EDVERIM
ActiveSummary
EDVERIM has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €889k and a net result of €21k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 90% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity short (current ratio 0.56 against 20.97 in 2024; short-term debt: 9.7% and cash: 3.6% of total assets), and 9.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.3%
Return on assets
2.1%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
185 d early
2023
33 d early
2022
3 d early
2021
44 d early
2020
11 d late
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€889k▲ 2.4%
2024 · €868k
2018: €240k
2019: €221k▼ -7.9% vs 2018lowest in 8 years
2020: €834k▲ +278% vs 2019
2021: €838k▲ +0.5% vs 2020
2022: €848k▲ +1.2% vs 2021
2023: €858k▲ +1.2% vs 2022
2024: €868k▲ +1.3% vs 2023
2025: €889k▲ +2.4% vs 2024highest in 8 years
2018 → 2025
Total assets
€984k▲ 13.2%
2024 · €870k
2018: €1.24M
2019: €1.15M▼ -7.0% vs 2018
2020: €1.72M▲ +49.2% vs 2019highest in 8 years
2021: €1.69M▼ -2.0% vs 2020
2022: €1.65M▼ -2.3% vs 2021
2023: €860k▼ -47.8% vs 2022lowest in 8 years
2024: €870k▲ +1.1% vs 2023
2025: €984k▲ +13.2% vs 2024
2018 → 2025
Net result
€21k▲ 91.3%
2024 · €11k
2018: €-23klowest in 8 years
2019: €-19k▲ +15.8% vs 2018
2020: €-13k▲ +32.9% vs 2019
2021: €4k▲ +134% vs 2020
2022: €10k▲ +122% vs 2021
2023: €10k▲ +2.0% vs 2022
2024: €11k▲ +10.1% vs 2023
2025: €21k▲ +91.3% vs 2024highest in 8 years
2018 → 2025
Working capital
€-41k
2024 · €20k
2018: €339k
2019: €211k▼ -37.9% vs 2018
2020: €814k▲ +286% vs 2019highest in 8 years
2021: €798k▼ -1.9% vs 2020
2022: €766k▼ -3.9% vs 2021
2023: €38k▼ -95.0% vs 2022
2024: €20k▼ -48.0% vs 2023
2025: €-41k▼ -308% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€838k-€848k▲ 1.2%€858k▲ 1.2%€868k▲ 1.3%€889k▲ 2.4%
2021: €838klowest in 5 years
2022: €848k▲ +1.2% vs 2021
2023: €858k▲ +1.2% vs 2022
2024: €868k▲ +1.3% vs 2023
2025: €889k▲ +2.4% vs 2024highest in 5 years
Operating result€22k-€-3k€19k€11k▼ 43.0%€23k▲ 110%
2021: €22k
2022: €-3k▼ -115% vs 2021lowest in 5 years
2023: €19k▲ +682% vs 2022
2024: €11k▼ -43.0% vs 2023
2025: €23k▲ +110% vs 2024highest in 5 years
Net result€4k-€10k▲ 122%€10k▲ 2.0%€11k▲ 10.1%€21k▲ 91.3%
2021: €4klowest in 5 years
2022: €10k▲ +122% vs 2021
2023: €10k▲ +2.0% vs 2022
2024: €11k▲ +10.1% vs 2023
2025: €21k▲ +91.3% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 110% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €984k
Fixed assets
€931k ▲ 9.7%
Current assets
€54k ▲ 156%
Equity and liabilities €984k
Equity
€889k ▲ 2.4%
Debt
€95k ▲ 8,647%
Debt's share of the balance-sheet total rises from 0.1% to 9.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€87k▲
2024 · €56k
Cash flow
€84k▲
2024 · €56k
Current ratio
0.56▼
2024 · 20.97
Debt to equity
0.11▲
2024 · 0.00
ROE
2.3%▲
2024 · 1.2%
ROA
2.1%▲
2024 · 1.2%
Interest coverage
36.16▼
2024 · 373.13
Debt ≤ 1 year
€95k▲
2024 · €998
Staff costs
€15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€870k€984k▲
Fixed assets21/28€849k€931k▲
Tangible fixed assets22/27€849k€931k▲
Land and buildings22€849k€931k▲
Current assets29/58€21k€54k▲
Amounts receivable within one year40/41-€18k
Trade receivables40-€18k
Other amounts receivable41-€134
Cash at bank and in hand54/58€20k€35k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€870k€984k▲
Equity10/15€868k€889k▲
Contributions10/11€750k€750k=
Capital10€750k€750k=
Issued capital100€750k€750k=
Reserves13€118k€138k▲
Non-distributable reserves130/1€45k€65k▲
Legal reserve130€45k€65k▲
Tax-exempt reserves132€56k€56k=
Distributable reserves133€17k€17k=
Profit (loss) carried forward14-€722
Amounts payable17/49€1k€95k▲
Amounts payable within one year42/48€998€95k▲
Trade debts44€998€13k▲
Suppliers440/4€998€13k▲
Taxes, remuneration and social security45-€2k
Remuneration and social security454/9-€2k
Other amounts payable47/48-€80k
Accrued charges and deferred income492/3€88-
Income statement
Code20242025
Remuneration, social security and pensions62-€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€64k▲
Other operating charges640/8€5k€5k▼
Gross operating margin9900€61k€107k▲
Operating profit (loss)9901€11k€23k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€150€2k▲
Recurring financial charges65€150€2k▲
Profit (loss) for the period before taxes9903€11k€21k▲
Profit (loss) for the period9904€11k€21k▲
Profit (loss) for the period to be appropriated9905€11k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€21k▲
Transfer to equity691/2€11k€20k▲
To the legal reserve6920€10k€20k▲
To other reserves6921€835-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €15k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €38k | €40k | €40k | €45k | €64k | ▲ 41.6% |
| Other operating charges640/8 | €4k | €4k | €5k | €5k | €5k | ▼ 2.9% |
| Gross operating margin9900 | €65k | €41k | €64k | €61k | €107k | ▲ 74.4% |
| Operating profit (loss)9901 | €22k | €-3k | €19k | €11k | €23k | ▲ 110% |
| Financial income75/76B | - | €30k | €1k | - | €0 | - |
| Recurring financial income75 | - | €30k | €1k | - | €0 | - |
| Financial charges65/66B | €18k | €17k | €11k | €150 | €2k | ▲ 1,500% |
| Recurring financial charges65 | €18k | €17k | €11k | €150 | €2k | ▲ 1,500% |
| Profit (loss) for the period before taxes9903 | €4k | €10k | €10k | €11k | €21k | ▲ 91.3% |
| Profit (loss) for the period9904 | €4k | €10k | €10k | €11k | €21k | ▲ 91.3% |
| Profit (loss) for the period to be appropriated9905 | €4k | €10k | €10k | €11k | €21k | ▲ 91.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.69M | €1.65M | €860k | €870k | €984k | ▲ 13.2% |
| Fixed assets21/28 | €839k | €835k | €819k | €849k | €931k | ▲ 9.7% |
| Tangible fixed assets22/27 | €839k | €835k | €819k | €849k | €931k | ▲ 9.7% |
| Land and buildings22 | €839k | €835k | €819k | €849k | €931k | ▲ 9.7% |
| Current assets29/58 | €847k | €812k | €40k | €21k | €54k | ▲ 156% |
| Amounts receivable within one year40/41 | - | - | - | - | €18k | - |
| Trade receivables40 | - | - | - | - | €18k | - |
| Other amounts receivable41 | - | - | - | - | €134 | - |
| Cash at bank and in hand54/58 | €846k | €811k | €38k | €20k | €35k | ▲ 79.3% |
| Deferred charges and accrued income490/1 | €956 | €1k | €3k | €1k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.69M | €1.65M | €860k | €870k | €984k | ▲ 13.2% |
| Equity10/15 | €838k | €848k | €858k | €868k | €889k | ▲ 2.4% |
| Contributions10/11 | €750k | €750k | €750k | €750k | €750k | = |
| Capital10 | €750k | €750k | €750k | €750k | €750k | = |
| Issued capital100 | €750k | €750k | €750k | €750k | €750k | = |
| Reserves13 | €88k | €98k | €108k | €118k | €138k | ▲ 16.9% |
| Non-distributable reserves130/1 | €17k | €26k | €35k | €45k | €65k | ▲ 44.4% |
| Legal reserve130 | €17k | €26k | €35k | €45k | €65k | ▲ 44.4% |
| Tax-exempt reserves132 | €56k | €56k | €56k | €56k | €56k | = |
| Distributable reserves133 | €15k | €16k | €16k | €17k | €17k | = |
| Profit (loss) carried forward14 | - | - | - | - | €722 | - |
| Amounts payable17/49 | €848k | €799k | €2k | €1k | €95k | ▲ 8,647% |
| Amounts payable after more than one year17 | €798k | €753k | - | - | - | - |
| Financial debts170/4 | €798k | €753k | - | - | - | - |
| Amounts payable within one year42/48 | €50k | €46k | €2k | €998 | €95k | ▲ 9,415% |
| Current portion of amounts payable after more than one year42 | €44k | €45k | - | - | - | - |
| Trade debts44 | €5k | - | €2k | €998 | €13k | ▲ 1,232% |
| Suppliers440/4 | €5k | - | €2k | €998 | €13k | ▲ 1,232% |
| Taxes, remuneration and social security45 | - | - | - | - | €2k | - |
| Remuneration and social security454/9 | - | - | - | - | €2k | - |
| Other amounts payable47/48 | €218 | €1k | €218 | - | €80k | - |
| Accrued charges and deferred income492/3 | €76 | €85 | €85 | €88 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €10k | €10k | €11k | €21k | ▲ 91.3% |
| + Depreciation and write-downs630 | €38k | €40k | €40k | €45k | €64k | ▲ 41.6% |
| Operating cash flow (approximation) | €43k | €50k | €49k | €56k | €84k | ▲ 51.2% |
| Investment in fixed assets (approximation) | - | €-36k | €-24k | €-74k | €-146k | ▼ 96.3% |
| Change in cash | - | €-35k | €-774k | €-18k | €16k | ▲ 187% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Highest result since 2018net €21k ▲91.3%
Operating result €23k, net result €21k, both a record.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 11 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 19.71
Current ratio from 5.55 to 19.71; short-term debt falls from €46k to €43k.
31-12
Financial
Equity above €500kEq €834k ▲278%
Equity rises from €221k to €834k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 1990
Ground area
1,207 m²
Building footprint
245 m²
Volume, LiDAR
2,490 m³
Parcel 12035E0132/00C000, Flanders · tallest building 28.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kuikenstraat 21-23, 2860 Sint-Katelijne-Waver
since 19902.049.499.538
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12035E0132/00C000 | Flanders | 1,207 m² | 1 · 245 m² | 28.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LAMBRECHTSHOEKEN
BE 0441.569.239
Kontich · Eq €889,936
STUDENT ESTATE
BE 0459.114.757
Antwerpen · Eq €890,703
SG Wonen
BE 1016.697.283
Destelbergen · Eq €891,034
Of 9,136 companies in sector 68201 we hold annual accounts for 6,765. 4,893 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded15-05-1990
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.