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ELYD

Active
Private limited companyfounded 2020active for 6 yearsJosse Goffinlaan 86, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0756.553.379
Summary

The computed 12-month bankruptcy probability of ELYD is 3.4% (moderate). The 2025 annual accounts show equity of €68,493 and a net result of €64,019. Equity has been growing by about 21% per year since 2021. Its solvency ranks better than 74% of 34,954 sector peers (NACE 43, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 14-10-2020 Normal situation
Activity
Insulation installation NACE 43230and 3 others
Establishment unit
2.354.815.649 1082 Sint-Agatha-Berchem, since 15-01-2024
Financial year end
31 December
Peppol
Reachable since 18-12-2025

Board and ownership

Board
  • LAKATOS EUGENDirector · since 14-10-2020

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.4%
Annual accounts 2025
Gross margin
€85,933
Turnover
≈ €340,000
estimated
Profit
€64,019
Equity
€68,493
▲ 15×
Total assets
€99,895
▲ 81.2%
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLast filed accounts filed 31 days late; 2 of the last 3 accounts lateLiquidity: current ratio 2.85Founded in 2020Sector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 84% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 94+61
equity 68.6% of total assets
Liquidity 73+73
short-term debt 31.4%
Profitability 100+100
return on assets 64.1%
Bankruptcy probability within 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 3.1%lowest value 01-2025: 3.1%● unchanged vs 12-2024lowest value 02-2025: 3.1%● unchanged vs 01-2025 03-2025: 3.2%▲ +0.1 percentage points vs 02-2025 04-2025: 3.3%▲ +0.1 percentage points vs 03-2025 05-2025: 3.4%▲ +0.1 percentage points vs 04-2025 06-2025: 3.4%● unchanged vs 05-2025 07-2025: 3.3%▼ -0.1 percentage points vs 06-2025 08-2025: 4.2%▲ +0.9 percentage points vs 07-2025 09-2025: 4.5%▲ +0.3 percentage points vs 08-2025 10-2025: 6.0%▲ +1.5 percentage points vs 09-2025 11-2025: 6.6%▲ +0.6 percentage points vs 10-2025 12-2025: 6.6%● unchanged vs 11-2025 01-2026: 6.6%● unchanged vs 12-2025 02-2026: 6.4%▼ -0.2 percentage points vs 01-2026 03-2026: 6.4%● unchanged vs 02-2026 04-2026: 6.4%● unchanged vs 03-2026 05-2026: 6.3%▼ -0.1 percentage points vs 04-2026 06-2026: 6.3%● unchanged vs 05-2026 07-2026: 6.1%▼ -0.2 percentage points vs 06-2026 08-2026: 7.1%▲ +1.0 percentage point vs 07-2026highest value 09-2026: 3.4%▼ -3.7 percentage points vs 08-2026 10-2026: 3.4%● unchanged vs 09-2026 11-2026: 3.4%● unchanged vs 10-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.85 (0.98 in 2024), above the usual 1.5. Short-term debt is 31.4% of total assets. 31.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 74% of them on solvency, 72% on liquidity, 92% on profitability and 99% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 2.85
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
31 days late
2024
69 days late
2023
29 days late
2022
21 days late
2021
23 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 35 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €4,475 to €68,493 ▲ 15× View
  • Positive: Higher net result than 90% of companies in specialised constructionsector median €10,221 · 34,941 companies €64,019 View

Recent changes

  1. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as ELYD: insulation installation (NACE 43230). They are comparable in size and age: total assets between €88,400 and €136,000, founded between 2019 and 2021.

CompanyTotal assetsGross margin
ELYD Sint-Agatha-Berchem€99,895€85,933
ADAM MATERIAUX TRAVAUX Hannut€88,385€76,445
MOTRESKU Opwijk€121,957€84,301
RELOOK TOITURES Sint-Agatha-Berchem€136,283€130,586
Costa Construct Brussel€120,994€75,747
JONNY CONSTRUCT Jette€119,740€63,305
OGRACCO INVEST Dilbeek€129,787€84,146
Full comparison

Key facts about ELYD

What is the company number of ELYD?
The company number of ELYD is 0756.553.379. The VAT number is the same number with BE in front: BE 0756.553.379.
Where is ELYD based?
The registered office is at Josse Goffinlaan 86, 1082 Sint-Agatha-Berchem.Company details
What does ELYD do?
According to the KBO register, the main activity is insulation installation (NACE 43230).
What is the legal form of ELYD?
The legal form of ELYD is Private limited company (BV).
When was ELYD founded?
ELYD was founded on 14-10-2020.
Is ELYD still active?
Yes, ELYD is an active enterprise in the KBO register.
How many employees does ELYD have?
ELYD had an average of 0.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of ELYD?
The turnover in financial year 2025 is ≈ €340,000. This figure is estimated from the gross margin of €85,933 and 106 comparable companies (NACE 432). It probably lies between €250,000 and €490,000.
Is ELYD profitable?
In financial year 2025, ELYD made a profit of €64,019.
Where can I find the annual accounts of ELYD?
ELYD filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ELYD due?
ELYD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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