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JOLUWA

Active
Private limited companyfounded 1998active for 27 yearsChaussée de Hal 150, 1400 Nivelles, BelgiumKBO/BCE: BE 0464.786.782
Summary

JOLUWA has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €740,596 and a net result of €389,665. Equity is shrinking by about 8.7% per year across the filed financial years. The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Wholesale of fruit and vegetables, excluding potatoes
NACE 46319Growing of vegetables, melons, roots and tubers NACE 01130
1 site
Size
€2.2mturnover 2025
Staff
12.3 FTE
Equity
€740,596
Profit
€389,665
Financial health
99 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 78 days early0 of 2 deeds read
Why 99lowers riskLiquidity: current ratio 2.32, cash €820,727Founded in 1998Equity €740,596 (60.7% of total assets)Profit of €389,665 (financial year 2025)Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 90% of its sector peers (NACE 46, small)
Financial strength · tick = 2024
Strong
Solvency 86+20
equity 60.7% of total assets
Liquidity 82+12
short-term debt 38.7% · cash 67.3%
Profitability 100+24
return on assets 31.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,381 companies, NACE 46, small)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024highest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: < 0.1%▼ -0.1 percentage points vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.32, compared with 1.41 in 2024; short-term debt: 38.7% and cash: 67.3% of total assets), and 39.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 70% on solvency, 94% on liquidity, 99% on profitability and 97% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.32, cash €820,727
NBB · annual accounts
lowers risk · Founded in 1998
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Equity €740,596 (60.7% of total assets)
NBB · annual accounts
lowers risk · Profit of €389,665 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-11-2025, 78 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
78 days early
2024
22 days early
2023
1 day late
2022
27 days late
2021
on the day
2020
1 day early
2019
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end11-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · unclassified…
  2. Highest result from 2019 to 2025net €389,665 ▲655%
  3. Equity above €500,000equity €740,596 ▲111%

Key points

  • Positive: Result rose in 2025from €51,613 to €389,665 ▲ 655% View
  • Positive: 7 profitable years in a rowprofit 2025: €389,665 7 years View
  • Active since 1998founded 16-12-1998 27 years View

By topic

Financials

Financial year
2025
Turnover
€2.2m
Profit
€389,665
Solvency
60.7%
Turnover▲ 64.7%
Net result
20232025
Go to Financials

Timeline

Events
30
Since
2001
Next accounts
by 31-01-2027
  1. 09-01-2025Annual accounts filed
  2. 30-06-2024Weakest financial year
  3. 01-02-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of fruit and vegetables, excluding potatoesNACE 46319
Founded
16-12-1998
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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