BENJAMIN DEBACKER
ActiveBENJAMIN DEBACKER has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €276k and a net result of €14k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 73% of 3171 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-26
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity short (current ratio 0.35 against 0.21 in 2024; short-term debt: 21.2% and cash: 3.2% of total assets), and 21.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.7%
Return on assets
4.1%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
2 d early
2019
308 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€14k▼ 84.7%
2024 · €94k
2019: €6k
2020: €-334k
2021: €19k
2022: €9k
2023: €4k
2024: €94k
2019 → 2025
Working capital
€-48k▼ 18.4%
2024 · €-41k
2019: €-64k
2020: €-60k
2021: €-42k
2022: €-42k
2023: €-30k
2024: €-41k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€174k-€184k▲ 5.4%€188k▲ 2.3%€282k▲ 49.9%€276k▼ 2.3%
Operating result€21k-€14k▼ 35.6%€7k▼ 50.8%€5k▼ 26.3%€21k▲ 314%
Net result€19k-€9k▼ 50.1%€4k▼ 54.1%€94k▲ 2,091%€14k▼ 84.7%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 314% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €350k
Fixed assets
€324k▼ 3.6%
Current assets
€26k▲ 142%
Equity and liabilities €350k
Equity
€276k▼ 2.3%
Debt
€75k▲ 15.0%
The debt ratio rises from 18.7% to 21.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€33k▲
2024 · €17k
Cash flow
€26k▼
2024 · €105k
Solvency
78.7%▼
2024 · 81.3%
Current ratio
0.35▲
2024 · 0.21
Quick ratio
0.35▲
2024 · 0.21
Debt / equity
0.27▲
2024 · 0.23
ROE
5.2%▼
2024 · 33.3%
ROA
4.1%▼
2024 · 27.1%
Interest coverage
75.65▲
2024 · 32.52
Debt
€75k▲
2024 · €65k
Debt ≤ 1 year
€74k▲
2024 · €51k
Income taxes
€6k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€347k€350k▲
Fixed assets21/28€336k€324k▼
Tangible fixed assets22/27€18k€6k▼
Furniture and vehicles24€18k€6k▼
Financial fixed assets28€318k€318k=
Current assets29/58€11k€26k▲
Amounts receivable within one year40/41€6k€14k▲
Trade receivables40€6k-
Other amounts receivable41-€14k
Cash at bank and in hand54/58€4k€11k▲
Deferred charges and accrued income490/1€817€843▲
Equity and liabilities
Total equity and liabilities10/49€347k€350k▲
Equity10/15€282k€276k▼
Contributions10/11€148k€148k=
Reserves13€135k€128k▼
Distributable reserves133€135k€128k▼
Amounts payable17/49€65k€75k▲
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€51k€74k▲
Current portion of amounts payable after more than one year42€11k€5k▼
Trade debts44€479€642▲
Suppliers440/4€479€642▲
Taxes, remuneration and social security45€14k€10k▼
Taxes450/3€14k€10k▼
Other amounts payable47/48€25k€59k▲
Accrued charges and deferred income492/3€9k€400▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€936€928▼
Gross operating margin9900€17k€34k▲
Operating profit (loss)9901€5k€21k▲
Financial income75/76B€100k€426▼
Recurring financial income75€100k€426▼
Non-recurring financial income76B€100k-
Financial charges65/66B€508€434▼
Recurring financial charges65€508€434▼
Profit (loss) for the period before taxes9903€105k€21k▼
Income taxes67/77€11k€6k▼
Profit (loss) for the period9904€94k€14k▼
Profit (loss) for the period to be appropriated9905€94k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€94k€14k▼
Transfer from equity791/2-€21k
Transfer to equity691/2€94k€14k▼
To other reserves6921€94k€14k▼
Profit to be distributed694/7-€21k
Return on contributions (dividend)694-€21k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Highest result since 2019net €94k ▲2091%
Net result €94k, the highest in the series.
30-06
Financial
Equity above €200kEq €282k ▲49.9%
4 profitable years in a row build equity to €282k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 308 days late
30-06
Financial
Weakest financial yearnet €-334k ▼5529%
Net result drops to €-334k, the lowest in the series; recovery starts the following year.
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
28-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Coghenlaan 871180 UkkelGround area
813 m²
Building footprint
190 m²
Volume, LiDAR
2,513 m³
2 parcels, Brussels · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Kruisstraat 15, 1050 Elsene
since 20122.214.700.139
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0194/00N034 | Brussels | 727 m² | 1 · 120 m² | 14.0 m · 4 fl. |
| 21009A1033/00T004 | Brussels | 86 m² | 1 · 70 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TORRR Consulting
BE 0634.865.592
Lille · Eq €276k
EUROPEAN LEGAL COUNSEL
BE 0888.875.633
Deinze · Eq €276k
ALITUM
BE 0871.195.404
Lier · Eq €276k
Enable IT
BE 0793.119.807
Waterloo · Eq €276k
GEURTS CONSULTING&INVESTMENT COMPANY
BE 0646.827.573
Elsene · Eq €276k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 38,554 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2012
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.