JOINTMEDIA
ActiveSummary
JOINTMEDIA has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €311,837 and a net result of -€8,337. Equity is shrinking by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 79% of 2737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability16▲+10
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24,000 at 30 days acceptable
Liquidity ample (current ratio 5.8 against 5.73 in 2024; short-term debt: 17% and cash: 33.2% of total assets), and 21.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€8,337
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
18 d late
2023
8 d early
2022
5 d early
2021
3 d late
2020
2 d early
2019
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
In the rankings
#2 oldest company in Tielt, Telecoms and IT sector#9 company by equity in Tielt, Telecoms and IT sector
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€311,837▼ 2.6%
2024 · €320,174
Total assets
€397,676▲ 1.2%
2024 · €392,977
Net result
-€8,337▲ 79.9%
2024 · -€41,429
Working capital
€324,681▲ 3.0%
2024 · €315,365
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€20,037-€63,453▼ 217%-€90,422▼ 42.5%-€39,627▲ 56.2%-€6,803▲ 82.8%
Net result-€22,950below the sector's middle half▲ 19.0%-€65,863below the sector's middle half▼ 187%-€91,913below the sector's middle half▼ 39.6%-€41,429below the sector's middle half▲ 54.9%-€8,337below the sector's middle half▲ 79.9%
Equity€519,379above the sector's middle half▼ 4.2%€453,516above the sector's middle half▼ 12.7%€361,602above the sector's middle half▼ 20.3%€320,174above the sector's middle half▼ 11.5%€311,837within the sector's middle half▼ 2.6%
Total assets€606,165above the sector's middle half▼ 4.0%€544,371above the sector's middle half▼ 10.2%€430,887above the sector's middle half▼ 20.8%€392,977above the sector's middle half▼ 8.8%€397,676within the sector's middle half▲ 1.2%
Debt€86,786▼ 2.9%€90,855▲ 4.7%€69,285▼ 23.7%€72,803▲ 5.1%€85,839▲ 17.9%
Working capital€465,998above the sector's middle half▼ 2.0%€414,160above the sector's middle half▼ 11.1%€335,520above the sector's middle half▼ 19.0%€315,365above the sector's middle half▼ 6.0%€324,681within the sector's middle half▲ 3.0%
Solvency85.7%above the sector's middle half▼ 0.2pp83.3%above the sector's middle half▼ 2.4pp83.9%above the sector's middle half▲ 0.6pp81.5%above the sector's middle half▼ 2.4pp78.4%above the sector's middle half▼ 3.1pp
Current ratio6.40above the sector's middle half▲ 0.085.56above the sector's middle half▼ 0.845.84above the sector's middle half▲ 0.285.73above the sector's middle half▼ 0.125.80above the sector's middle half▲ 0.07
Return on assets (ROA)-3.8%below the sector's middle half▲ 0.7pp-12.1%below the sector's middle half▼ 8.3pp-21.3%below the sector's middle half▼ 9.2pp-10.5%below the sector's middle half▲ 10.8pp-2.1%below the sector's middle half▲ 8.4pp
Staff (FTE)3=3=2.1▼ 30.0%1.8▼ 14.3%1.8within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6,803 in 2025 against €39,627 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €397,676
Fixed assets
€5,329 ▼ 51.1%
Current assets
€392,347 ▲ 2.7%
Equity and liabilities €397,676
Equity
€311,837 ▼ 2.6%
Debt
€85,839 ▲ 17.9%
Debt's share of the balance-sheet total rises from 18.5% to 21.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€672▲
2024 · -€22,590
Cash flow
-€2,205▲
2024 · -€24,391
Debt to equity
0.28▲
2024 · 0.23
ROE
-2.7%▲
2024 · -12.9%
Interest coverage
-0.43▲
2024 · -12.01
Debt ≤ 1 year
€67,666▲
2024 · €66,725
Staff costs
€124,777▼
2024 · €181,742
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €0 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €163,400 | €129,231 | €181,742 | €124,777 | ▼ 31.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,831 | €15,531 | €14,791 | €17,038 | €6,131 | ▼ 64.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €11,150 | €0 | €4,158 | - |
| Other operating charges640/8 | - | €2,044 | €460 | €11,490 | €15,971 | ▲ 39.0% |
| Non-recurring operating charges66A | - | - | - | - | €9,600 | - |
| Gross operating margin9900 | €155,317 | €117,522 | €65,209 | €170,643 | €153,834 | ▼ 9.9% |
| Operating profit (loss)9901 | -€20,037 | -€63,453 | -€90,422 | -€39,627 | -€6,803 | ▲ 82.8% |
| Financial income75/76B | - | €120 | €8 | €80 | €32 | ▼ 59.4% |
| Recurring financial income75 | €0 | €120 | €8 | €80 | €32 | ▼ 59.4% |
| Financial charges65/66B | - | €2,234 | €1,186 | €1,881 | €1,566 | ▼ 16.8% |
| Recurring financial charges65 | €2,622 | €2,234 | €1,186 | €1,881 | €1,566 | ▼ 16.8% |
| Profit (loss) for the period before taxes9903 | -€22,659 | -€65,567 | -€91,600 | -€41,429 | -€8,337 | ▲ 79.9% |
| Income taxes67/77 | €291 | €296 | €314 | €0 | - | - |
| Profit (loss) for the period9904 | -€22,950 | -€65,863 | -€91,913 | -€41,429 | -€8,337 | ▲ 79.9% |
| Profit (loss) for the period to be appropriated9905 | -€22,950 | -€65,863 | -€91,913 | -€41,429 | -€8,337 | ▲ 79.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €606,165 | €544,371 | €430,887 | €392,977 | €397,676 | ▲ 1.2% |
| Fixed assets21/28 | €53,895 | €39,356 | €26,083 | €10,887 | €5,329 | ▼ 51.1% |
| Tangible fixed assets22/27 | €51,321 | €36,781 | €23,508 | €8,313 | €2,755 | ▼ 66.9% |
| Land and buildings22 | - | €32,127 | €21,418 | €5,354 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | - | - | €1,473 | €1,245 | €1,093 | ▼ 12.2% |
| Furniture and vehicles24 | - | €4,655 | €618 | €1,713 | €1,661 | ▼ 3.0% |
| Financial fixed assets28 | €2,574 | €2,574 | €2,574 | €2,574 | €2,574 | = |
| Current assets29/58 | €552,269 | €505,016 | €404,805 | €382,090 | €392,347 | ▲ 2.7% |
| Amounts receivable within one year40/41 | €343,581 | €328,040 | €343,702 | €349,593 | €247,556 | ▼ 29.2% |
| Trade receivables40 | - | €323,150 | €339,132 | €343,999 | €239,516 | ▼ 30.4% |
| Other amounts receivable41 | - | €4,889 | €4,570 | €5,595 | €8,040 | ▲ 43.7% |
| Cash at bank and in hand54/58 | €208,688 | €176,432 | €60,627 | €17,761 | €131,838 | ▲ 642% |
| Deferred charges and accrued income490/1 | - | €544 | €476 | €14,736 | €12,953 | ▼ 12.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €606,165 | €544,371 | €430,887 | €392,977 | €397,676 | ▲ 1.2% |
| Equity10/15 | €519,379 | €453,516 | €361,602 | €320,174 | €311,837 | ▼ 2.6% |
| Contributions10/11 | €487,000 | €487,000 | €487,000 | €487,000 | €487,000 | = |
| Capital10 | - | €487,000 | €487,000 | €487,000 | €487,000 | = |
| Issued capital100 | - | €487,000 | €487,000 | €487,000 | €487,000 | = |
| Reserves13 | €32,379 | €30,807 | €30,807 | €30,807 | €30,807 | = |
| Non-distributable reserves130/1 | - | €8,807 | €8,807 | €8,807 | €8,807 | = |
| Legal reserve130 | - | €8,807 | €8,807 | €8,807 | €8,807 | = |
| Tax-exempt reserves132 | - | €22,000 | €22,000 | €22,000 | €22,000 | = |
| Distributable reserves133 | - | €0 | - | - | - | - |
| Profit (loss) carried forward14 | - | -€64,291 | -€156,204 | -€197,633 | -€205,970 | ▼ 4.2% |
| Amounts payable17/49 | €86,786 | €90,855 | €69,285 | €72,803 | €85,839 | ▲ 17.9% |
| Amounts payable within one year42/48 | €86,272 | €90,855 | €69,285 | €66,725 | €67,666 | ▲ 1.4% |
| Trade debts44 | €37,794 | €39,322 | €35,667 | €33,090 | €33,656 | ▲ 1.7% |
| Suppliers440/4 | - | €39,322 | €35,667 | €33,090 | €33,656 | ▲ 1.7% |
| Taxes, remuneration and social security45 | - | €51,533 | €33,618 | €33,635 | €34,010 | ▲ 1.1% |
| Taxes450/3 | - | €6,348 | €1,639 | €4,106 | €4,541 | ▲ 10.6% |
| Remuneration and social security454/9 | - | €45,185 | €31,978 | €29,529 | €29,469 | ▼ 0.2% |
| Accrued charges and deferred income492/3 | - | €0 | - | €6,078 | €18,173 | ▲ 199% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€22,950 | -€65,863 | -€91,913 | -€41,429 | -€8,337 | ▲ 79.9% |
| + Depreciation and write-downs630 | €15,831 | €15,531 | €14,791 | €17,038 | €6,131 | ▼ 64.0% |
| Operating cash flow (approximation) | -€7,119 | -€50,332 | -€77,123 | -€24,391 | -€2,205 | ▲ 91.0% |
| Investment in fixed assets (approximation) | - | -€991 | -€1,517 | -€1,842 | -€573 | ▲ 68.9% |
| Change in cash | - | -€32,257 | -€115,805 | -€42,866 | €114,077 | ▲ 366% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
26-05
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- Board meeting, 01-05-2026
- Registered-office move, Tramstraat 32, 8700 Tielt
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet -€91,913
Net result drops to -€91,913, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
14-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 12 acts read
About the unread acts
Of the 12 Belgian State Gazette acts we know for this company, 1 has been read. The other 11 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 1987
Ground area
220 m²
Building footprint
224 m²
Volume, LiDAR
1,304 m³
Parcel 37015K0404/00F006, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
NET & STORAGE SOLUTIONS
since 19872.030.272.653
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37015K0404/00F006 | Flanders | 219 m² | 1 · 224 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M-Pact
BE 0731.634.475
Deinze · Eq €311,831
Dieter Adant BV
BE 0776.407.301
Halle · Eq €311,821
NAFIS
BE 0656.477.588
Lessines · Eq €311,736
Banqup Files
BE 0867.499.902
Gent · Eq €311,340
ORBIFOLD
BE 0821.705.707
Hechtel-Eksel · Eq €311,286
Of 16,913 companies in sector 62100 we hold annual accounts for 8,786. 6,139 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded28-08-1987
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID
0208:0431840337
Also
9925:BE0431840337
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.