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AMELIO

Active
Private limited companyfounded 200620 yrs activeBegijnenstraat 50, 2800 Mechelen, BelgiumKBO/BCE: BE 0880.048.732

The file of AMELIO contains 2 judicial reorganisation notices, as published in the Belgian State Gazette.

Summary

The computed 12-month bankruptcy probability is 21.8% (high). The 2025 annual accounts show negative equity (-€660,231) and a net result of €156,782. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 28051 sector peers (fiscal year 2025).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth58▲+26
Track record60
Bankruptcy probability, 12 months
21.8% High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.35 against 0.3 in 2024; short-term debt: 251.7% and cash: 13.9% of total assets), and equity is negative.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Judicial reorganisation on record
A judicial reorganisation is on record, and one often precedes a bankruptcy.
Belgian State Gazette
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 20 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-164.1%
Return on assets
39%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 28051 sector peers (2025).
NBB · sector comparison
Position among 28051 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-05-2026, 77 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
77 d early
2024
29 d late
2023
30 d late
2022
13 d early
2021
24 d early
2020
31 d late
2019
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 March 2006, AMELIO was incorporated.1 Total assets went from EUR 766,670 in 2018 to EUR 402,351 in 2025 and headcount from 7.9 to 5.3 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€2.2m
EBIT margin
3.4%
Net result
€156,782
2024 · -€719,825
Working capital
-€656,289▲ 20.9%
2024 · -€829,266
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€2.2m
Operating result€75,706▲ 24.4%€87,733▲ 15.9%-€256,439-€513,119▼ 100%€183,618
Net result€40,912▼ 2.7%€52,510▲ 28.3%-€262,222-€719,825▼ 175%€156,782
EBIT margin3.4%
Equity€112,525▲ 57.1%€165,035▲ 46.7%-€97,188-€817,013▼ 741%-€660,231▲ 19.2%
Total assets€780,525▼ 3.0%€893,753▲ 14.5%€1.1m▲ 23.1%€411,964▼ 62.6%€402,351▼ 2.3%
Debt€668,000▼ 8.8%€728,719▲ 9.1%€1.2m▲ 64.4%€1.2m▲ 2.6%€1.1m▼ 13.5%
Working capital€104,132▼ 38.8%€135,185▲ 29.8%-€123,674-€829,266▼ 571%-€656,289▲ 20.9%
Staff (FTE)6▲ 20.0%5.2▼ 13.3%4.3▼ 17.3%5.4▲ 25.6%5.3▼ 1.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€750,000-€500,000-€250,000€0€250,000Operating result 2021: €75,706€75,706Net result 2021: €40,912€40,912Operating result 2022: €87,733€87,733Net result 2022: €52,510€52,510Operating result 2023: -€256,439-€256,439Net result 2023: -€262,222-€262,222Operating result 2024: -€513,119-€513,119Net result 2024: -€719,825-€719,825Operating result 2025: €183,618€183,618Net result 2025: €156,782€156,78220212022202320242025-€750,000-€500,000-€250,000€0€250,000Operating result 2023: -€256,439-€256,000Net result 2023: -€262,222-€262,000Operating result 2024: -€513,119-€513,000Net result 2024: -€719,825-€720,000Operating result 2025: €183,618€184,000Net result 2025: €156,782€157,000202320242025
The operating result returns to profit in 2025: €183,618 after a loss of €513,119 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €402,351
Fixed assets €46,058 ▼ 26.0%
Current assets €356,293 ▲ 1.9%
Key figures and ratios
2025 value · change against 2024
EBITDA
€202,112▲
2024 · -€491,922
Cash flow
€175,276▲
2024 · -€698,627
Solvency
-164.1%▲
2024 · -198.3%
Current ratio
0.35▲
2024 · 0.30
Quick ratio
0.13▲
2024 · 0.09
Debt to equity
-1.61▼
2024 · -1.50
ROA
39.0%▲
2024 · -174.7%
Interest coverage
7.66▲
2024 · -2.36
Debt ≤ 1 year
€1.0m▼
2024 · €1.2m
Debt > 1 year
€50,000=
2024 · €50,000
Income taxes
€499▲
2024 · €270
Staff costs
€326,632▼
2024 · €334,365
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet Code20242025
Assets
Total assets20/58€411,964€402,351▼
Fixed assets21/28€62,253€46,058▼
Intangible fixed assets21€6,828€4,160▼
Tangible fixed assets22/27€55,025€41,498▼
Land and buildings22€2,480€2,037▼
Plant, machinery and equipment23€34,574€29,286▼
Furniture and vehicles24€17,970€10,176▼
Financial fixed assets28€400€400=
Current assets29/58€349,712€356,293▲
Amounts receivable after more than one year29€0-
Trade receivables290€0-
Stocks and contracts in progress3€239,161€225,345▼
Stocks30/36€46,354€45,793▼
Contracts in progress37€192,806€179,552▼
Amounts receivable within one year40/41€41,875€55,595▲
Trade receivables40€36,253€41,002▲
Other amounts receivable41€5,622€14,594▲
Cash at bank and in hand54/58€38,756€56,047▲
Deferred charges and accrued income490/1€29,920€19,305▼
Equity and liabilities
Total equity and liabilities10/49€411,964€402,351▼
Equity10/15-€817,013-€660,231▲
Contributions10/11€16,740€16,740=
Reserves13€148,295€148,295=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Tax-exempt reserves132€294€294=
Distributable reserves133€146,141€146,141=
Profit (loss) carried forward14-€982,047-€825,266▲
Amounts payable17/49€1.2m€1.1m▼
Amounts payable after more than one year17€50,000€50,000=
Financial debts170/4€50,000€50,000=
Amounts payable within one year42/48€1.2m€1.0m▼
Current portion of amounts payable after more than one year42€7,692€0▼
Financial debts43€191,984€192,103▲
Credit institutions430/8€191,984€192,103▲
Trade debts44€850,854€684,253▼
Suppliers440/4€850,854€684,253▼
Taxes, remuneration and social security45€19,395€34,164▲
Taxes450/3€96€23,172▲
Remuneration and social security454/9€19,300€10,992▼
Other amounts payable47/48€109,052€102,062▼
Income statement Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€334,365€326,632▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21,198€18,494▼
Other operating charges640/8€6,643€9,180▲
Non-recurring operating charges66A€0-
Gross operating margin9900-€150,913€537,924▲
Operating profit (loss)9901-€513,119€183,618▲
Financial income75/76B€1,726€45▼
Recurring financial income75€1,726€45▼
Financial charges65/66B€208,162€26,383▼
Recurring financial charges65€208,162€26,383▼
Profit (loss) for the period before taxes9903-€719,555€157,280▲
Income taxes67/77€270€499▲
Profit (loss) for the period9904-€719,825€156,782▲
Profit (loss) for the period to be appropriated9905-€719,825€156,782▲
Appropriation of the result
Profit (loss) to be appropriated9906-€982,047-€825,266▲
Profit (loss) brought forward from the previous period14P-€262,222-€982,047▼

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€2.2m-----
Non-recurring operating income76A-€3,686€4,773€0--
Goods, raw materials, services and sundry goods60/61€1.8m-----
Remuneration, social security and pensions62€371,671€330,809€281,487€334,365€326,632▼ 2.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,523€14,817€18,892€21,198€18,494▼ 12.8%
Other operating charges640/8€8,183€2,066€3,483€6,643€9,180▲ 38.2%
Non-recurring operating charges66A€2,317€0€860€0--
Gross operating margin9900€467,400€435,424€48,283-€150,913€537,924▲ 456%
Operating profit (loss)9901€75,706€87,733-€256,439-€513,119€183,618▲ 136%
Financial income75/76B€1,621€886€3,795€1,726€45▼ 97.4%
Recurring financial income75€1,621€886€3,795€1,726€45▼ 97.4%
Financial charges65/66B€16,782€9,021€9,578€208,162€26,383▼ 87.3%
Recurring financial charges65€10,517€9,021€9,578€208,162€26,383▼ 87.3%
Non-recurring financial charges66B€6,266€0----
Profit (loss) for the period before taxes9903€60,545€79,597-€262,222-€719,555€157,280▲ 122%
Income taxes67/77€19,633€27,087€0€270€499▲ 84.5%
Profit (loss) for the period9904€40,912€52,510-€262,222-€719,825€156,782▲ 122%
Profit (loss) for the period to be appropriated9905€40,912€52,510-€262,222-€719,825€156,782▲ 122%
Line20212022202320242025Change
Assets
Total assets20/58€780,525€893,753€1.1m€411,964€402,351▼ 2.3%
Fixed assets21/28€64,480€79,850€76,486€62,253€46,058▼ 26.0%
Intangible fixed assets21€6,735€7,314€4,718€6,828€4,160▼ 39.1%
Tangible fixed assets22/27€57,345€72,136€71,369€55,025€41,498▼ 24.6%
Land and buildings22€3,811€3,367€2,924€2,480€2,037▼ 17.9%
Plant, machinery and equipment23€32,398€35,888€39,860€34,574€29,286▼ 15.3%
Furniture and vehicles24€21,136€32,881€28,585€17,970€10,176▼ 43.4%
Financial fixed assets28€400€400€400€400€400=
Current assets29/58€716,045€813,903€1.0m€349,712€356,293▲ 1.9%
Amounts receivable after more than one year29€66,703€67,584€68,476€0--
Trade receivables290€66,703€67,584€68,476€0--
Stocks and contracts in progress3€368,053€387,579€382,060€239,161€225,345▼ 5.8%
Stocks30/36€183,659€153,492€140,654€46,354€45,793▼ 1.2%
Contracts in progress37€184,394€234,088€241,406€192,806€179,552▼ 6.9%
Amounts receivable within one year40/41€262,904€201,133€432,893€41,875€55,595▲ 32.8%
Trade receivables40€188,487€127,156€219,558€36,253€41,002▲ 13.1%
Other amounts receivable41€74,417€73,977€213,335€5,622€14,594▲ 160%
Cash at bank and in hand54/58€4,943€121,216€121,446€38,756€56,047▲ 44.6%
Deferred charges and accrued income490/1€13,442€36,392€19,133€29,920€19,305▼ 35.5%
Equity and liabilities
Total equity and liabilities10/49€780,525€893,753€1.1m€411,964€402,351▼ 2.3%
Equity10/15€112,525€165,035-€97,188-€817,013-€660,231▲ 19.2%
Contributions10/11€16,740€16,740€16,740€16,740€16,740=
Reserves13€95,785€148,295€148,295€148,295€148,295=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Tax-exempt reserves132€294€294€294€294€294=
Distributable reserves133€93,631€146,141€146,141€146,141€146,141=
Profit (loss) carried forward14---€262,222-€982,047-€825,266▲ 16.0%
Amounts payable17/49€668,000€728,719€1.2m€1.2m€1.1m▼ 13.5%
Amounts payable after more than one year17€56,087€50,000€50,000€50,000€50,000=
Financial debts170/4€56,087€50,000€50,000€50,000€50,000=
Amounts payable within one year42/48€611,912€678,719€1.1m€1.2m€1.0m▼ 14.1%
Current portion of amounts payable after more than one year42€15,771€36,963€0€7,692€0▼ 100%
Financial debts43€174,420€162,334€143,713€191,984€192,103▲ 0.1%
Credit institutions430/8€174,420€162,334€143,713€191,984€192,103▲ 0.1%
Trade debts44€389,141€423,785€956,642€850,854€684,253▼ 19.6%
Suppliers440/4€389,141€423,785€956,642€850,854€684,253▼ 19.6%
Taxes, remuneration and social security45€22,857€31,884€47,310€19,395€34,164▲ 76.1%
Taxes450/3€6,238€2,594€18,983€96€23,172▲ 24,125%
Remuneration and social security454/9€16,619€29,290€28,327€19,300€10,992▼ 43.0%
Other amounts payable47/48€9,723€23,752€18€109,052€102,062▼ 6.4%
Accrued charges and deferred income492/3€0-----
Line20212022202320242025Change
Profit (loss) for the period9904€40,912€52,510-€262,222-€719,825€156,782▲ 122%
+ Depreciation and write-downs630€9,523€14,817€18,892€21,198€18,494▼ 12.8%
Operating cash flow (approximation)€50,435€67,326-€243,330-€698,627€175,276▲ 125%
Investment in fixed assets (approximation)--€30,186-€15,529-€6,964-€2,299▲ 67.0%
Change in cash-€116,273€231-€82,691€17,291▲ 121%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €156,782
Net result €156,782 after 2 loss-making years.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Weakest financial yearnet -€719,825
Net result drops to -€719,825, the lowest in the series; recovery starts the following year.
12-11
Judicial reorganisation Plan homologation
Ondernemingsrechtbank Antwerpen · event 04-11-2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
10-05
Judicial reorganisation Opening
Ondernemingsrechtbank Antwerpen · collective agreement · event 06-05-2024
2023
18-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Equity above €150,000Eq €165,035 ▲46.7%
4 profitable years in a row build equity to €165,035.
07-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Equity above €100,000Eq €112,525 ▲57.1%
3 profitable years in a row build equity to €112,525.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
Show earlier events
2020
30-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
31-12
Financial Back to profitnet €3,872
Net result €3,872 after one loss-making year.
22-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 22 days late
2018
19-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
1,129 m²
Building footprint
1,144 m²
Volume, LiDAR
17,375 m³
Parcel 12025E0489/00S000, Flanders · tallest building 21.7 m, ±5 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
INTERIEURKABINET
Begijnenstraat 50, 2800 MechelenNACE 5248601
since 20062.152.971.220
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12025E0489/00S000 Flanders 1,129 m² 1 · 1,144 m² 21.7 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 4 entries · 3,605 EUR awarded · 3,328 EUR paid
Year Entries awardedpaid
2025 1 378 EUR353 EUR
2024 1 1,125 EUR1,125 EUR
2023 1 1,125 EUR1,386 EUR
2022 1 977 EUR464 EUR
Schemes
4 entries · 3,605 EUR · 3,328 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

254900XA1BU2IJ7JKP14
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 7,300 companies in sector 43350 we hold annual accounts for 2,360. 1,872 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-03-2006
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
Contact
Phone 02/2690462Mechelen

Scores and ratios are computed by Checked and are not a credit decision.