Jolima
ActiveJolima has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €622k and a net result of €210k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 25% of 9039 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▼-3
Solvency47▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.43 in 2023; short-term debt: 76.1% and cash: 6.2% of total assets), and 78.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-05-2025, 77 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
77 d early
2023
26 d late
2022
26 d early
2021
62 d early
2020
45 d early
2019
16 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€622k▲ 2.8%
2023 · €605k
2018: €277k
2019: €370k
2020: €454k
2021: €485k
2022: €529k
2023: €605k
2018 → 2024
Total assets
€2.87M▲ 38.0%
2023 · €2.08M
2018: €1.49M
2019: €1.45M
2020: €1.72M
2021: €1.69M
2022: €2.30M
2023: €2.08M
2018 → 2024
Net result
€210k▲ 3.8%
2023 · €202k
2018: €86k
2019: €193k
2020: €184k
2021: €194k
2022: €165k
2023: €202k
2018 → 2024
Working capital
€441k▼ 26.7%
2023 · €602k
2018: €308k
2019: €525k
2020: €519k
2021: €510k
2022: €551k
2023: €602k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€454k-€485k▲ 6.8%€529k▲ 9.2%€605k▲ 14.4%€622k▲ 2.8%
Operating result€151k-€163k▲ 8.3%€116k▼ 28.8%€191k▲ 64.0%€225k▲ 18.0%
Net result€184k-€194k▲ 5.2%€165k▼ 15.1%€202k▲ 22.6%€210k▲ 3.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 18% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.87M
Fixed assets
€243k▲ 295%
Current assets
€2.62M▲ 30.2%
Equity and liabilities €2.87M
Equity
€622k▲ 2.8%
Provisions
€58k=
Debt
€2.19M▲ 54.6%
The debt ratio rises from 68.1% to 76.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€242k▲
2023 · €230k
Cash flow
€227k▼
2023 · €241k
Solvency
21.7%▼
2023 · 29.1%
Current ratio
1.20▼
2023 · 1.43
Quick ratio
0.13▲
2023 · 0.10
Debt / equity
3.52▲
2023 · 2.34
ROE
33.7%▲
2023 · 33.4%
ROA
7.3%▼
2023 · 9.7%
Interest coverage
7.59▲
2023 · 6.72
Debt
€2.19M▲
2023 · €1.41M
Debt ≤ 1 year
€2.18M▲
2023 · €1.41M
Debt > 1 year
€0▼
2023 · €598
Income taxes
€46k▲
2023 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.08M€2.87M▲
Fixed assets21/28€62k€243k▲
Tangible fixed assets22/27€62k€243k▲
Plant, machinery and equipment23€0€2k▲
Furniture and vehicles24€55k€238k▲
Other tangible fixed assets26€6k€3k▼
Financial fixed assets28€75€75=
Current assets29/58€2.02M€2.62M▲
Stocks and contracts in progress3€1.88M€2.34M▲
Stocks30/36€1.88M€2.34M▲
Amounts receivable within one year40/41€41k€106k▲
Trade receivables40€34k€2k▼
Other amounts receivable41€7k€104k▲
Current investments50/53€1k€1k=
Cash at bank and in hand54/58€89k€178k▲
Deferred charges and accrued income490/1€10k€1k▼
Equity and liabilities
Total equity and liabilities10/49€2.08M€2.87M▲
Equity10/15€605k€622k▲
Contributions10/11€25k€25k=
Reserves13€488k€505k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€488k€505k▲
Profit (loss) carried forward14€92k€92k=
Provisions and deferred taxes16€58k€58k=
Provisions for liabilities and charges160/5€58k€58k=
Pensions and similar obligations160€58k€58k=
Amounts payable17/49€1.41M€2.19M▲
Amounts payable after more than one year17€598€0▼
Financial debts170/4€598€0▼
Amounts payable within one year42/48€1.41M€2.18M▲
Current portion of amounts payable after more than one year42€7k€598▼
Financial debts43-€100k
Credit institutions430/8-€100k
Trade debts44€1.10M€1.67M▲
Suppliers440/4€1.10M€1.67M▲
Advances received on contracts in progress46€66k€105k▲
Taxes, remuneration and social security45€19k€6k▼
Taxes450/3€19k€6k▼
Other amounts payable47/48€218k€301k▲
Accrued charges and deferred income492/3-€5k
Income statement
Code20232024
Non-recurring operating income76A-€32k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€17k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€233k€246k▲
Operating profit (loss)9901€191k€225k▲
Financial income75/76B€90k€63k▼
Recurring financial income75€90k€63k▼
Financial charges65/66B€34k€32k▼
Recurring financial charges65€34k€32k▼
Profit (loss) for the period before taxes9903€246k€256k▲
Income taxes67/77€44k€46k▲
Profit (loss) for the period9904€202k€210k▲
Profit (loss) for the period to be appropriated9905€202k€210k▲
Appropriation of the result
Profit (loss) to be appropriated9906€294k€302k▲
Profit (loss) brought forward from the previous period14P€92k€92k=
Transfer from equity791/2€26k€93k▲
Transfer to equity691/2€102k€110k▲
To other reserves6921€102k€110k▲
Profit to be distributed694/7€126k€193k▲
Return on contributions (dividend)694€26k€93k▲
Directors or managers695€100k€100k=
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €210k ▲3.8%
Operating result €225k, net result €210k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €529k ▲9.2%
5 profitable years in a row build equity to €529k.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Autostrade 521840 LonderzeelGround area
549 m²
Building footprint
10 m²
Volume, LiDAR
2 m³
Parcel 23045D0240/00K000, Flanders · tallest building 1.4 m. Linked by address, not a title deed.
1 establishment unit
Jolima
since 19792.039.596.234
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045D0240/00K000 | Flanders | 549 m² | 1 · 10 m² | 1.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 338 companies in sector 46713 we hold annual accounts for 204. 154 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-1979
Fiscal year end31-12
Activities, NACEBEL
45194
46713Wholesale trade
47812Retail trade
50104
47639Retail sale of other sporting goods
47813Retail trade
47820Retail sale of motor vehicle parts and accessories
95319Other maintenance and repair of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.