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Lunew Financial Services

Active
Private limited companyfounded 2019active for 7 yearsRue Elveau 33, 5140 Sombreffe, BelgiumKBO/BCE: BE 0730.982.496
Summary

Lunew Financial Services has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,099 and a net result of €83,831. Equity has been shrinking by about 44% per year since 2020. Its solvency ranks better than 15% of 39,275 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 24-07-2019 Normal situation
Activity
Business and other management consultancy NACE 70200and 1 other
Establishment unit
2.291.548.784 5140 Sombreffe, since 24-07-2019
Financial year end
31 December
Peppol
Reachable since 06-01-2026

Board and ownership

Board
  • Lunew Jean-FrançoisDirector · since 23-07-2019

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€111,526
▲ 12.6%
Turnover
≈ €190,000
estimated
Profit
€83,831
▲ 13.3%
Equity
€9,099
▼ 19.2%
Total assets
€121,584
▲ 20.0%
Score breakdownraises riskEquity €9,099 (7.5% of total assets)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €121,584Liquidity: current ratio 1.00, cash €64,341Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 39% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 32-4
equity 7.5% of total assets
Liquidity 50-1
short-term debt 92.5% · cash 52.9%
Profitability 100=
return on assets 68.9%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,536 companies, NACE 70, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.0 (1.01 in 2024), below the usual 1.5. Short-term debt is 92.5% and cash 52.9% of total assets. 92.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 15% of them on solvency, 33% on liquidity, 84% on profitability and 23% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €121,584
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.00, cash €64,341
NBB · annual accounts
raises risk · Equity €9,099 (7.5% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 39275 sector peers (2025).
NBB · sector comparison
Position among 39275 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
23 days early
2024
1 day early
2023
13 days early
2022
12 days early
2021
31 days early
2020
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 14 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 85% of companies in head offices and management consultancysector median 55.5% · 39,275 companies 7.5% View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €83,831 6 years View

Recent changes

  1. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as Lunew Financial Services: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €115,000 and €132,000, founded between 2019 and 2020.

CompanyTotal assetsGross margin
Lunew Financial Services Sombreffe€121,584€111,526
LRX CONSULT Fosses-la-Ville€124,918€114,235
GRETIM INVEST Namur€132,084€125,859
Antoine de Ryckel Ohey€126,898€137,832
FIDATO FS Mortsel€120,377€108,925
Arnaud Chantraine Grez-Doiceau€115,187€114,059
INARIS Beveren-Kruibeke-Zwijndrecht€120,282€106,142
Full comparison

Key facts about Lunew Financial Services

What is the company number of Lunew Financial Services?
The company number of Lunew Financial Services is 0730.982.496. The VAT number is the same number with BE in front: BE 0730.982.496.
Where is Lunew Financial Services based?
The registered office is at Rue Elveau 33, 5140 Sombreffe.Company details
What does Lunew Financial Services do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of Lunew Financial Services?
The legal form of Lunew Financial Services is Private limited company (BV).
When was Lunew Financial Services founded?
Lunew Financial Services was founded on 24-07-2019.
Is Lunew Financial Services still active?
Yes, Lunew Financial Services is an active enterprise in the KBO register.
What is the turnover of Lunew Financial Services?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €111,526 and 110 comparable companies (NACE 70200). It probably lies between €160,000 and €220,000.Financials
Is Lunew Financial Services profitable?
In financial year 2025, Lunew Financial Services made a profit of €83,831.
Where can I find the annual accounts of Lunew Financial Services?
Lunew Financial Services filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Lunew Financial Services due?
Lunew Financial Services must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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