Joover
ActiveSummary
Joover has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €21k. Its solvency ranks better than 21% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▲+17
Solvency25▲+1
Growth78
Track record82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.4%
Return on assets
2.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 14079 sector peers (2025).
NBB · sector comparisonPosition among 14079 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-02-2026, 157 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
157 d early
2024
13 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k
2024 · €-18k
2024: €-18k
2024 → 2025
Total assets
€724k▼ 64.4%
2024 · €2.03M
2024: €2.03M
2024 → 2025
Net result
€21k
2024 · €-21k
2024: €-21k
2024 → 2025
Working capital
€-5k▲ 81.7%
2024 · €-29k
2024: €-29k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€-18k-€3k
Operating result€-12k-€82k
Net result€-21k-€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €82k after a loss of €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €724k
Fixed assets
€8k ▼ 23.4%
Current assets
€716k ▼ 64.6%
Equity and liabilities €724k
Equity
€3k
Debt
€721k
Debt finances 99.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€84k▲
2024 · €-11k
Cash flow
€24k▲
2024 · €-19k
Current ratio
0.99▲
2024 · 0.99
Quick ratio
0.30▲
2024 · 0.03
ROE
766.4%
ROA
2.9%▲
2024 · -1.0%
Interest coverage
1.40▲
2024 · -1.25
Debt ≤ 1 year
€721k▼
2024 · €2.05M
Income taxes
€371
A ratio outside any meaningful range has been withheld (balance sheet total €724k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.03M€724k▼
Fixed assets21/28€11k€8k▼
Tangible fixed assets22/27€11k€8k▼
Plant, machinery and equipment23€11k€8k▼
Current assets29/58€2.02M€716k▼
Stocks and contracts in progress3€1.96M€498k▼
Contracts in progress37€1.96M€498k▼
Amounts receivable within one year40/41€24k€80k▲
Trade receivables40€9k€76k▲
Other amounts receivable41€15k€4k▼
Cash at bank and in hand54/58€4k€138k▲
Deferred charges and accrued income490/1€35k€33▼
Equity and liabilities
Total equity and liabilities10/49€2.03M€724k▼
Equity10/15€-18k€3k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-21k€276▲
Amounts payable17/49€2.05M€721k▼
Amounts payable within one year42/48€2.05M€721k▼
Financial debts43€1.24M€0▼
Credit institutions430/8€1.24M€0▼
Trade debts44€136k€80k▼
Suppliers440/4€136k€80k▼
Taxes, remuneration and social security45-€371
Taxes450/3-€371
Other amounts payable47/48€674k€641k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€387€626▲
Gross operating margin9900€-10k€85k▲
Operating profit (loss)9901€-12k€82k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€9k€60k▲
Recurring financial charges65€9k€60k▲
Profit (loss) for the period before taxes9903€-21k€22k▲
Income taxes67/77-€371
Profit (loss) for the period9904€-21k€21k▲
Profit (loss) for the period to be appropriated9905€-21k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€276▲
Profit (loss) brought forward from the previous period14P-€-21k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Glabbeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oplintersesteenweg 163380 GlabbeekGround area
2,568 m²
Building footprint
223 m²
Volume, LiDAR
1,141 m³
Parcel 24018C0257/00E000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Joover
since 20242.359.424.733
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24018C0257/00E000 | Flanders | 2,568 m² | 1 · 223 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 1,562 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
01610Support activities for crop production
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.