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Complete company report
Generated 14-08-2026
Active BE 1005.222.975Private limited company

JOHN LOBO GROUP

Excelsiorlaan 71 ·1930 Zaventem, Belgium· 2 yrs active
Sector: Goederenvervoer over de weg (49410)
Conclusion Checked

The computed 12-month bankruptcy probability of JOHN LOBO GROUP is 3.3% (moderate). The 2025 annual accounts show a net result of €10k. Its net result ranks better than 29% of 36 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Net result €10k
Staff (FTE) 9393.4
Better than sector 29%
Active 2 yrs
Snowflake analysis 3 of 5 axes measured · computed by Checked
Health-Profitability66Solvency54Growth-Stability67
62 / 100

This figure rests on 3 of 5 axes. Too few to say where this company is strong or weak.

Computed on 3 of 5 axes. Not measured: health, growth. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 66
Solvency 54
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
3.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
No health score: the filing is too brief
The accounts filed for FY 2025 supply 1 of the 6 factors this model weighs. Below 3 we publish no score, because it would mostly describe the model rather than this company.
This is not a judgement about the company. Micro and abbreviated schemas may omit turnover (rubriek 70), which makes the EBITDA margin and often the interest coverage impossible to compute.
Financial overview1 NBB filings
Annual accounts filed on 27-05-2026 with the NBB · fiscal year 2025 · volledig
Sector comparison
Fiscal year 2025 · NACE 49, Land transport · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Net result €10k €46k
better than 29% of 36 sector peers
Total assets €43k €1.04M
better than 12% of 36 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositvolledig
Revenue€123k
EBITDA-
Net profit€10k
Cash flow-
Staff costs€9k
Income taxes-
Dividends-
Total assets€43k
Equity-
Debt€43k
of which ≤ 1y€33k
of which > 1y-
Working capital€10k
Employees (FTE)9393.4
Ratios (computed)
2025
Current ratio1.31
Quick ratio1.31
Working capital ratio23.5%
Solvency-
Debt / equity-
Long-term debt ratio-
Interest coverage-
Gross margin70.9%
Net margin8.2%
ROA23.5%
ROE-
EBITDA margin-
Days sales outstanding49d
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€43k
Current assets 29/58€43k
Amounts receivable within one year 40/41€16k
Cash & bank 54/58€26k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€43k
Amounts payable 17/49€43k
Amounts payable within one year 42/48€33k
Income statement
Turnover 70€123k
Operating result 9901€17k
Financial charges 65€7k
Result before taxes 9903€10k
Net result for the period 9904€10k
Result to be appropriated 9905€10k
Ratios computed by Checked.
Legal Structure
NACE primary Goederenvervoer over de weg(49410)
Legal form Private limited company(610)
Incorporation26-01-2024
StatusActive
Postal code1930
Establishment units 1 location
JOHN LOBO GROUP
Excelsiorlaan 71, 1930 ZaventemGoederenvervoer over de weg
since 20242.354.868.307
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23094D0036/00W000 Flanders 5,436 m² 1 · 1,487 m² 12.6 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
27-05-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2024
17-12-2024
State Gazette act Registered-office change
Belgisch Staatsblad, acts 1 acts
Address history · 1
17-12-2024
Registered-office move
All acts · 1 updated 1 year ago
2024
17-12-2024 Registered office moved from Lochristi to Zaventem Registered-office change
  • Antwerpse Steenweg 6, Bus A201, B-9080 Lochristi, België → Excelsiorlaan 71, B-1930 Zaventem, België
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Excelsiorlaan 71, B-1930 Zaventem, Belgi\u00EB",
        "city": "Zaventem",
        "region": "vlaams_gewest",
        "street": "Excelsiorlaan",
        "country": "BE",
        "postcode": "1930",
        "box_number": null,
        "street_number": "71",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Antwerpse Steenweg 6, Bus A201, B-9080 Lochristi, Belgi\u00EB",
        "city": "Lochristi",
        "region": "vlaams_gewest",
        "street": "Antwerpse Steenweg",
        "country": "BE",
        "postcode": "9080",
        "box_number": "A201",
        "street_number": "6",
        "locality_suffix": null
      },
      "effective_date": "2024-12-02",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-12-17",
    "filing_date": "2024-12-06",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "date": "2024-12-02",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "1005.222.975",
    "name_full": "JOHN LOBO GROUP",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "MIHAYLOV SVETOSLAV",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410Logistieke diensten52250Logistieke diensten52250Overige vervoerondersteunende activiteiten52290
Primary activity highlighted.
Names & trade names
Legal nameNL JOHN LOBO GROUP
Registered office
Excelsiorlaan 71
1930 Zaventem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative