CORDIE
ActiveSummary
CORDIE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €10k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-20
Solvency52▼-48
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.64 against 3.27 in 2024; short-term debt: 68.8% and cash: 3.2% of total assets), and 72.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.3%
Return on assets
9.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
71 d early
2024
22 d late
2023
23 d early
2022
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▼ 56.5%
2024 · €70k
2022: €33k
2023: €37k
2024: €70k
2022 → 2025
Total assets
€112k▲ 34.1%
2024 · €83k
2022: €36k
2023: €40k
2024: €83k
2022 → 2025
Net result
€10k▼ 68.6%
2024 · €33k
2022: €28k
2023: €4k
2024: €33k
2022 → 2025
Working capital
€-28k
2024 · €30k
2022: €25k
2023: €30k
2024: €30k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€33k-€37k▲ 13.1%€70k▲ 87.9%€31k▼ 56.5%
Operating result€40k-€8k▼ 79.0%€47k▲ 467%€16k▼ 65.8%
Net result€28k-€4k▼ 84.6%€33k▲ 659%€10k▼ 68.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets
€62k ▲ 54.6%
Current assets
€49k ▲ 14.8%
Equity and liabilities €112k
Equity
€31k ▼ 56.5%
Debt
€81k ▲ 518%
Debt's share of the balance-sheet total rises from 15.8% to 72.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€20k▼
2024 · €50k
Cash flow
€14k▼
2024 · €35k
Current ratio
0.64▼
2024 · 3.27
Debt to equity
2.66▲
2024 · 0.19
ROE
33.8%▼
2024 · 46.8%
ROA
9.2%▼
2024 · 39.4%
Interest coverage
10.26▼
2024 · 71.38
Debt ≤ 1 year
€77k▲
2024 · €13k
Debt > 1 year
€4k
Income taxes
€4k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€83k€112k▲
Fixed assets21/28€40k€62k▲
Tangible fixed assets22/27€4k€27k▲
Furniture and vehicles24€4k€4k▼
Leasing and similar rights25-€22k
Financial fixed assets28€36k€36k=
Current assets29/58€43k€49k▲
Amounts receivable within one year40/41€33k€45k▲
Trade receivables40€33k€44k▲
Other amounts receivable41-€1k
Cash at bank and in hand54/58€9k€4k▼
Deferred charges and accrued income490/1€874€1k▲
Equity and liabilities
Total equity and liabilities10/49€83k€112k▲
Equity10/15€70k€31k▼
Contributions10/11€5k€5k=
Reserves13-€26k
Distributable reserves133-€26k
Profit (loss) carried forward14€65k€0▼
Amounts payable17/49€13k€81k▲
Amounts payable after more than one year17-€4k
Financial debts170/4-€4k
Amounts payable within one year42/48€13k€77k▲
Current portion of amounts payable after more than one year42-€13k
Trade debts44€0€1k▲
Suppliers440/4€0€1k▲
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€10k€8k▼
Other amounts payable47/48€4k€55k▲
Income statement
Code20242025
Non-recurring operating income76A€8k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€733€1k▲
Non-recurring operating charges66A-€157
Gross operating margin9900€50k€21k▼
Operating profit (loss)9901€47k€16k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€696€2k▲
Recurring financial charges65€696€2k▲
Profit (loss) for the period before taxes9903€47k€14k▼
Income taxes67/77€14k€4k▼
Profit (loss) for the period9904€33k€10k▼
Profit (loss) for the period to be appropriated9905€33k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€65k€76k▲
Profit (loss) brought forward from the previous period14P€32k€65k▲
Transfer from equity791/2-€50k
Transfer to equity691/2-€76k
To other reserves6921-€76k
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Highest result since 2022net €33k ▲659%
Operating result €47k, net result €33k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €4k ▼84.6%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Azalealaan 222300 TurnhoutGround area
803 m²
Building footprint
149 m²
Volume, LiDAR
737 m³
Parcel 13452N0763/00E000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CORDIE
since 20212.319.838.043
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13452N0763/00E000 | Flanders | 803 m² | 1 · 149 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PÄÄOMA INVEST
BE 0684.717.654
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WEOP
BE 0772.548.382
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VICO SERVICES
BE 0801.850.203
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NDH CONSULTING
BE 0742.596.861
Gent · Eq €30,525
CIFRAMANIA
BE 0849.778.297
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 34,502 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46349Wholesale of beverages, general range
56210Event catering
63920Other information service activities
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.