ALLFROST
ActiveSummary
ALLFROST has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66,751 and a net result of -€2,412. Equity is shrinking by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 4600 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability15=
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 10.04 against 8.15 in 2024; short-term debt: 9% and cash: 52.5% of total assets), and 9.4% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
23 d early
2023
41 d early
2022
4 d early
2021
26 d early
2020
5 d early
2019
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€66,751▼ 3.5%
2024 · €69,163
Total assets
€73,683▼ 5.4%
2024 · €77,882
Net result
-€2,412▲ 2.6%
2024 · -€2,476
Working capital
€59,915▼ 2.3%
2024 · €61,318
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€13,001▼ 21.0%-€9,559▲ 26.5%-€1,954▲ 79.6%-€2,409▼ 23.3%-€2,350▲ 2.5%
Net result-€13,698below the sector's middle half▼ 24.7%-€9,626below the sector's middle half▲ 29.7%-€2,017below the sector's middle half▲ 79.0%-€2,476below the sector's middle half▼ 22.8%-€2,412below the sector's middle half▲ 2.6%
Equity€83,281within the sector's middle half▼ 14.1%€73,656within the sector's middle half▼ 11.6%€71,639within the sector's middle half▼ 2.7%€69,163within the sector's middle half▼ 3.5%€66,751within the sector's middle half▼ 3.5%
Total assets€92,430within the sector's middle half▼ 13.1%€80,917within the sector's middle half▼ 12.5%€78,542within the sector's middle half▼ 2.9%€77,882within the sector's middle half▼ 0.8%€73,683within the sector's middle half▼ 5.4%
Debt€9,149▼ 2.5%€7,262▼ 20.6%€6,903▼ 4.9%€8,719▲ 26.3%€6,932▼ 20.5%
Working capital€67,274above the sector's middle half▼ 5.1%€61,725within the sector's middle half▼ 8.2%€61,739within the sector's middle half=€61,318within the sector's middle half▼ 0.7%€59,915within the sector's middle half▼ 2.3%
Solvency90.1%above the sector's middle half▼ 1.1pp91.0%above the sector's middle half▲ 0.9pp91.2%above the sector's middle half▲ 0.2pp88.8%above the sector's middle half▼ 2.4pp90.6%above the sector's middle half▲ 1.8pp
Current ratio8.35above the sector's middle half▼ 0.259.95above the sector's middle half▲ 1.6010.25above the sector's middle half▲ 0.308.15above the sector's middle half▼ 2.1010.04above the sector's middle half▲ 1.89
Return on assets (ROA)-14.8%below the sector's middle half▼ 4.5pp-11.9%below the sector's middle half▲ 2.9pp-2.6%below the sector's middle half▲ 9.3pp-3.2%below the sector's middle half▼ 0.6pp-3.3%below the sector's middle half▼ 0.1pp
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,350 in 2025 against €2,409 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73,683
Fixed assets
€7,144 ▼ 10.6%
Current assets
€66,539 ▼ 4.8%
Equity and liabilities €73,683
Equity
€66,751 ▼ 3.5%
Debt
€6,932 ▼ 20.5%
Debt's share of the balance-sheet total falls from 11.2% to 9.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€1,505▼
2024 · -€270
Cash flow
-€1,567▼
2024 · -€337
Debt to equity
0.10▼
2024 · 0.13
ROE
-3.6%▼
2024 · -3.6%
Interest coverage
-24.20▼
2024 · -4.08
Debt ≤ 1 year
€6,625▼
2024 · €8,574
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €400 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,140 | €3,711 | €3,261 | €2,139 | €845 | ▼ 60.5% |
| Other operating charges640/8 | €1,581 | €1,590 | €1,659 | €1,696 | €1,738 | ▲ 2.5% |
| Gross operating margin9900 | -€1,280 | -€4,259 | €2,966 | €1,425 | €233 | ▼ 83.6% |
| Operating profit (loss)9901 | -€13,001 | -€9,559 | -€1,954 | -€2,409 | -€2,350 | ▲ 2.5% |
| Financial income75/76B | €14 | €0 | - | - | - | - |
| Recurring financial income75 | €14 | €0 | - | - | - | - |
| Financial charges65/66B | €710 | €67 | €63 | €66 | €62 | ▼ 6.2% |
| Recurring financial charges65 | €710 | €67 | €63 | €66 | €62 | ▼ 6.2% |
| Profit (loss) for the period before taxes9903 | -€13,696 | -€9,626 | -€2,017 | -€2,476 | -€2,412 | ▲ 2.6% |
| Income taxes67/77 | €2 | €0 | - | - | - | - |
| Profit (loss) for the period9904 | -€13,698 | -€9,626 | -€2,017 | -€2,476 | -€2,412 | ▲ 2.6% |
| Profit (loss) for the period to be appropriated9905 | -€13,698 | -€9,626 | -€2,017 | -€2,476 | -€2,412 | ▲ 2.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €92,430 | €80,917 | €78,542 | €77,882 | €73,683 | ▼ 5.4% |
| Fixed assets21/28 | €16,008 | €12,297 | €10,128 | €7,989 | €7,144 | ▼ 10.6% |
| Tangible fixed assets22/27 | €16,008 | €12,297 | €10,128 | €7,989 | €7,144 | ▼ 10.6% |
| Land and buildings22 | €13,060 | €11,139 | €9,219 | €7,298 | €6,671 | ▼ 8.6% |
| Plant, machinery and equipment23 | €2,660 | €1,157 | €0 | - | - | - |
| Furniture and vehicles24 | €288 | €0 | €910 | €691 | €473 | ▼ 31.6% |
| Current assets29/58 | €76,422 | €68,621 | €68,413 | €69,893 | €66,539 | ▼ 4.8% |
| Amounts receivable within one year40/41 | €9,866 | €6,400 | €7,154 | €7,300 | €2,608 | ▼ 64.3% |
| Trade receivables40 | €8,922 | €3,930 | €5,039 | €6,789 | €2,360 | ▼ 65.2% |
| Other amounts receivable41 | €943 | €2,470 | €2,115 | €511 | €248 | ▼ 51.4% |
| Current investments50/53 | €24,450 | €24,450 | €24,450 | €24,450 | €24,450 | = |
| Cash at bank and in hand54/58 | €39,913 | €37,030 | €36,070 | €35,781 | €38,707 | ▲ 8.2% |
| Deferred charges and accrued income490/1 | €2,194 | €741 | €740 | €2,362 | €775 | ▼ 67.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €92,430 | €80,917 | €78,542 | €77,882 | €73,683 | ▼ 5.4% |
| Equity10/15 | €83,281 | €73,656 | €71,639 | €69,163 | €66,751 | ▼ 3.5% |
| Contributions10/11 | €6,197 | €6,197 | €0 | €6,197 | €6,197 | = |
| Reserves13 | €77,084 | €67,458 | €71,639 | €62,966 | €60,554 | ▼ 3.8% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €0 | - | - | - |
| Distributable reserves133 | €75,225 | €65,599 | €71,639 | €62,966 | €60,554 | ▼ 3.8% |
| Profit (loss) carried forward14 | €0 | - | - | - | - | - |
| Amounts payable17/49 | €9,149 | €7,262 | €6,903 | €8,719 | €6,932 | ▼ 20.5% |
| Amounts payable within one year42/48 | €9,149 | €6,896 | €6,674 | €8,574 | €6,625 | ▼ 22.7% |
| Trade debts44 | €2,386 | €123 | €127 | €2,250 | €509 | ▼ 77.4% |
| Suppliers440/4 | €2,386 | €123 | €127 | €2,250 | €509 | ▼ 77.4% |
| Other amounts payable47/48 | €6,763 | €6,772 | €6,547 | €6,324 | €6,116 | ▼ 3.3% |
| Accrued charges and deferred income492/3 | €0 | €366 | €228 | €144 | €308 | ▲ 113% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€13,698 | -€9,626 | -€2,017 | -€2,476 | -€2,412 | ▲ 2.6% |
| + Depreciation and write-downs630 | €10,140 | €3,711 | €3,261 | €2,139 | €845 | ▼ 60.5% |
| Operating cash flow (approximation) | -€3,558 | -€5,915 | €1,244 | -€337 | -€1,567 | ▼ 365% |
| Investment in fixed assets (approximation) | - | €0 | -€1,092 | €0 | €0 | - |
| Change in cash | - | -€2,884 | -€960 | -€288 | €2,925 | ▲ 1,115% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€13,698
Net result drops to -€13,698, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gistel · 1 establishment unit since 1989
Ground area
729 m²
Building footprint
165 m²
Volume, LiDAR
849 m³
Parcel 35005B0444/00G000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALLFROST
since 19892.045.924.790
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35005B0444/00G000 | Flanders | 729 m² | 1 · 165 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,279 companies in sector 81100 we hold annual accounts for 679. 404 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-12-1989
Fiscal year end31-12
Activities, NACEBEL 2025
81100Combined facilities support activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0438977359
Also
9925:BE0438977359
Registered
23-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.