JOMA CLEANING
ActiveJOMA CLEANING has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €207k and a net result of €40k. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 47% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-6
Solvency69▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.98 against 2.87 in 2024; short-term debt: 28.6% and cash: 21.8% of total assets), but 55.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.3%
Return on assets
8.7%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 14-10-2025, 17 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
17 d early
2024
on the day
2023
1 d early
2022
3 d early
2021
5 d late
2020
26 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€207k▼ 6.7%
2024 · €222k
2019: €91k
2020: €98k
2021: €116k
2022: €158k
2023: €170k
2024: €222k
2019 → 2025
Total assets
€467k▲ 20.8%
2024 · €386k
2019: €192k
2020: €215k
2021: €225k
2022: €275k
2023: €274k
2024: €386k
2019 → 2025
Net result
€40k▼ 22.3%
2024 · €52k
2019: €22k
2020: €7k
2021: €19k
2022: €41k
2023: €25k
2024: €52k
2019 → 2025
Working capital
€131k▼ 17.8%
2024 · €159k
2019: €73k
2020: €77k
2021: €94k
2022: €130k
2023: €126k
2024: €159k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€116k-€158k▲ 35.4%€170k▲ 7.6%€222k▲ 30.6%€207k▼ 6.7%
Operating result€31k-€64k▲ 109%€44k▼ 31.6%€78k▲ 78.8%€68k▼ 12.6%
Net result€19k-€41k▲ 121%€25k▼ 39.6%€52k▲ 109%€40k▼ 22.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €467k
Fixed assets
€203k▲ 42.3%
Current assets
€264k▲ 8.3%
Equity and liabilities €467k
Equity
€207k▼ 6.7%
Debt
€260k▲ 58.0%
The debt ratio rises from 42.6% to 55.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€123k▲
2024 · €115k
Cash flow
€95k▲
2024 · €89k
Solvency
44.3%▼
2024 · 57.4%
Current ratio
1.98▼
2024 · 2.87
Quick ratio
1.97▼
2024 · 2.86
Debt / equity
1.26▲
2024 · 0.74
ROE
19.5%▼
2024 · 23.5%
ROA
8.7%▼
2024 · 13.5%
Interest coverage
16.45▼
2024 · 21.38
Debt
€260k▲
2024 · €165k
Debt ≤ 1 year
€133k▲
2024 · €85k
Debt > 1 year
€127k▲
2024 · €80k
Income taxes
€21k▼
2024 · €21k
Staff costs
€452k▲
2024 · €383k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€386k€467k▲
Fixed assets21/28€143k€203k▲
Intangible fixed assets21€3k€6k▲
Tangible fixed assets22/27€137k€194k▲
Land and buildings22€11k€8k▼
Plant, machinery and equipment23€4k-
Furniture and vehicles24€121k€186k▲
Financial fixed assets28€3k€3k=
Current assets29/58€244k€264k▲
Stocks and contracts in progress3€1k€2k▲
Stocks30/36€1k€2k▲
Amounts receivable within one year40/41€175k€157k▼
Trade receivables40€141k€141k▼
Other amounts receivable41€33k€17k▼
Cash at bank and in hand54/58€67k€102k▲
Deferred charges and accrued income490/1€236€3k▲
Equity and liabilities
Total equity and liabilities10/49€386k€467k▲
Equity10/15€222k€207k▼
Contributions10/11€19k€19k=
Reserves13€203k€188k▼
Distributable reserves133€203k€188k▼
Amounts payable17/49€165k€260k▲
Amounts payable after more than one year17€80k€127k▲
Financial debts170/4€80k€127k▲
Amounts payable within one year42/48€85k€133k▲
Current portion of amounts payable after more than one year42€29k€45k▲
Trade debts44€20k€41k▲
Suppliers440/4€20k€41k▲
Taxes, remuneration and social security45€36k€42k▲
Taxes450/3€21k€5k▼
Remuneration and social security454/9€15k€37k▲
Other amounts payable47/48-€6k
Income statement
Code20242025
Non-recurring operating income76A€29k€3k▼
Remuneration, social security and pensions62€383k€452k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€54k▲
Other operating charges640/8€11k€5k▼
Gross operating margin9900€509k€579k▲
Operating profit (loss)9901€78k€68k▼
Financial income75/76B€301€179▼
Recurring financial income75€301€179▼
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€73k€61k▼
Income taxes67/77€21k€21k▼
Profit (loss) for the period9904€52k€40k▼
Profit (loss) for the period to be appropriated9905€52k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€40k▼
Transfer from equity791/2-€55k
Transfer to equity691/2€52k€40k▼
To other reserves6921€52k€40k▼
Profit to be distributed694/7-€55k
Return on contributions (dividend)694-€55k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
14-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €52k ▲109%
Operating result €78k, net result €52k, both a record.
31-03
Financial
Equity above €200kEq €222k ▲30.6%
6 profitable years in a row build equity to €222k.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €150kEq €158k ▲35.4%
4 profitable years in a row build equity to €158k.
2021
05-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
31-03
Financial
Equity above €100kEq €116k ▲19.1%
3 profitable years in a row build equity to €116k.
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €7k ▼70.1%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
24-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Knodbaan 692520 RanstGround area
425 m²
Building footprint
115 m²
Volume, LiDAR
781 m³
Parcel 11031A0600/00E002, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JOMA CLEANING
since 20062.151.846.416
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11031A0600/00E002 | Flanders | 425 m² | 1 · 115 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DS VL
BE 0501.953.026
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Marin & Fils Rénovation
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Sint-Lambrechts-Woluwe · Eq €207k
ENTREPRISES ALLEGRETTI
BE 0429.062.276
Sint-Jans-Molenbeek · Eq €207k
VANDEN BOSSCHE QUINTEN
BE 0767.725.306
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ETERNO BORSA
BE 0876.694.116
Brugge · Eq €206k
Of 7,292 companies in sector 43350 we hold annual accounts for 2,361. 1,778 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2005
Fiscal year end31-03
Activities, NACEBEL
43350Other building finishing work
81210General cleaning of buildings
47783Retail trade
47784Retail trade
52488
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.