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ExpertAL

Active
Private limited companyfounded 20241 yr activeAlsembergsesteenweg 1183, 1180 Ukkel, BelgiumKBO/BCE: BE 1017.658.870
Summary

ExpertAL has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €19,422 and a net result of €16,422. Its solvency ranks better than 42% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
Axes
Profitability100
Solvency80
Growth-
Track record67
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.2; short-term debt: 45.5% and cash: 8.4% of total assets), and 45.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
54.5%
Return on assets
46.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-07-2025, 9 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 9 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ExpertAL was incorporated on 19 December 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€19,422
Total assets
€35,618
Net result
€16,422
Working capital
€19,422

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €35,618
Equity €19,422
Debt €16,196
Debt finances 45.5% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
2.20
Debt to equity
0.83
ROE
84.6%
ROA
46.1%
Debt ≤ 1 year
€16,196
Income taxes
€4,399

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 24 lines
Balance sheet Code2024
Assets
Total assets20/58€35,618
Current assets29/58€35,618
Amounts receivable within one year40/41€32,618
Trade receivables40€32,618
Cash at bank and in hand54/58€3,000
Equity and liabilities
Total equity and liabilities10/49€35,618
Equity10/15€19,422
Contributions10/11€3,000
Profit (loss) carried forward14€16,422
Amounts payable17/49€16,196
Amounts payable within one year42/48€16,196
Trade debts44€6,901
Suppliers440/4€6,901
Taxes, remuneration and social security45€9,295
Taxes450/3€9,295
Income statement Code2024
Gross operating margin9900€21,236
Operating profit (loss)9901€21,236
Financial charges65/66B€415
Recurring financial charges65€415
Profit (loss) for the period before taxes9903€20,821
Income taxes67/77€4,399
Profit (loss) for the period9904€16,422
Profit (loss) for the period to be appropriated9905€16,422
Appropriation of the result
Profit (loss) to be appropriated9906€16,422

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Gross operating margin9900€21,236
Operating profit (loss)9901€21,236
Financial charges65/66B€415
Recurring financial charges65€415
Profit (loss) for the period before taxes9903€20,821
Income taxes67/77€4,399
Profit (loss) for the period9904€16,422
Profit (loss) for the period to be appropriated9905€16,422
Line2024
Assets
Total assets20/58€35,618
Current assets29/58€35,618
Amounts receivable within one year40/41€32,618
Trade receivables40€32,618
Cash at bank and in hand54/58€3,000
Equity and liabilities
Total equity and liabilities10/49€35,618
Equity10/15€19,422
Contributions10/11€3,000
Profit (loss) carried forward14€16,422
Amounts payable17/49€16,196
Amounts payable within one year42/48€16,196
Trade debts44€6,901
Suppliers440/4€6,901
Taxes, remuneration and social security45€9,295
Taxes450/3€9,295
Line2024
Profit (loss) for the period9904€16,422
Operating cash flow (approximation)€16,422

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
22-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
104 m²
Building footprint
66 m²
Volume, LiDAR
646 m³
Parcel 21616G0407/00P002, Brussels · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
ExpertAL
Alsembergsesteenweg 1183, 1180 UkkelIT consultancy
since 20242.367.585.304
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21616G0407/00P002 Brussels 104 m² 1 · 66 m² 12.8 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

254900LI0RNHLZDHJ229
live in the LEI register

Similar companies · same sector, comparable size

Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 12,904 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63920Other information service activities
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017658870
Also 9925:BE1017658870
Registered 05-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.