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Complete company report
Generated 19-07-2026
Active BE 0456.566.330Public limited company

JOIS

Ambachtsstraat 5 ·9700 Oudenaarde, Belgium· 30 yrs active
Sector: Financial services (64210)
Conclusion Checked

JOIS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 30 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1995, 30 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 12-07-2025 2025-00272493
31-12-2023 verkort 13-09-2024 2024-00461044
31-12-2022 verkort 30-09-2023 2023-00469441
31-12-2021 verkort 31-08-2022 2022-20406388
31-12-2020 verkort 13-07-2021 2021-34600103
31-12-2019 micro 21-09-2020 2020-54300032
31-12-2018 micro 07-10-2019 2019-68700364
31-12-2017 micro 16-07-2018 2018-33700228
31-12-2016 micro 31-08-2017 2017-56400459
31-12-2015 verkort 31-08-2016 2016-53500115
Legal Structure
NACE primary Financial services(64210)
Legal form Public limited company(014)
Incorporation23-11-1995
StatusActive
Postal code9700
Establishment units 1 location
Ambachtsstraat 5, 9700 Oudenaarde
Overige financiële instellingen, n.e.g.
since 19962.075.691.419
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45502A0524/00C000 Flanders 3,105 m² 1 · 1,563 m² 7.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
12-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
13-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
30-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
27-03-2023
State Gazette act Director changes
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
13-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
21-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
07-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
16-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
31-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
27-03-2023 3 reappointed Director changes
  • John Mortier, Bestuurder
  • Van Cauwenberghe Isabelle, Bestuurder
  • John Mortier, Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "John Mortier",
        "address": "Wolvenberg 11/B000, 9700 Oudenaarde",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2018-06-19",
      "evidence_quote": "de herbenoeming als bestuurder van de heer John Mortier, wonende te Wolvenberg 11/B000, 9700 Oudenaarde voor een periode van 6 jaar en aldus eindigerd na de jaarvergadering van 2024",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Van Cauwenberghe Isabelle",
        "address": "Wolvenberg 11/B000, 9700 Oudenaarde",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2018-06-19",
      "evidence_quote": "de herbenoeming als bestuurder van mevrouw Van Cauwenberghe Isabelle, wonende te Wolvenberg 11/B000, 9700 Oudenaarde voor een periode van 6 jaar en aldus eindigend na de jaarvergadering van 2024",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "John Mortier",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2018-06-19",
      "evidence_quote": "de herbenoeming als gedelegeerd bestuurder van de heer John Mortier, voornoemd.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2023-02-22",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "jaarvergadering",
      "date": "2018-06-19",
      "unanimous": null
    },
    {
      "body": "raad_van_bestuur",
      "date": "2018-06-16",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0456.566.330",
    "name_full": "JOIS",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Amnexes du Moniteur belge"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL JOIS
Registered office
Ambachtsstraat 5
9700 Oudenaarde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative