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CL Bouw

Active
Private limited companyfounded 20232 yrs activeLindestraat 27, 9700 Oudenaarde, BelgiumKBO/BCE: BE 1002.709.883
Summary

CL Bouw has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,511 and a net result of €47,511. Its solvency ranks better than 24% of 14284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes
Profitability58
Solvency28
Growth-
Track record67
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.03; short-term debt: 97% and cash: 83% of total assets), and 97% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
3%
Return on assets
8.1%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 14284 sector peers (2025).
NBB · sector comparison
Position among 14284 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-03-2026, 44 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
44 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 November 2023, CL Bouw was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€17,511
Total assets
€588,609
Net result
€47,511
Working capital
€17,511

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €588,609
Equity €17,511
Debt €571,098
Debt finances 97.0% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.03
Quick ratio
0.89
Debt to equity
32.61
ROE
271.3%
ROA
8.1%
Debt ≤ 1 year
€571,098
Income taxes
€1,897

Peer companies

Historical observation

Of the 513 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 96% are still going.

  • Small
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
2.3% went bankrupt
1.4% stopped otherwise
96% still going

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 513 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€588,609
Current assets29/58€588,609
Stocks and contracts in progress3€81,454
Stocks30/36€81,454
Amounts receivable within one year40/41€18,315
Trade receivables40€8,969
Other amounts receivable41€9,346
Cash at bank and in hand54/58€488,840
Equity and liabilities
Total equity and liabilities10/49€588,609
Equity10/15€17,511
Contributions10/11€10,000
Profit (loss) carried forward14€7,511
Amounts payable17/49€571,098
Amounts payable within one year42/48€571,098
Trade debts44€46,764
Suppliers440/4€46,764
Taxes, remuneration and social security45€8,124
Taxes450/3€8,124
Other amounts payable47/48€516,210
Income statement Code2025
Other operating charges640/8€772
Gross operating margin9900€63,454
Operating profit (loss)9901€62,682
Financial charges65/66B€13,273
Recurring financial charges65€13,273
Profit (loss) for the period before taxes9903€49,409
Income taxes67/77€1,897
Profit (loss) for the period9904€47,511
Profit (loss) for the period to be appropriated9905€47,511
Appropriation of the result
Profit (loss) to be appropriated9906€47,511
Profit to be distributed694/7€40,000
Directors or managers695€40,000

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€772
Gross operating margin9900€63,454
Operating profit (loss)9901€62,682
Financial charges65/66B€13,273
Recurring financial charges65€13,273
Profit (loss) for the period before taxes9903€49,409
Income taxes67/77€1,897
Profit (loss) for the period9904€47,511
Profit (loss) for the period to be appropriated9905€47,511
Line2025
Assets
Total assets20/58€588,609
Current assets29/58€588,609
Stocks and contracts in progress3€81,454
Stocks30/36€81,454
Amounts receivable within one year40/41€18,315
Trade receivables40€8,969
Other amounts receivable41€9,346
Cash at bank and in hand54/58€488,840
Equity and liabilities
Total equity and liabilities10/49€588,609
Equity10/15€17,511
Contributions10/11€10,000
Profit (loss) carried forward14€7,511
Amounts payable17/49€571,098
Amounts payable within one year42/48€571,098
Trade debts44€46,764
Suppliers440/4€46,764
Taxes, remuneration and social security45€8,124
Taxes450/3€8,124
Other amounts payable47/48€516,210
Line2025
Profit (loss) for the period9904€47,511
Operating cash flow (approximation)€47,511

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
17-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
3,482 m²
Building footprint
1,814 m²
Volume, LiDAR
11,983 m³
Parcel 45508B0082/00E000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Lindestraat 27, 9700 Oudenaarde
Real estate development
since 20232.358.388.912
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45508B0082/00E000 Flanders 3,482 m² 1 · 1,814 m² 7.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,695 companies in this sector we hold annual accounts for 7,393. 3,889 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded27-11-2023
Fiscal year end30-09
Activities, NACEBEL 2025
68121Development of residential building projects
41001General construction of residential buildings
68122Development of non-residential building projects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
Contact
E-mail davy@groupcnudde.be
Phone 0477253363
E-invoicing
Reachable via Peppol
Peppol ID 0208:1002709883
Also 9925:BE1002709883
Registered 19-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.