Equity
€16,457 ▲ 108%
Jonas Lavens paid out €833 in dividends. That is 9% of the 2025 profit.
Jonas Lavens
Lifetime
4 annual accounts with figures on one time axispeak €23,107 (2023)
€18,707▲ 82.0%
lowest -€1,430 (2024)
€9,389▲ €10,819
peak €16,457 (2025)
€16,457▲ 108%
€88,152▼ 5.6%
Board1 name since 2021
1 directorLAVENS Jonas Jozef Maria
Documentsfilings and deeds
26-06-202635 days before the deadline
2025micro format
Gross margin from €10,280 to €18,707Back to profit: €9,389Dividend €833Equity from €7,901 to €16,457
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 52% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.2 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Equity €16,457 (15.7% of total assets)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 0.91, cash €61,764
Size: total assets €104,610
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 21% of them on solvency, 51% on liquidity, 47% on profitability and 90% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as Jonas Lavens has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Jonas Lavens itself is lower: < 0.1% within 12 months. It rests on far more data about Jonas Lavens than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for Jonas Lavens. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.91 (0.77 in 2024), below 1. Short-term debt is 74.8% and cash 59% of total assets. 84.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 39364 sector peers (2025).
NBB · sector comparisonPosition among 39364 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
35 days early
2024
31 days early
2023
26 days early
2022
25 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 29 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0777966922
First establishment
Antwerpsesteenweg 95, Rumst
Incorporation
Founder: LAVENS Jonas Jozef Maria (comparant) · 100 shares · Appointment: LAVENS Jonas Jozef Maria (director) · published on 06-12-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Jonas Lavens Rumst | €104,610 | €18,707 | 15.7% | - |
| Timbertec Schilde | €104,415 | €18,406 | 22.1% | - |
| Mindeq Brecht | €99,804 | €16,549 | 31.2% | - |
| Studio Gevaert Hove | €92,213 | €19,228 | 62.6% | - |
| EXOVICE Kalmthout | €115,402 | €21,513 | 2.6% | - |
| CORDIE Turnhout | €111,731 | €21,478 | 27.3% | - |
| Terra Fruit Malle | €107,735 | €21,170 | 84.4% | - |
These companies have the same main activity as Jonas Lavens: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €92,200 and €115,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 02-12-2021Normal situation
- Activity
- Business and other management consultancyNACE 70200and 4 others
- Establishment unit
- 2.324.969.5412840 Rumst, since 03-01-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 09-04-2025
Annual accounts 2025
- €104,610▲ 3.2%
- Filing
- Filed on 26-06-2026, 35 days before the end of the filing period
Insights on Jonas Lavens
Jonas Lavens files the micro format. That format states no turnover. The gross margin rose from €10,001 in 2022 to €18,707 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Jonas Lavens
- What is the company number of Jonas Lavens?
- The company number of Jonas Lavens is 0777.966.922. The VAT number is the same number with BE in front: BE 0777.966.922.
- Where is Jonas Lavens based?
- The registered office is at Antwerpsesteenweg 95, 2840 Rumst.Company details
- What does Jonas Lavens do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Jonas Lavens?
- Jonas Lavens is a private limited company (BV).
- When was Jonas Lavens founded?
- Jonas Lavens was founded on 02-12-2021.
- Is Jonas Lavens still active?
- Yes, Jonas Lavens is an active enterprise in the KBO register.
- What is the turnover of Jonas Lavens?
- The turnover in financial year 2025 is ≈ €87,000. This figure is estimated from the gross margin of €18,707 and 206 comparable companies (NACE 70200). It probably lies between €41,000 and €170,000. It is a rough estimate.Financials
- Is Jonas Lavens profitable?
- In financial year 2025, Jonas Lavens made a profit of €9,389.
- Where can I find the annual accounts of Jonas Lavens?
- Jonas Lavens filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Jonas Lavens due?
- Jonas Lavens must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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