Debts
€1.6m 96% of the balance sheet
Financial debts 70%Suppliers 6%Taxes and wages 4%Other 20%
Of this, €322,013 falls due within a year.
PlusFinancing Waasland
Lifetime
2 annual accounts with figures on one time axispeak €1.1m (2024)
€736,954▼ 35.9%
peak €15,201 (2024)
€6,235▼ 59.0%
peak €71,436 (2025)
€71,436▲ 9.6%
€1.6m▼ 7.2%
peak 6.9 FTE (2024)
6.4 FTE▼ 7.2%
Board13 names since 2023all names
6 directorsBAES INVEST and 5 others
Owners3 names in the annual accounts
15%MAKELAARSKANTOOR LIEVEN BERNAERS and 2 others
Documentsfilings and deeds
29-06-202632 days before the deadline
2025abbreviated format
Gross margin from €1.1m to €736,954Result from €15,201 to €6,235Cash from €35,498 to €114,799
Key points
from the 2025 annual accountsBoard
1 joined · 1 left
Board changed. Latest change 31-08-2026 · 6 in office.
Position in the sector
4.2%
Lower solvency than 88% of companies in auxiliary financial services. Sector median 38.5% · 1,861 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 1861 sector peers (2025).
NBB · sector comparisonPosition among 1861 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
32 days early
2024
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 17 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
G
GUSTAN
Daily manager, Gunther Schoenmaekers
- MAKELAARSKANTOOR LIEVEN BERNAERS 15%equity €525,267 (2025) · 30-06-2025 annual accounts of MAKELAARSKANTOOR LIEVEN BERNAERS
- BAES INVEST 8%equity €26,886 (2025) · 30-09-2025 annual accounts of BAES INVEST
- SVLS 8%score 94equity €184,230 (2025) · 2025 annual accounts of SVLS
Recent changes
Resignation: ZAKENKANTOOR LUC ROGIER (director)
Permanent representative: Luc Rogier · General meeting of 15-09-2026 · Gazette deed
Appointment: GUSTAN (director)
Permanent representative: Gunther Schoenmaekers · General meeting of 16-07-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0800183385
6 directors appointed, 6 resignations
Resignations: Lieven Bernaers, Ronny De Coen, Servaes Hereman, Pieter-Jan Nys, Luc Rogier and Sven Van der Herten · Appointments: Makelaarskantoor Lieven Bernaers BV, Rojo VOF, Baes Invest BV, Zakenkantoor Nys BV, Zakenkantoor Luc Rogier BV and SVLS BV · Permanent representatives: Lieven Bernaers, Ronny De Coen, Servaes Hereman, Pieter-Jan Nys, Luc Rogier and Sven Van der Herten · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PlusFinancing Waasland Beveren-Kruibeke-Zwijndrecht | €1.7m | €736,954 | 4.2% | 6.4 |
| Moens - Muylaert Aalst | €1.3m | €777,792 | 12.7% | 5.8 |
| DKR Finance Lier | €1.6m | €757,816 | 1.3% | 5.4 |
| De Vos - Hermans Hove | €1.5m | €883,046 | 1.8% | 6.8 |
| Anthierens - Bonnaerens Knokke-Heist | €1.8m | €833,290 | -2.7% | 6.6 |
| R Pauwels Finance Antwerp | €1.8m | €870,409 | 8.8% | 5.6 |
| FGS Finances Herve | €1.8m | €947,309 | 0.6% | 6.8 |
These companies have the same main activity as PlusFinancing Waasland: agents and brokers in banking services (NACE 66191). They are comparable in size and age: total assets between €1.3m and €1.8m, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 30-03-2023Normal situation
- Activity
- Agents and brokers in banking servicesNACE 66191
- Establishment unit
- 2.345.377.7479120 Beveren-Kruibeke-Zwijndrecht, since 30-03-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Annual accounts 2025
- €1.7m▼ 6.6%
- Employeeson 31-12-2025
- 8=
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on PlusFinancing Waasland
PlusFinancing Waasland is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €71,436 and a net result of €6,235.
Its solvency ranks better than 12% of 1,861 sector peers (NACE 66, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PlusFinancing Waasland
- What is the company number of PlusFinancing Waasland?
- The company number of PlusFinancing Waasland is 0800.183.385. The VAT number is the same number with BE in front: BE 0800.183.385.
- Where is PlusFinancing Waasland based?
- The registered office is at Fruithoflaan 31, 9120 Beveren-Kruibeke-Zwijndrecht.Company details
- What does PlusFinancing Waasland do?
- According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
- What is the legal form of PlusFinancing Waasland?
- PlusFinancing Waasland is a private limited company (BV).
- When was PlusFinancing Waasland founded?
- PlusFinancing Waasland was founded on 30-03-2023.
- Is PlusFinancing Waasland still active?
- Yes, PlusFinancing Waasland is an active enterprise in the KBO register.
- How many employees does PlusFinancing Waasland have?
- PlusFinancing Waasland had an average of 6.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of PlusFinancing Waasland?
- The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €736,954 and 31 comparable companies (NACE 66). It probably lies between €1.1m and €1.4m.
- Is PlusFinancing Waasland profitable?
- In financial year 2025, PlusFinancing Waasland made a profit of €6,235.
- Where can I find the annual accounts of PlusFinancing Waasland?
- PlusFinancing Waasland filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PlusFinancing Waasland due?
- PlusFinancing Waasland must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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