Active BE 0882.914.586Private limited company

JoMe creations

Weg naar Zutendaal(O) 44 ·3630 Maasmechelen, Belgium· 20 yrs active

Sector: Manufacture of electrical equipment (27900)

Conclusion Checked

The computed 12-month bankruptcy probability of JoMe creations is 2.3% (moderate). The 2024 annual accounts show negative equity (€-28k) and a net result of €-23k. Its solvency ranks better than 5% of 75 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€-28k
Net result	€-23k
Better than sector	5%
Active	20 yrs

Financial profile 5 of 5 axes measured · computed by Checked

54 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 7

Profitability 100

Solvency 33

Growth 32

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

2.3% Moderate

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 2006, 20 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

7 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview18 NBB filings

Annual accounts filed on 29-09-2025 with the NBB · fiscal year 2024 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 27, Manufacture of electrical equipment · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-151.4%	34.2%	better than 5% of 75 sector peers
Net result	€-23k	€1k	better than 15% of 75 sector peers
Equity	€-28k	€42k	better than 10% of 75 sector peers
Gross operating margin	€-19k	€20k	better than 11% of 75 sector peers
Total assets	€18k	€126k	better than 7% of 75 sector peers

EBITDA

€-20k

- 23-24

Net profit

€-23k

- 23-24

Cash flow

€-21k

- 23-24

Total assets

€18k

+9.7% 23-24

Equity

€-28k

-514.4% 23-24

Working capital

€-35k

-155.7% 23-24

Income taxes

€554

-49.9% 23-24

Debt

€46k

+117.1% 23-24

Debt ≤ 1y

€46k

+117.1% 23-24

Current ratio

0.24

-31.7% 23-24

Quick ratio

0.19

+423.4% 23-24

Solvency

-151.4%

-460.1% 23-24

Debt / equity

-1.66

+64.7% 23-24

ROE

83.7%

- 23-24

ROA

-126.8%

- 23-24

Interest coverage

-21.95

- 23-24

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro schema
Revenue	-
EBITDA	€-20k
Net profit	€-23k
Cash flow	€-21k
Staff costs	-
Income taxes	€554
Dividends	-
Total assets	€18k
Equity	€-28k
Debt	€46k
of which ≤ 1y	€46k
of which > 1y	-
Working capital	€-35k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.24
Quick ratio	0.19
Working capital ratio	-189.8%
Solvency	-151.4%
Debt / equity	-1.66
Long-term debt ratio	-
Interest coverage	-21.95
Gross margin	-
Net margin	-
ROA	-126.8%
ROE	83.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Balance-sheet composition 2024

Assets

Fixed assets €7k · 38.4% Current assets €11k · 61.6%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€18k
Fixed assets	21/28	€7k
Tangible fixed assets	22/27	€6k
Financial fixed assets	28	€1k
Current assets	29/58	€11k
Stocks & contracts in progress	3	€2k
Cash & bank	54/58	€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€18k
Equity	10/15	€-28k
Contributions / capital	10/11	€19k
Accumulated profits (losses)	14	€-47k
Amounts payable	17/49	€46k
Amounts payable within one year	42/48	€46k
Trade debts payable within one year	44	€5k
Income statement
Gross operating margin	9900	€-19k
Operating result	9901	€-22k
Financial income	75	€8
Financial charges	65	€906
Result before taxes	9903	€-23k
Income taxes	67/77	€554
Net result for the period	9904	€-23k
Result to be appropriated	9905	€-23k

Legal Structure

NACE primary	Manufacture of electrical equipment(27900)
Legal form	Private limited company(610)
Incorporation	02-08-2006
Status	Active
Postal code	3630

Establishment units 1 location

Exclusivety Wellness Palace

Weg naar Zutendaal(O) 44, 3630 MaasmechelenNACE 3162305

since 20062.155.838.064

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
73060D0282/00L000	Flanders	1,357 m²	1 · 310 m²	8.0 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

All 10Filings 10

2025

29-09