JONO
ActiveJONO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.05M and a net result of €262k. Equity is growing by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 3603 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 7.3 against 5.29 in 2024), and 13% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87%
Return on assets
21.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
27 d early
2024
19 d early
2023
21 d early
2022
29 d early
2021
26 d late
2020
31 d late
2019
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.05M▲ 24.0%
2024 · €850k
2018: €192k
2019: €222k
2020: €280k
2021: €436k
2022: €563k
2023: €696k
2024: €850k
2018 → 2025
Total assets
€1.21M▲ 17.2%
2024 · €1.03M
2018: €259k
2019: €294k
2020: €306k
2021: €529k
2022: €633k
2023: €804k
2024: €1.03M
2018 → 2025
Net result
€262k▲ 5.4%
2024 · €248k
2018: €64k
2019: €30k
2020: €58k
2021: €156k
2022: €128k
2023: €134k
2024: €248k
2018 → 2025
Working capital
€991k▲ 25.8%
2024 · €788k
2018: €110k
2019: €144k
2020: €195k
2021: €347k
2022: €496k
2023: €626k
2024: €788k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€436k-€563k▲ 29.3%€696k▲ 23.6%€850k▲ 22.1%€1.05M▲ 24.0%
Operating result€128k-€186k▲ 45.2%€196k▲ 5.5%€359k▲ 82.7%€367k▲ 2.4%
Net result€156k-€128k▼ 17.5%€134k▲ 4.2%€248k▲ 85.6%€262k▲ 5.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 2% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.21M
Fixed assets
€62k▲ 0.4%
Current assets
€1.15M▲ 18.2%
Equity and liabilities €1.21M
Equity
€1.05M▲ 24.0%
Debt
€157k▼ 14.3%
The debt ratio falls from 17.8% to 13.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€394k▲
2024 · €384k
Cash flow
€288k▲
2024 · €274k
Solvency
87.0%▲
2024 · 82.2%
Current ratio
7.30▲
2024 · 5.29
Quick ratio
7.17▲
2024 · 5.15
Debt / equity
0.15▼
2024 · 0.22
ROE
24.8%▼
2024 · 29.2%
ROA
21.6%▼
2024 · 24.0%
Interest coverage
33.62▲
2024 · 29.67
Debt
€157k▼
2024 · €184k
Debt ≤ 1 year
€157k▼
2024 · €184k
Income taxes
€116k▲
2024 · €110k
Staff costs
€1.04M▲
2024 · €958k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€1.21M▲
Fixed assets21/28€62k€62k▲
Tangible fixed assets22/27€52k€52k▲
Land and buildings22€14k€9k▼
Plant, machinery and equipment23€30k€33k▲
Furniture and vehicles24€8k€10k▲
Financial fixed assets28€10k€10k=
Current assets29/58€972k€1.15M▲
Stocks and contracts in progress3€25k€20k▼
Stocks30/36€25k€20k▼
Amounts receivable within one year40/41€10k€12k▲
Trade receivables40€8k€7k▼
Other amounts receivable41€1k€5k▲
Current investments50/53€750k-
Cash at bank and in hand54/58€183k€1.11M▲
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.21M▲
Equity10/15€850k€1.05M▲
Contributions10/11€12k€12k=
Reserves13€838k€1.04M▲
Distributable reserves133€838k€1.04M▲
Amounts payable17/49€184k€157k▼
Amounts payable within one year42/48€184k€157k▼
Trade debts44€62k€67k▲
Suppliers440/4€62k€67k▲
Taxes, remuneration and social security45€32k€35k▲
Taxes450/3€32k€35k▲
Remuneration and social security454/9-€468
Other amounts payable47/48€89k€55k▼
Income statement
Code20242025
Remuneration, social security and pensions62€958k€1.04M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€27k▲
Other operating charges640/8€15k€18k▲
Gross operating margin9900€1.36M€1.45M▲
Operating profit (loss)9901€359k€367k▲
Financial income75/76B€12k€22k▲
Recurring financial income75€12k€22k▲
Financial charges65/66B€13k€12k▼
Recurring financial charges65€13k€12k▼
Profit (loss) for the period before taxes9903€358k€378k▲
Income taxes67/77€110k€116k▲
Profit (loss) for the period9904€248k€262k▲
Profit (loss) for the period to be appropriated9905€248k€262k▲
Appropriation of the result
Profit (loss) to be appropriated9906€248k€262k▲
Transfer from equity791/2€94k€58k▼
Transfer to equity691/2€248k€262k▲
To other reserves6921€248k€262k▲
Profit to be distributed694/7€94k€58k▼
Return on contributions (dividend)694€94k€58k▼
Social balance
Average headcount (FTE)908728.428.8▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €262k ▲5.4%
Operating result €367k, net result €262k, both a record.
31-12
Financial
Equity above €1MEq €1.05M ▲24%
8 profitable years in a row build equity to €1.05M.
12-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €563k ▲29.3%
5 profitable years in a row build equity to €563k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 8.70
Current ratio from 3.00 to 8.70; short-term debt falls from €72k to €25k.
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 30 days late
2019
31-12
Financial
Weakest financial yearnet €30k ▼53.1%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €222k ▲15.5%
2 profitable years in a row build equity to €222k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 20 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hogeschoolplein 53000 LeuvenGround area
171 m²
Building footprint
170 m²
Volume, LiDAR
1,758 m³
Parcel 24502B0957/00K000, Flanders · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DE WERF
since 20022.095.769.924
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502B0957/00K000 | Flanders | 171 m² | 1 · 170 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeuven2.095.769.924
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,310. 4,003 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2002
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.