Equity
€11.4m ▲ 0.8%
JOMAN paid out €700,000 in dividends. That is 88% of the 2025 profit.
JOMAN
Lifetime
13 annual accounts with figures on one time axispeak €3.1m (2022)
€1.5m▼ 29.8%
peak €1.3m (2024)
€795,371▼ 38.4%
peak €11.4m (2025)
€11.4m▲ 0.8%
€1.9m▼ 6.6%
Board1 name since 2011
1 directorEeman Joost
Documentsfilings and deeds
11-07-202619 days before the deadline
2025abbreviated format
Gross margin from €2.1m to €1.5mResult from €1.3m to €795,371Dividend €700,000Cash from €598,632 to €116,091
Key points
from the 2025 annual accountsResult
€795,371 ▼ 38.4%
The result fell in 2025 from €1.3m to €795,371.
Turnover
≈ €2.7m estimated
The abbreviated format states no turnover.
Investments
€123,261 0.4 × depreciation
Green is investment, beige is depreciation.
Filings
13 annual accounts since 2012
The last five annual accounts were filed 18 to 23 days before the end of the period.
Position in the sector
€11.4m
More equity than 95% of companies in head offices and management consultancy. Sector median €323,523 · 10,867 companies.
Checked score
95
Excellent
Financially stronger than 60% of medium-sized companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 803 companies (NACE 70, medium-sized).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: 0.1%▲ +0.1 percentage points vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 0.95, cash €116,091, halved
No registered site in the KBO
lowers risk
Size: total assets €13.3m
Figures for financial year 2025 (filed on 11-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, medium-sized). It does better than 82% of them on solvency, 37% on liquidity, 81% on profitability and 41% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 546 companies had the same profile as JOMAN has now. Each dot stands for 2 companies, two years later.
95.2%
were still trading
4.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JOMAN itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 546 companies, not a prediction for JOMAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,050,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.95 (1.25 in 2024), below 1. Short-term debt is 13.9% and cash 0.9% of total assets. 14% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 11-07-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 days early
2024
23 days early
2023
21 days early
2022
18 days early
2020
19 days early
2019
32 days early
2018
29 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 23 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today. The company usually files around 11 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today30-12-2026 year end30-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0840698703
Amendment of the articles · Legal-form change · Resignations & appointments
General meeting of 17-12-2021 · Gazette deed
Registered office moved from Koekelberg to Ghent
New registered office: Oudenaardsesteenweg 50 te 9000 Gent · Previous registered office: Jules Besmestraat 124 te 1081 Koekelberg · General meeting of 01-06-2018 · Gazette deed
Incorporation
published on 10-11-2011 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JOMAN Ghent | €13.3m | €1.5m | 86.0% | - |
| THESEUM Brussels | €13.1m | €1.6m | 12.4% | - |
| EMMASO Mortsel | €13.6m | €1.7m | 18.6% | 11.5 |
| PROGRAMMADS Watermael-Boitsfort | €16.5m | €1.3m | 3.4% | 2.9 |
| Cerives Wommelgem | €14.1m | €1.2m | 34.9% | - |
| WOUTER FRANSOO Ghent | €12.8m | €1.2m | 81.8% | - |
| DEGRO HOLDING Lochristi | €12.6m | €1.0m | 56.2% | 7.8 |
These companies have the same main activity as JOMAN: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €13m and €17m, founded between 2006 and 2011.
Official details
Source: KBO- Status
- Active since 26-10-2011Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Financial year end
- 30 December
- Peppol
- Reachable since 28-04-2025
Annual accounts to 30-12-2025
- €13.3m▼ 0.3%
- Filing
- Filed on 11-07-2026, 19 days before the end of the filing period
Insights on JOMAN
JOMAN files the abbreviated format. That format states no turnover. The gross margin rose from €1.3m in 2012 to €1.5m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JOMAN
- What is the company number of JOMAN?
- The company number of JOMAN is 0840.698.703. The VAT number is the same number with BE in front: BE 0840.698.703.
- Where is JOMAN based?
- The registered office is at Oudenaardsesteenweg 50, 9000 Ghent.Company details
- What does JOMAN do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of JOMAN?
- JOMAN is a private limited company (BV).
- When was JOMAN founded?
- JOMAN was founded on 26-10-2011.
- Is JOMAN still active?
- Yes, JOMAN is an active enterprise in the KBO register.
- What is the turnover of JOMAN?
- The turnover in financial year 2025 is ≈ €2.7m. This figure is estimated from the gross margin of €1.5m and 36 comparable companies (NACE 70200). It probably lies between €1.9m and €3.5m.Financials
- Is JOMAN profitable?
- In financial year 2025, JOMAN made a profit of €795,371.
- Where can I find the annual accounts of JOMAN?
- JOMAN filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JOMAN due?
- JOMAN must file the annual accounts for financial year 2026 by 30-07-2027.Timeline
Next steps
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