Skip to content

JOJIMMO

Active
Limited partnershipfounded 201213 yrs activeRue Trieu l'Abbé(Gou) 54, 5651 Walcourt, BelgiumKBO/BCE: BE 0508.938.214
Summary

JOJIMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For JOJIMMO, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €168 and a net result of -€1,192. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 2376 sector peers (fiscal year 2022). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: At least two filing cycles are missing
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
31-12-2023 close31-07-2024 deadline27-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 28-08-2023, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
28 d late
2021
21 d late
2020
18 d late
2019
17 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 December 2012, JOJIMMO was incorporated.1 Total assets went from EUR 255,024 in 2018 to EUR 252,117 in 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2022

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2022, full schema

Equity
€168▼ 87.6%
2021 · €1,361
Net result
-€1,192▼ 2,221%
2021 · -€51
Total assets
€252,117▲ 0.1%
2021 · €251,834
Solvency
0.1%▼ 0.5pp
2021 · 0.5%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20182019202020212022
Turnover€1,452-€2,400▲ 65.3%€2,400=€1,500▼ 37.5%€2,400▲ 60.0%
Operating result€585-€1,531▲ 162%€1,980▲ 29.3%€90▼ 95.5%-€1,040
Net result€422-€1,391▲ 229%€1,840within the sector's middle half▲ 32.3%-€51below the sector's middle half-€1,192below the sector's middle half▼ 2,221%
Equity-€1,819--€428▲ 76.5%€1,412below the sector's middle half€1,361below the sector's middle half▼ 3.6%€168below the sector's middle half▼ 87.6%
Total assets€255,024-€256,248▲ 0.5%€252,009below the sector's middle half▼ 1.7%€251,834below the sector's middle half▼ 0.1%€252,117below the sector's middle half▲ 0.1%
Debt€256,843-€256,676▼ 0.1%€250,596▼ 2.4%€250,473=€251,949▲ 0.6%
Working capital-€252,180--€250,339▲ 0.7%-€248,499▲ 0.7%-€248,551=
Solvency-0.7%--0.2%▲ 0.5pp0.6%below the sector's middle half▲ 0.7pp0.5%below the sector's middle half=0.1%below the sector's middle half▼ 0.5pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€2,000-€1,000€0€1,000€2,000Operating result 2018: €585€585Net result 2018: €422€422Operating result 2019: €1,531€1,531Net result 2019: €1,391€1,391Operating result 2020: €1,980€1,980Net result 2020: €1,840€1,840Operating result 2021: €90€90Net result 2021: -€51-€51Operating result 2022: -€1,040-€1,040Net result 2022: -€1,192-€1,19220182019202020212022-€2,000-€1,000€0€1,000€2,000Operating result 2020: €1,980€1,980Net result 2020: €1,840€1,840Operating result 2021: €90€90Net result 2021: -€51-€51Operating result 2022: -€1,040-€1,040Net result 2022: -€1,192-€1,190202020212022
The operating result turns negative in 2022: a loss of €1,040 after €90 in 2021, the lowest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Equity and liabilities €252,117
Equity €168 ▼ 87.6%
Debt €251,949 ▲ 0.6%
Debt's share of the balance-sheet total rises from 99.5% to 99.9%. Equity is lower and debt is higher.
Key figures and ratios
2022 value · change against 2021
ROA
-0.5%▼
2021 · 0.0%
Debt ≤ 1 year
€251,949▲
2021 · €250,473
Equity ratios withheld: equity of €168 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2022 against 2021 · 37 lines
Balance sheet Code20212022
Assets
Total assets20/58€251,834€252,117▲
Fixed assets21/28€249,911€252,117▲
Tangible fixed assets22/27€249,911€252,117▲
Furniture and vehicles24-€2,206
Other tangible fixed assets26€249,911€249,911=
Current assets29/58€1,922-
Amounts receivable within one year40/41€1,917-
Trade receivables40€1,500-
Other amounts receivable41€417-
Cash at bank and in hand54/58€5-
Equity and liabilities
Total equity and liabilities10/49€251,834€252,117▲
Equity10/15€1,361€168▼
Contributions10/11€4,550€4,550=
Capital10€4,550€4,550=
Issued capital100€4,550€4,550=
Profit (loss) carried forward14-€3,189-€4,382▼
Amounts payable17/49€250,473€251,949▲
Amounts payable within one year42/48€250,473€251,949▲
Financial debts43€134€43▼
Credit institutions430/8€134€43▼
Other amounts payable47/48€250,338€251,906▲
Income statement Code20212022
Turnover70€1,500€2,400▲
Goods, raw materials, services and sundry goods60/61€1,063€2,541▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€552
Other operating charges640/8€348€348=
Gross operating margin9900€437-€141▼
Operating profit (loss)9901€90-€1,040▼
Financial income75/76B-€1
Recurring financial income75-€1
Non-recurring financial income76B-€1
Financial charges65/66B€141€154▲
Recurring financial charges65€141€154▲
Profit (loss) for the period before taxes9903-€51-€1,192▼
Profit (loss) for the period9904-€51-€1,192▼
Profit (loss) for the period to be appropriated9905-€51-€1,192▼
Appropriation of the result
Profit (loss) to be appropriated9906-€3,189-€4,382▼
Profit (loss) brought forward from the previous period14P-€3,138-€3,189▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022Change
Turnover70€1,452€2,400€2,400€1,500€2,400▲ 60.0%
Goods, raw materials, services and sundry goods60/61---€1,063€2,541▲ 139%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€450€450--€552-
Other operating charges640/8---€348€348=
Gross operating margin9900€1,382€2,328€2,328€437-€141▼ 132%
Operating profit (loss)9901€585€1,531€1,980€90-€1,040▼ 1,262%
Financial income75/76B----€1-
Recurring financial income75----€1-
Non-recurring financial income76B----€1-
Financial charges65/66B---€141€154▲ 9.1%
Recurring financial charges65€162€140€140€141€154▲ 9.1%
Profit (loss) for the period before taxes9903€422€1,391€1,840-€51-€1,192▼ 2,221%
Profit (loss) for the period9904€422€1,391€1,840-€51-€1,192▼ 2,221%
Profit (loss) for the period to be appropriated9905€422€1,391€1,840-€51-€1,192▼ 2,221%
Line20182019202020212022Change
Assets
Total assets20/58€255,024€256,248€252,009€251,834€252,117▲ 0.1%
Fixed assets21/28€250,361€249,911€249,911€249,911€252,117▲ 0.9%
Tangible fixed assets22/27€250,361€249,911€249,911€249,911€252,117▲ 0.9%
Furniture and vehicles24----€2,206-
Other tangible fixed assets26---€249,911€249,911=
Current assets29/58€4,663€6,337€2,097€1,922--
Amounts receivable within one year40/41€4,615€6,337€2,080€1,917--
Trade receivables40---€1,500--
Other amounts receivable41---€417--
Cash at bank and in hand54/58€47-€17€5--
Equity and liabilities
Total equity and liabilities10/49€255,024€256,248€252,009€251,834€252,117▲ 0.1%
Equity10/15-€1,819-€428€1,412€1,361€168▼ 87.6%
Contributions10/11€4,550€4,550€4,550€4,550€4,550=
Capital10---€4,550€4,550=
Issued capital100---€4,550€4,550=
Profit (loss) carried forward14-€6,369-€4,978-€3,138-€3,189-€4,382▼ 37.4%
Amounts payable17/49€256,843€256,676€250,596€250,473€251,949▲ 0.6%
Amounts payable within one year42/48€256,843€256,676€250,596€250,473€251,949▲ 0.6%
Financial debts43---€134€43▼ 68.1%
Credit institutions430/8---€134€43▼ 68.1%
Other amounts payable47/48---€250,338€251,906▲ 0.6%
Line20182019202020212022Change
Profit (loss) for the period9904€422€1,391€1,840-€51-€1,192▼ 2,221%
+ Depreciation and write-downs630€450€450--€552-
Operating cash flow (approximation)€872€1,841€1,840-€51-€641▼ 1,148%
Investment in fixed assets (approximation)-€0€0€0-€2,758-
Change in cash----€12--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2023
28-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
31-12
Financial Weakest financial yearnet -€1,192
Net result drops to -€1,192, the lowest in the series.
21-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 21 days late
2021
18-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 18 days late
2020
31-12
Financial Highest result since 2018net €1,840 ▲32.3%
Operating result €1,980, net result €1,840, both a record.
17-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 17 days late
2019
23-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
24-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2016
30-06
NBB filing Annual accounts filed
fiscal year 2015 · full schema
2015
29-06
NBB filing Annual accounts filed
fiscal year 2014 · full schema
2014
24-09
NBB filing Annual accounts filed
fiscal year 2013 · full schema · 55 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
830 m²
Building footprint
228 m²
Parcel 93030C0567/00T000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Trieu l'Abbé(Gou) 54, 5651 Walcourt
Holdings
since 20132.218.366.541
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93030C0567/00T000 Wallonia 830 m² 1 · 228 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

No owner stated in the accounts, acts or LEI register we read.

Holdings 1

According to the 2022 annual accounts of JOJIMMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 192 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formLimited partnership
Founded21-12-2012
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.