JOLI
ActiveSummary
JOLI has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.01M and a net result of €77k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 92% of 4556 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 27.23 against 24.61 in 2024; short-term debt: 2.9% and cash: 22.9% of total assets), and 3.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.1%
Return on assets
7.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
22 d early
2023
7 d late
2022
17 d early
2021
2 d early
2020
4 d early
2019
45 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€77k▲ 4.7%
2024 · €73k
2018: €4klowest in 8 years
2019: €51k▲ +1208% vs 2018
2020: €58k▲ +12.4% vs 2019
2021: €60k▲ +4.7% vs 2020
2022: €70k▲ +15.9% vs 2021
2023: €79k▲ +13.8% vs 2022highest in 8 years
2024: €73k▼ -7.4% vs 2023
2025: €77k▲ +4.7% vs 2024
2018 → 2025
Working capital
€799k▲ 7.1%
2024 · €746k
2018: €392klowest in 8 years
2019: €453k▲ +15.5% vs 2018
2020: €515k▲ +13.8% vs 2019
2021: €580k▲ +12.5% vs 2020
2022: €640k▲ +10.5% vs 2021
2023: €696k▲ +8.7% vs 2022
2024: €746k▲ +7.2% vs 2023
2025: €799k▲ +7.1% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€799k-€854k▲ 6.8%€908k▲ 6.4%€957k▲ 5.3%€1.01M▲ 5.4%
2021: €799klowest in 5 years
2022: €854k▲ +6.8% vs 2021
2023: €908k▲ +6.4% vs 2022
2024: €957k▲ +5.3% vs 2023
2025: €1.01M▲ +5.4% vs 2024highest in 5 years
Operating result€79k-€82k▲ 3.4%€88k▲ 7.6%€79k▼ 10.5%€86k▲ 8.6%
2021: €79k
2022: €82k▲ +3.4% vs 2021
2023: €88k▲ +7.6% vs 2022highest in 5 years
2024: €79k▼ -10.5% vs 2023lowest in 5 years
2025: €86k▲ +8.6% vs 2024
Net result€60k-€70k▲ 15.9%€79k▲ 13.8%€73k▼ 7.4%€77k▲ 4.7%
2021: €60klowest in 5 years
2022: €70k▲ +15.9% vs 2021
2023: €79k▲ +13.8% vs 2022highest in 5 years
2024: €73k▼ -7.4% vs 2023
2025: €77k▲ +4.7% vs 2024
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€221k ▼ 0.5%
Current assets
€829k ▲ 6.7%
Equity and liabilities €1.05M
Equity
€1.01M ▲ 5.4%
Debt
€41k ▼ 2.2%
Debt's share of the balance-sheet total falls from 4.2% to 3.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€87k▲
2024 · €80k
Cash flow
€78k▲
2024 · €75k
Current ratio
27.23▲
2024 · 24.61
Debt to equity
0.04▼
2024 · 0.04
ROE
7.6%▼
2024 · 7.7%
ROA
7.3%▼
2024 · 7.4%
Interest coverage
303.90▲
2024 · 91.59
Debt ≤ 1 year
€30k▼
2024 · €32k
Income taxes
€26k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€999k€1.05M▲
Fixed assets21/28€222k€221k▼
Tangible fixed assets22/27€222k€221k▼
Land and buildings22€222k€221k▼
Current assets29/58€777k€829k▲
Amounts receivable within one year40/41€684k€589k▼
Trade receivables40€0€22k▲
Other amounts receivable41€684k€567k▼
Cash at bank and in hand54/58€93k€240k▲
Deferred charges and accrued income490/1€470€473▲
Equity and liabilities
Total equity and liabilities10/49€999k€1.05M▲
Equity10/15€957k€1.01M▲
Contributions10/11€112k€112k=
Capital10€112k€112k=
Issued capital100€112k€112k=
Reserves13€346k€346k=
Non-distributable reserves130/1€11k€11k=
Legal reserve130€11k€11k=
Distributable reserves133€335k€335k=
Profit (loss) carried forward14€499k€550k▲
Amounts payable17/49€42k€41k▼
Amounts payable within one year42/48€32k€30k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€4k▼
Other amounts payable47/48€25k€25k=
Accrued charges and deferred income492/3€11k€11k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€5k€5k▲
Gross operating margin9900€85k€92k▲
Operating profit (loss)9901€79k€86k▲
Financial income75/76B€20k€17k▼
Recurring financial income75€20k€17k▼
Financial charges65/66B€873€285▼
Recurring financial charges65€873€285▼
Profit (loss) for the period before taxes9903€98k€103k▲
Income taxes67/77€25k€26k▲
Profit (loss) for the period9904€73k€77k▲
Profit (loss) for the period to be appropriated9905€73k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€524k€575k▲
Profit (loss) brought forward from the previous period14P€450k€499k▲
Transfer from equity791/2€0-
Profit to be distributed694/7€25k€25k=
Return on contributions (dividend)694€25k€25k=
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €5k | €1k | €1k | €1k | = |
| Other operating charges640/8 | €5k | €5k | €5k | €5k | €5k | ▲ 3.0% |
| Gross operating margin9900 | €89k | €91k | €94k | €85k | €92k | ▲ 8.1% |
| Operating profit (loss)9901 | €79k | €82k | €88k | €79k | €86k | ▲ 8.6% |
| Financial income75/76B | €6k | €12k | €19k | €20k | €17k | ▼ 13.0% |
| Recurring financial income75 | €6k | €12k | €19k | €20k | €17k | ▼ 13.0% |
| Financial charges65/66B | €564 | €512 | €988 | €873 | €285 | ▼ 67.3% |
| Recurring financial charges65 | €564 | €512 | €988 | €873 | €285 | ▼ 67.3% |
| Profit (loss) for the period before taxes9903 | €84k | €93k | €106k | €98k | €103k | ▲ 4.8% |
| Income taxes67/77 | €24k | €24k | €27k | €25k | €26k | ▲ 5.3% |
| Profit (loss) for the period9904 | €60k | €70k | €79k | €73k | €77k | ▲ 4.7% |
| Profit (loss) for the period to be appropriated9905 | €60k | €70k | €79k | €73k | €77k | ▲ 4.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €831k | €898k | €979k | €999k | €1.05M | ▲ 5.1% |
| Fixed assets21/28 | €229k | €224k | €223k | €222k | €221k | ▼ 0.5% |
| Tangible fixed assets22/27 | €229k | €224k | €223k | €222k | €221k | ▼ 0.5% |
| Land and buildings22 | €229k | €224k | €223k | €222k | €221k | ▼ 0.5% |
| Current assets29/58 | €602k | €674k | €756k | €777k | €829k | ▲ 6.7% |
| Amounts receivable within one year40/41 | €200k | €605k | €678k | €684k | €589k | ▼ 13.9% |
| Trade receivables40 | €0 | - | €10k | €0 | €22k | - |
| Other amounts receivable41 | €200k | €605k | €668k | €684k | €567k | ▼ 17.1% |
| Current investments50/53 | €375k | €0 | - | - | - | - |
| Cash at bank and in hand54/58 | €27k | €69k | €79k | €93k | €240k | ▲ 158% |
| Deferred charges and accrued income490/1 | - | - | - | €470 | €473 | ▲ 0.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €831k | €898k | €979k | €999k | €1.05M | ▲ 5.1% |
| Equity10/15 | €799k | €854k | €908k | €957k | €1.01M | ▲ 5.4% |
| Contributions10/11 | €112k | €112k | €112k | €112k | €112k | = |
| Capital10 | €112k | €112k | €112k | €112k | €112k | = |
| Issued capital100 | €112k | €112k | €112k | €112k | €112k | = |
| Reserves13 | €346k | €346k | €346k | €346k | €346k | = |
| Non-distributable reserves130/1 | €11k | €11k | €11k | €11k | €11k | = |
| Legal reserve130 | €11k | €11k | €11k | €11k | €11k | = |
| Distributable reserves133 | €335k | €335k | €335k | €335k | €335k | = |
| Profit (loss) carried forward14 | €341k | €396k | €450k | €499k | €550k | ▲ 10.4% |
| Amounts payable17/49 | €32k | €44k | €71k | €42k | €41k | ▼ 2.2% |
| Amounts payable within one year42/48 | €22k | €34k | €61k | €32k | €30k | ▼ 3.6% |
| Trade debts44 | €229 | €457 | €241 | €2k | €2k | ▲ 0.2% |
| Suppliers440/4 | €229 | €457 | €241 | €2k | €2k | ▲ 0.2% |
| Taxes, remuneration and social security45 | €4k | €6k | €8k | €5k | €4k | ▼ 22.3% |
| Taxes450/3 | €4k | €6k | €8k | €5k | €4k | ▼ 22.3% |
| Other amounts payable47/48 | €18k | €27k | €53k | €25k | €25k | = |
| Accrued charges and deferred income492/3 | €10k | €10k | €10k | €11k | €11k | ▲ 1.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €60k | €70k | €79k | €73k | €77k | ▲ 4.7% |
| + Depreciation and write-downs630 | €5k | €5k | €1k | €1k | €1k | = |
| Operating cash flow (approximation) | €65k | €75k | €80k | €75k | €78k | ▲ 4.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €42k | €9k | €15k | €147k | ▲ 910% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €1MEq €1.01M ▲5.4%
8 profitable years in a row build equity to €1.01M.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 7 days late
2023
31-12
Financial
Highest result since 2018net €79k ▲13.8%
Operating result €88k, net result €79k, both a record.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity doublescurrent ratio 27.16
Current ratio from 10.89 to 27.16; short-term debt falls from €52k to €22k.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 45 days late
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1995
Ground area
9,525 m²
Building footprint
3,231 m²
Volume, LiDAR
33,143 m³
Parcel 11012A0177/00N000, Flanders · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
Bisschoppenhoflaan 275, 2100 Antwerpen
since 19952.070.113.919
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11012A0177/00N000 | Flanders | 9,525 m² | 1 · 3,231 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,136 companies in sector 68201 we hold annual accounts for 6,765. 4,828 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded19-01-1995
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.