Jonathan Samyn
ActiveJonathan Samyn is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €67k and a net result of €-24k. Its solvency ranks better than 64% of 773 sector peers (fiscal year 2024). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-05-2025, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
65 d early
2023
71 d early
2022
61 d early
2021
54 d early
2020
47 d early
2019
67 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€67k▼ 26.0%
2023 · €91k
2023: €91k
2023 → 2024
Net result
€-24k▲ 43.0%
2023 · €-42k
2023: €-42k
2023 → 2024
Total assets
€118k▼ 30.5%
2023 · €169k
2023: €169k
2023 → 2024
Solvency
57.4%▲ 3.4pp
2023 · 53.9%
2023: 53.9%
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€91k-€67k▼ 26.0%
Operating result€-35k-€-19k▲ 44.9%
Net result€-42k-€-24k▲ 43.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19k in 2024 against €35k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €118k
Fixed assets
€50k▼ 19.1%
Current assets
€68k▼ 37.0%
Equity and liabilities €118k
Equity
€67k▼ 26.0%
Debt
€50k▼ 35.7%
The debt ratio falls from 46.1% to 42.6%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
57.4%▲
2023 · 53.9%
ROE
-35.2%▲
2023 · -45.7%
ROA
-20.2%▲
2023 · -24.6%
Debt
€50k▼
2023 · €78k
Debt ≤ 1 year
€50k▼
2023 · €78k
Income taxes
€633▲
2023 · €627
Staff costs
€127k▲
2023 · €125k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Total assets
20/58€169k€118k▼
Fixed assets
21/28€62k€50k▼
Intangible fixed assets
21-€0
Tangible fixed assets
22/27€62k€50k▼
Current assets
29/58€107k€68k▼
Amounts receivable within one year
40/41€70k€31k▼
Cash & bank
54/58-€3
Total equity & liabilities
10/49€169k€118k▼
Equity
10/15€91k€67k▼
Contributions / capital
10/11€6k€6k=
Reserves
13€85k€83k▼
Accumulated profits (losses)
14-€-22k
Amounts payable
17/49€78k€50k▼
Amounts payable within one year
42/48€78k€50k▼
Trade debts payable within one year
44€32k€15k▼
Income statement
Code20232024
Gross operating margin
9900€106k€124k▲
Operating result
9901€-35k€-19k▲
Financial income
75€287-
Financial charges
65€7k€4k▼
Result before taxes
9903€-41k€-23k▲
Income taxes
67/77€627€633▲
Net result for the period
9904€-42k€-24k▲
Result to be appropriated
9905€-42k€-24k▲
Timeline · acts, filings and financial milestones
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-12
State Gazette act
Director changes
Frederic OPSOMER
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
11-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
State Gazette actNBB filing
Directors · office · real estate
Directors
3 directors, no change since 2023
SAMYN Jonathan
CurrentDirector · since 07-12-2023
07-12-2023
SAMYN Jonathan: Appointed as Director
07-12-2023
DEPOORTERE Hedwige: Resigned as Manager
07-12-2023
SAMYN Jan: Resigned as Manager
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Conservatoriumplein(Kor) 208500 KortrijkGround area
208 m²
Building footprint
208 m²
Volume, LiDAR
2,905 m³
Parcel 34022E0021/00X002, Flanders · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Conservatoriumplein(Kor) 20, 8500 Kortrijk
since 20042.295.385.630
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022E0021/00X002 | Flanders | 208 m² | 1 · 208 m² | 19.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
BENTILLEM
BE 0689.934.076
Eeklo · Eq €68k
Hove Financial Services
BE 0795.543.520
Hove · Eq €67k
M3W Conseil
BE 0729.864.820
Hamoir · Eq €67k
MAXEL FINANCE
BE 0455.927.813
Jodoigne · Eq €68k
G.F. FINANCES
BE 0454.050.565
Châtelet · Eq €67k
Of 1,682 companies in sector 66191 we hold annual accounts for 1,223. 965 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2004
Fiscal year end31-12
Activities, NACEBEL
66191Agents and brokers in banking services
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-08-2026. Scores and ratios are computed by Checked and are not a credit decision.