Equity
€75,423 ▲ 98.3%
JONNY CONSTRUCT has made a profit in every financial year since 2022.
JONNY CONSTRUCT
Lifetime
4 annual accounts with figures on one time axispeak €560,016 (2022)
€289,615▼ 4.5%
peak €52,380 (2025)
€52,380▲ 15.5%
peak €75,423 (2025)
€75,423▲ 98.3%
€44,317▼ 45.1%
Board1 name since 2021
1 directorCÎLTAN Ionel-Catalin
Documentsfilings and deeds
26-06-20264 days before the deadline
2025micro format
Address struck 29-08Address struck 28-02Gross margin from €49,025 to €63,305Registered office moved within Jette 06-11Registered office moved within Jette 24-03Equity from €38,043 to €75,423
Key points
from the 2025 annual accountsInvestments
€1,217 18.0 × depreciation
Green is investment, beige is depreciation.
Payment terms
7 days to suppliers
JONNY CONSTRUCT pays its suppliers 15 days earlier than in 2024. Customers pay 37 days earlier.
Liquidity
2.68 was 1.47 in 2024
Short-term debts fell from €80,710 to €44,317.
Filings
4 annual accounts 1 late
The 2023 accounts came 1 day late. The other three were filed on time.
Position in the sector
€52,380
Higher net result than 87% of companies in specialised construction. Sector median €10,189 · 35,113 companies.
Checked score
33
Weak
Financially stronger than 66% of micro companies in specialised construction (NACE 43)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
13.0% High
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.0%lowest value
01-2025: 2.0%● unchanged vs 12-2024lowest value
02-2025: 2.2%▲ +0.2 percentage points vs 01-2025
03-2025: 3.5%▲ +1.3 percentage points vs 02-2025
04-2025: 6.5%▲ +3.0 percentage points vs 03-2025
05-2025: 6.6%▲ +0.1 percentage points vs 04-2025
06-2025: 6.8%▲ +0.2 percentage points vs 05-2025
07-2025: 8.5%▲ +1.7 percentage points vs 06-2025
08-2025: 4.2%▼ -4.3 percentage points vs 07-2025
09-2025: 4.7%▲ +0.5 percentage points vs 08-2025
10-2025: 4.7%● unchanged vs 09-2025
11-2025: 4.7%● unchanged vs 10-2025
12-2025: 12.6%▲ +7.9 percentage points vs 11-2025
01-2026: 12.6%● unchanged vs 12-2025
02-2026: 13.2%▲ +0.6 percentage points vs 01-2026
03-2026: 14.5%▲ +1.3 percentage points vs 02-2026
04-2026: 14.9%▲ +0.4 percentage points vs 03-2026
05-2026: 14.8%▼ -0.1 percentage points vs 04-2026
06-2026: 15.0%▲ +0.2 percentage points vs 05-2026
07-2026: 15.3%▲ +0.3 percentage points vs 06-2026
08-2026: 17.1%▲ +1.8 percentage points vs 07-2026
09-2026: 23.8%▲ +6.7 percentage points vs 08-2026highest value
10-2026: 13.0%▼ -10.8 percentage points vs 09-2026
11-2026: 13.0%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
2 changes of registered office in 24 months
Founded in 2021
2 ex-officio strike-offs in the KBO
Size: turnover €289,615, total assets €119,740
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 69% of them on solvency, 36% on liquidity, 92% on profitability and 66% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-11-2025.
Of the companies with a bankruptcy probability in the high class on 30-06-2025, 14.6% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as JONNY CONSTRUCT has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JONNY CONSTRUCT itself is higher: 13.0% within 12 months. It rests on far more data about JONNY CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for JONNY CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 2.68 (1.47 in 2024), above the usual 1.5. Short-term debt is 37% and cash 10% of total assets. 37% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 26-06-2026, 4 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
4 days early
2024
3 days early
2023
1 day late
2022
29 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 9 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 2 notices about the company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struck×2
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today. The company usually files around 27 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today30-11-2026 year end30-06-2027 deadline
Recent changes
Registered office moved within Jette
New registered office: Chaussée de Wemmel 64/A/B2, boîte 2, 1090 Jette, Belgique · Previous registered office: Chaussée de Wemmel 64A, 1090 Jette · General meeting of 27-10-2025 · Gazette deed
Address struck
KBO administration
Registered office moved within Jette
New registered office: Chaussée de Wemmel 64A, 1090 Jette, Belgique · Previous registered office: Chaussée de Wemmel 64, 1090 Jette · General meeting of 27-02-2025 · Gazette deed
Address struck
Wemmelse Steenweg, 1090 Jette · effective 11-12-2024 · KBO administration
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JONNY CONSTRUCT Jette | €289,615 | 21.8% | 63.0% | - |
| AB PRO RENOV Herstal | - | - | 37.7% | - |
| ISOPOL Seraing | - | - | 64.8% | - |
| Eltisol Aalst | - | - | 44.3% | - |
| ELISAV Schaerbeek | - | - | 70.6% | - |
| ELYD Berchem-Sainte-Agathe | - | - | 68.6% | - |
| Costa Construct Brussels | €122,834 | 51.2% | 40.4% | - |
Grey: the largest companies of the sector (specialised construction (NACE 43)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as JONNY CONSTRUCT: insulation installation (NACE 43230). They are comparable in size and age: total assets between €99,900 and €148,000, founded between 2019 and 2022.
Official details
Source: KBO- Status
- Active since 05-07-2021Normal situation
- Activity
- Insulation installationNACE 43230and 2 others
- Establishment unit
- 2.324.615.4901090 Jette, since 05-07-2021
- Financial year end
- 30 November
- Peppol
- Not found in the Peppol Directory
Annual accounts to 30-11-2025
- €119,740▲ 0.8%
- Filing
- Filed on 26-06-2026, 4 days before the end of the filing period
Insights on JONNY CONSTRUCT
Turnover has fallen every year since 2022. Solvency rose in 2025 from 32.0% to 63.0% because of the retained profit and lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JONNY CONSTRUCT
- What is the company number of JONNY CONSTRUCT?
- The company number of JONNY CONSTRUCT is 0770.754.575. The VAT number is the same number with BE in front: BE 0770.754.575.
- Where is JONNY CONSTRUCT based?
- The registered office is at Wemmelse Steenweg 64AB2, 1090 Jette.Company details
- What does JONNY CONSTRUCT do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of JONNY CONSTRUCT?
- JONNY CONSTRUCT is a private limited company (BV).
- When was JONNY CONSTRUCT founded?
- JONNY CONSTRUCT was founded on 05-07-2021.
- Is JONNY CONSTRUCT still active?
- Yes, JONNY CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of JONNY CONSTRUCT?
- The turnover of JONNY CONSTRUCT was €289,615 in financial year 2025, according to the filed annual accounts.Financials
- Is JONNY CONSTRUCT profitable?
- In financial year 2025, JONNY CONSTRUCT made a profit of €52,380.
- Where can I find the annual accounts of JONNY CONSTRUCT?
- JONNY CONSTRUCT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JONNY CONSTRUCT due?
- JONNY CONSTRUCT must file the annual accounts for financial year 2026 by 30-06-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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