "BE"
},
{
"kbo": "0810.042.842",
"name": "ET ALIIS",
"role": "absorbed",
"address": "9991 Maldegem (Adegem), Walland 7",
"is_foreign": false,
"legal_form": "Commanditaire Vennootschap",
"is_new_company": false,
"jurisdiction_country": "BE"
}
],
"exchange_ratio": null,
"legal_articles": [
"12:7",
"12:50",
"12:57",
"3:77",
"12:55",
"12:54",
"12:16 \u00A72"
],
"is_cross_border": false,
"is_silent_merger": true,
"balance_basis_date": null,
"exchange_ratio_text": null,
"new_shares_issued_n": null,
"real_estate_included": false,
"patrimony_description": "De volledige vermogensbestanddelen van de overgenomen vennootschap worden in de boekhouding van de overnemende vennootschap opgenomen in vervanging van de aandelen van de overgenomen vennootschap die naar aanleiding van deze fusie worden ingetrokken en vernietigd.",
"equity_transferred_eur": null,
"accounting_effective_date": "2023-10-01"
},
"subject_company": {
"kbo": "0758.526.241",
"name_full": "JOPAS",
"legal_form": "Besloten Vennootschap"
},
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null
},
"summary_narrative": "De besloten vennootschap JOPAS heeft een buitengewone algemene vergadering gehouden om een fusiebesluit te nemen waarbij de commanditaire vennootschap ET ALIIS wordt overgenomen. De fusie wordt uitgevoerd als een geruisloze fusie, waarbij ET ALIIS zonder vereffening wordt opgeheven en haar vermogen wordt overgedragen aan JOPAS. Geen nieuwe aandelen worden uitgegeven omdat JOPAS al de volledige aandelen van ET ALIIS bezit.",
"co_filed_documents": [
"de expeditie van het proces-verbaal houdende de buitengewone algemene vergadering de dato 1 februari 2024"
],
"detected_real_type": "fusion_completed",
"referenced_correction": null,
"should_reroute_to_category": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | JOPAS |