Jolec
ActiveSummary
Jolec has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €11k. Its solvency ranks better than 22% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability88
Solvency47
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.41; short-term debt: 25.4% and cash: 6.8% of total assets), and 78.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.8%
Return on assets
15.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
32 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€16k
Total assets
€74k
Net result
€11k
Working capital
€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €74k
Fixed assets
€48k
Current assets
€27k
Equity and liabilities €74k
Equity
€16k
Debt
€58k
Debt finances 78.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€29k
Cash flow
€24k
Current ratio
1.41
Debt to equity
3.58
ROE
69.2%
ROA
15.1%
Interest coverage
15.85
Debt ≤ 1 year
€19k
Debt > 1 year
€39k
Income taxes
€3k
Filed annual accounts As filed with the NBB · 2025 · 41 lines
Balance sheet
Code2025
Assets
Total assets20/58€74k
Fixed assets21/28€48k
Tangible fixed assets22/27€48k
Plant, machinery and equipment23€4k
Furniture and vehicles24€44k
Current assets29/58€27k
Amounts receivable within one year40/41€19k
Trade receivables40€19k
Cash at bank and in hand54/58€5k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€74k
Equity10/15€16k
Contributions10/11€5k
Reserves13€11k
Distributable reserves133€11k
Amounts payable17/49€58k
Amounts payable after more than one year17€39k
Financial debts170/4€39k
Amounts payable within one year42/48€19k
Current portion of amounts payable after more than one year42€13k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Accrued charges and deferred income492/3€251
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k
Other operating charges640/8€233
Non-recurring operating charges66A€4k
Gross operating margin9900€32k
Operating profit (loss)9901€16k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€14k
Income taxes67/77€3k
Profit (loss) for the period9904€11k
Profit (loss) for the period to be appropriated9905€11k
Appropriation of the result
Profit (loss) to be appropriated9906€11k
Transfer to equity691/2€11k
To other reserves6921€11k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k |
| Other operating charges640/8 | €233 |
| Non-recurring operating charges66A | €4k |
| Gross operating margin9900 | €32k |
| Operating profit (loss)9901 | €16k |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €2k |
| Recurring financial charges65 | €2k |
| Profit (loss) for the period before taxes9903 | €14k |
| Income taxes67/77 | €3k |
| Profit (loss) for the period9904 | €11k |
| Profit (loss) for the period to be appropriated9905 | €11k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €74k | |
| Fixed assets21/28 | €48k | |
| Tangible fixed assets22/27 | €48k | |
| Plant, machinery and equipment23 | €4k | |
| Furniture and vehicles24 | €44k | |
| Current assets29/58 | €27k | |
| Amounts receivable within one year40/41 | €19k | |
| Trade receivables40 | €19k | |
| Cash at bank and in hand54/58 | €5k | |
| Deferred charges and accrued income490/1 | €3k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €74k | |
| Equity10/15 | €16k | |
| Contributions10/11 | €5k | |
| Reserves13 | €11k | |
| Distributable reserves133 | €11k | |
| Amounts payable17/49 | €58k | |
| Amounts payable after more than one year17 | €39k | |
| Financial debts170/4 | €39k | |
| Amounts payable within one year42/48 | €19k | |
| Current portion of amounts payable after more than one year42 | €13k | |
| Trade debts44 | €1k | |
| Suppliers440/4 | €1k | |
| Taxes, remuneration and social security45 | €5k | |
| Taxes450/3 | €5k | |
| Accrued charges and deferred income492/3 | €251 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €11k |
| + Depreciation and write-downs630 | €12k |
| Operating cash flow (approximation) | €24k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2024
Ground area
655 m²
Building footprint
109 m²
Volume, LiDAR
638 m³
Parcel 71024C0119/00K000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jolec
since 20242.366.440.209
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71024C0119/00K000 | Flanders | 655 m² | 1 · 109 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 12,075 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.