JOMEB
ActiveSummary
JOMEB has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€35,920) and a net result of -€5,820. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 5% of 4564 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability7▼-93
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 3.72 against 1.5 in 2024; short-term debt: 26.5% and cash: 11.1% of total assets), but equity is negative.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-59.9%
Return on assets
-9.7%
Age of the figures
12 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€35,920
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
25 d late
2023
14 d late
2022
11 d late
2021
33 d late
2020
1 d early
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#4 oldest company in Sint-Joost-ten-Node, Administrative and support services sector
Equity
-€35,920▼ 19.3%
2024 · -€30,100
Total assets
€59,951▲ 7.3%
2024 · €55,896
Net result
-€5,820
2024 · €35,255
Working capital
€43,109▲ 138%
2024 · €18,095
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,696-€1,784▼ 5.2%-€16,188▼ 807%€35,556-€5,780
Net result-€1,820-€2,014▼ 10.7%-€16,264▼ 708%€35,255-€5,820
Equity-€47,077▼ 4.0%-€49,091▼ 4.3%-€65,355▼ 33.1%-€30,100▲ 53.9%-€35,920▼ 19.3%
Total assets€89,255▼ 43.1%€85,500▼ 4.2%€69,917▼ 18.2%€55,896▼ 20.1%€59,951▲ 7.3%
Debt€136,332▼ 32.5%€134,591▼ 1.3%€135,272▲ 0.5%€85,996▼ 36.4%€95,871▲ 11.5%
Working capital€162▼ 76.1%-€547-€18,329▼ 3,251%€18,095€43,109▲ 138%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5,780 after €35,556 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59,951
Fixed assets
€971 ▼ 46.2%
Current assets
€58,980 ▲ 9.0%
Key figures and ratios
EBITDA
-€4,946▼
2024 · €37,545
Cash flow
-€4,986▼
2024 · €37,244
Solvency
-59.9%▼
2024 · -53.9%
Current ratio
3.72▲
2024 · 1.50
Quick ratio
2.37▲
2024 · 0.91
Debt to equity
-2.67▲
2024 · -2.86
ROA
-9.7%▼
2024 · 63.1%
Interest coverage
-103.04▼
2024 · 124.73
Debt ≤ 1 year
€15,871▼
2024 · €35,996
Debt > 1 year
€80,000▲
2024 · €50,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,798 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- negative equity
- a small loss
1.9%
went bankrupt
6.0%
stopped otherwise
90%
still going
A further 2.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,798 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €1,135 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,304 | €1,305 | €1,904 | €1,989 | €834 | ▼ 58.1% |
| Other operating charges640/8 | €2,479 | €2,886 | €3,129 | €3,289 | €3,373 | ▲ 2.6% |
| Gross operating margin9900 | €3,222 | €2,407 | -€11,155 | €40,834 | -€1,573 | ▼ 104% |
| Operating profit (loss)9901 | -€1,696 | -€1,784 | -€16,188 | €35,556 | -€5,780 | ▼ 116% |
| Financial income75/76B | - | - | - | - | €8 | - |
| Recurring financial income75 | - | - | - | - | €8 | - |
| Financial charges65/66B | €124 | €230 | €76 | €301 | €48 | ▼ 84.1% |
| Recurring financial charges65 | €124 | €230 | €76 | €301 | €48 | ▼ 84.1% |
| Profit (loss) for the period before taxes9903 | -€1,820 | -€2,014 | -€16,264 | €35,255 | -€5,820 | ▼ 117% |
| Profit (loss) for the period9904 | -€1,820 | -€2,014 | -€16,264 | €35,255 | -€5,820 | ▼ 117% |
| Profit (loss) for the period to be appropriated9905 | -€1,820 | -€2,014 | -€16,264 | €35,255 | -€5,820 | ▼ 117% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €89,255 | €85,500 | €69,917 | €55,896 | €59,951 | ▲ 7.3% |
| Fixed assets21/28 | €2,761 | €1,456 | €2,974 | €1,805 | €971 | ▼ 46.2% |
| Tangible fixed assets22/27 | €2,610 | €1,305 | €2,823 | €834 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | €2,610 | €1,305 | €2,823 | €834 | €0 | ▼ 100% |
| Financial fixed assets28 | €151 | €151 | €151 | €971 | €971 | = |
| Current assets29/58 | €86,494 | €84,044 | €66,943 | €54,091 | €58,980 | ▲ 9.0% |
| Stocks and contracts in progress3 | €21,441 | €21,441 | €21,441 | €21,441 | €21,441 | = |
| Stocks30/36 | €21,441 | €21,441 | €21,441 | €21,441 | €21,441 | = |
| Amounts receivable within one year40/41 | €59,441 | €33,645 | €39,374 | €25,033 | €30,914 | ▲ 23.5% |
| Trade receivables40 | €57,791 | €31,520 | €34,403 | €22,520 | €28,325 | ▲ 25.8% |
| Other amounts receivable41 | €1,650 | €2,125 | €4,971 | €2,513 | €2,589 | ▲ 3.0% |
| Cash at bank and in hand54/58 | €5,612 | €28,958 | €6,128 | €7,617 | €6,625 | ▼ 13.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €89,255 | €85,500 | €69,917 | €55,896 | €59,951 | ▲ 7.3% |
| Equity10/15 | -€47,077 | -€49,091 | -€65,355 | -€30,100 | -€35,920 | ▼ 19.3% |
| Contributions10/11 | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Non-distributable reserves130/1 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Reserves not available under the articles1311 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Profit (loss) carried forward14 | -€67,482 | -€69,496 | -€85,760 | -€50,505 | -€56,325 | ▼ 11.5% |
| Amounts payable17/49 | €136,332 | €134,591 | €135,272 | €85,996 | €95,871 | ▲ 11.5% |
| Amounts payable after more than one year17 | €50,000 | €50,000 | €50,000 | €50,000 | €80,000 | ▲ 60.0% |
| Financial debts170/4 | €50,000 | €50,000 | €50,000 | €50,000 | €80,000 | ▲ 60.0% |
| Amounts payable within one year42/48 | €86,332 | €84,591 | €85,272 | €35,996 | €15,871 | ▼ 55.9% |
| Trade debts44 | €78,385 | €77,226 | €80,066 | €20,789 | €8,512 | ▼ 59.1% |
| Suppliers440/4 | €78,385 | €77,226 | €80,066 | €20,789 | €8,512 | ▼ 59.1% |
| Taxes, remuneration and social security45 | €965 | €383 | - | - | - | - |
| Remuneration and social security454/9 | €965 | €383 | - | - | - | - |
| Other amounts payable47/48 | €6,982 | €6,982 | €5,206 | €15,207 | €7,359 | ▼ 51.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,820 | -€2,014 | -€16,264 | €35,255 | -€5,820 | ▼ 117% |
| + Depreciation and write-downs630 | €1,304 | €1,305 | €1,904 | €1,989 | €834 | ▼ 58.1% |
| Operating cash flow (approximation) | -€516 | -€709 | -€14,360 | €37,244 | -€4,986 | ▼ 113% |
| Investment in fixed assets (approximation) | - | €0 | -€3,422 | -€820 | €0 | ▲ 100% |
| Change in cash | - | €23,346 | -€22,830 | €1,489 | -€992 | ▼ 167% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity doublescurrent ratio 3.72
Current ratio from 1.50 to 3.72; short-term debt falls from €35,996 to €15,871.
25-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
30-09
Financial
Back to profitnet €35,255
Net result €35,255 after 3 loss-making years.
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 33 days late
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €2,020
Net result €2,020 after 2 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet -€18,902
Net result drops to -€18,902, the lowest in the series; recovery starts the following year.
05-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2006
Ground area
641 m²
Building footprint
254 m²
Volume, LiDAR
2,716 m³
2 parcels, Brussels, Flanders · tallest building 19.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ISOPROF ISOLAMA
since 20062.132.988.032
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23079A0197/00S000 | Flanders | 432 m² | 1 · 131 m² | 9.5 m · 2 fl. |
| 21572B0283/00B005 | Brussels | 209 m² | 1 · 123 m² | 19.2 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,279 companies in sector 81100 we hold annual accounts for 678. See the whole sector
Identification & contact
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded30-10-1985
Fiscal year end30-09
Trade name
ISOPROF ISOLAMA
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
81100Combined facilities support activities
62900Other information technology and computer services
95100Repair and maintenance of computers and communication equipment
Contact
Website
www.isoprof.beDilbeek
E-mail
info@isoprof.beDilbeek
Phone
+32 2 466 85 75Dilbeek
Fax
+32 2 460 06 91Dilbeek
E-invoicing
Reachable via Peppol
Peppol ID
0208:0428027445
Also
9925:BE0428027445
Registered
20-11-2020
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.